Hot Today

Wise Bread articles that are hot today.

The 5 Best Mechanical Pencils

Keeping your writing utensils in tip-top shape isn't easy, but it can be. Just use any of these mechanical pencils and never have the need to use a pencil sharpener again.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Get a High Rating and Make More Money as an Uber Driver

If you're wondering how you can get a higher rating and earn more with Uber, here are some easy tips.

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

40 Rice Cake Topping Ideas

Rice cakes are low cost, low calorie, and largely low flavor. Dress them up with responsible-sized helpings of these delicious toppings.

10 Must-See Museums in the U.S.

If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.

Never Miss Free Ice Cream Again: Complete Calendar of Annual Free Stuff Days

Companies big and small celebrate holidays famous and obscure with freebies. Find out when and where to get yours.

Here's How Often Your Credit Score Gets Calculated

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

9 Online Retailers Who Let You Stack Coupons

If you're not stacking coupons, you're missing out on some huge online savings.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

Should You Pay Your Kids For Good Grades?

Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.