Hot Today

Wise Bread articles that are hot today.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

7 Reasons to Invest in Stocks Past Age 50

Conventional wisdom says you should invest conservatively near and after retirement. Is that actually wise?

10 Investing Lessons You Must Teach Your Kids

Teach your children smart investing early, and you'll set them up for a lifetime of good financial decisions later.

10 Tricks You Should Learn From Great Hagglers

Haggling can save you some decent cash, but what if you hate to ask? Buck up and learn how to get the price that's right for you — and your budget.

5 Ways You May Benefit from the American Jobs Act

Details of the President's latest economic stimulus plan have been released. What's in it for small business?

10 Ideas for Using Your FSA Before Year End

Need to use up the funds in your flexible spending account before 2012? Make it happen with one (or more!) of these 10 purchases.

Chore Time: Allowances for Adults

Kids receive allowances for doing their chores. A similar system can be a great way to help adults budget for discretionary spending.

The Surprising Reasons Your Fixed-Rate Mortgage Payment Could Rise

They say nothing is set in stone, and your monthly mortgage payment is no exception. Plan ahead for these possible house payment price hikes.

Is Starting a Small Business for the Tax Deductions Worth It?

Some people recommend starting a side business to get more tax deductions. But if that plan sounds too good to be true, that's because it probably is.

6 Tools That Can Help You Boost Your Credit Score This Year

Boosting your credit score takes time and patience, but there are plenty of tools and apps to help you along the way.

Trade Goals for Values

Goals come from our values. In 2013, why not live according to your values instead of constantly striving to reach goals?

How to Use Airline Shopping Portals to Cash In On Rewards

Airline shopping portals can help you earn thousands of miles each year, without getting on an airplane.

15 Ways to Solve Your Problem

When you're facing a difficult situation, these 15 techniques — from going outside to remembering the Alamo — can help you find your solution.

7 Smart Ways to Save on a Wedding Dress

Planning your big day doesn't have to be stressful — and it doesn't have to bust your budget. It's time to get savvy about your wedding dress!

Book Review: The Complete Idiot’s Guide to Financial Aid for College (Second Edition)

You don’t have to be a complete idiot to need a little guidance in matters of finding and securing money for college. But just in case you are,

Ask the Readers: How Do You Save Money When Dining Out?

Tell us how you save money while dining out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Looking On The Bright Side: How to Find A Silver Lining In The Current Financial Crisis

While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson migh

5 Ways to Live Like a Celebrity on a Budget

It is possible to live like a celebrity and retain a bit of luxury even when you're cutting corners.

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

Homemade Peanut Butter: Recipe and Cost Comparison

Normally we assume it's cheaper to make something homemade rather than buy it at the store. But what about peanut butter? Is it cheaper to make your own homemade peanut butter?