Hot Today

Wise Bread articles that are hot today.

School Bookstores Can't Afford Cheap Textbooks

I'm taking just one course this semester, with just one reasonably priced textbook. According to the back cover, the price was $29.95, but that isn't the price I paid. I pu

6 Items You Need to Be Prepared to Replace

Looking to upgrade your appliances and furniture? Here's when to do it.

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

Is Long Term Care Insurance Worth It?

Nursing homes aren't cheap. Long-term care insurance may be one way to help afford your future senior care.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

How to Turn $25 a Week Into Almost $7000 in 5 Years

You don't need thousands of dollars to earn real money investing. All you need is $25 a week and a plan — this plan.

The 7-Year Mortgage: Take It or Leave It?

Could a seven-year mortgage be the perfect for thing for you, or put your homeownership at risk? Understand your options with this guide.

Voluntary Slavery

Discover one writer's take on why the "voluntary slavery" of our personal financial situations can keep us from acting in our best interest.

12 Things You Should Know About the New Tax Law

The Trump administration recently rolled out its new tax law. Here are the major changes you need to know about.

11 Ways Anyone Can Make Money Online

You may not make it like Mark Zuckerberg does, but the internet is filled with opportunities to earn side money -- or even a lot more.

6 Ways of Improving Your Lottery Odds

We're not fans of lotteries — you're more likely to get struck by lightning — but if you must, try these hacks to make your odds less minuscule.

6 Celebrities With Shockingly Low Net Worths

You won't catch any of these spendthrift celebs on Frugal Lives of the Rich and Famous.

How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls

And this year one super cardholder will make it 12 in a row.

Make the World Better With These 17 Free Ways to Give Back

There are plenty of ways to donate your unwanted belongings and your time without spending a dime.

5 Easy Ways to Declutter Your Digital Life

Your digital life can become overwhelming quickly if you don't get organized. Start decluttering your bytes!

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

The 5 Best Car Battery Warmers

Keeping your car running during the cold winter months isn't easy, but it can be. Just use any of these car battery warmers and your battery will last through spring.

8 Companies With the Best Employee Discounts

Love the idea of a steep discount to shop where you work? You might want to apply at one of these eight stores.

Capital One: What’s In Your Envelope?

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort

Term vs Whole Life Insurance: Here's How to Choose

You know you need life insurance. But the real question is, what kind?