Hot Today

Wise Bread articles that are hot today.

Pessimism Pays - Why Expecting the Worst Can Save You Money

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa

8 Questions to Ask Before Hiring a Home Inspector

Before you hire a home inspector, make sure you get answers to these questions.

Non-financial investments

Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve

Buying Your First Home: What to Do and When to Do It

Buying your first home can be incredibly rewarding — and incredibly stressful. Keep your head on straight (and even enjoy the process!) with this guide.

Your equity was always imaginary

You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet.  It's an expression that

How to Save on Babysitting Without Ending Up on the Local News

When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.

Seven Ways to be the Life of Every Party

Have you ever been to a party where there’s this one person who seems to make it around the room? They flit from group to group, leaving everybod

Ask the Readers: Do You Attend Networking Events?

Tell us if you attend networking events and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Will high inflation persist?

Every financial calculation that you make is influenced by your expectations for future inflation: how much to borrow, where to put your savings, and whether your last raise was a

Welcome to the Real World - My Best Advice for New Graduates

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a wee

For Amazing, Affordable Vacations, Travel Slowly

Regardless of how long your vacation is, the slower you travel and the less you plan, the more rewarding (and affordable!) your trip will be.

Ask the Readers: How Have You Spent Past Tax Refunds?

Tell us how you've spent your tax refund in past years and we'll enter you in a drawing to win a $20 Amazon Gift Card!

7 Money Lessons I Learned From Thrift-Shopping

Scouring thrift shops can bring out your inner treasure hunter — and you inner money master. Here's what one avid picker picked-up about personal finance.

6 Ways Greed Is Keeping You Poor

"Greed is good," goes the famous line. After all, isn't greed a natural way to amass wealth? Not exactly.

Use Beer to Get Rid of Pests

Humans aren't the only creatures that like drinking beer — all sorts of creepy, crawly, and furry things do too. Learn how to use suds to keep pests at bay.

The World's Most Affordable Michelin-Starred Restaurants

It's rare for a restaurant to earn a Michelin Star (or two or three!), but you won't need a second mortgage for meals at these acclaimed eateries.

How to Tell if Your 401K Is a Good or a Bad One

The sad truth is that some 401K plans offer bad investments with high fees. Learn how to evaluate yours before you lose too much.

Cheap Passport Pictures (Part Two): Online Ordering

A year and a half ago, I wrote a post about how to fashion your own passport photos for unde

10 Best Tools for Finding an Apartment on the Cheap

Looking for a new apartment can be about as much fun as getting a root canal. However, a wealth of free or cheap tools are at hand to make it easier.

21 Decisions You'll Never Regret Making

Put life's regrets aside for a moment and focus on these anti-regrets. You don't want to look back on your life and say, "I wish I did that!" right?