Hot Today

Wise Bread articles that are hot today.

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

How to Trick Yourself Into Better Credit Card Behavior

By making a few key moves before you shop, you can easily trick your brain into better credit card use. Here's how.

9 Ways You Are Sabotaging Your Weekly Grocery Budget

Give your grocery list a modest makeover and you can save BIG.

Being Frugal Without Giving Up Your Social Life

Despite what some people think, you don't have to be a hermit to be frugal. Learn how you can have a fun social life AND maintain your budget.

Restaurant Recipes at Home-Cooked Prices

Look for 'clone' recipes to make your favorite restaurant dishes at home.

Ask the Readers: Do You Have a Will?

Tell us whether or not you have a will and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Credit Cards for Cruises

Start planning for your next cruise vacation with these credit cards.

Will A Dental Discount Plan Save You Money?

Those of us without traditional dental insurance may have been tempted to buy a dental “discount” plan. On paper, it looks good. In practicality, it could save you some, or more

Emergency Plan: Better Than an Emergency Fund

This is broader than just an Emergency Fund; it's an Emergency Plan.

10 Flavorful Foods Worth Splurging On

It's smart to cut costs in the kitchen and pantry with discount staples. Boost their flavor (and mealtime enjoyment) with a few pricier, higher quality ingredients.

6 Ways to Convince a Store Clerk to Give You a Deal

Sometimes, you just have to know the right questions to ask in order to score a great deal.

How to Turn Average Talent into Fame and Fortune

Some people have great talent. Some don’t. And then, there are those people who are OK at something and yet, through smart thinking and ingenuity, create a niche for themselves tha

10 Healthy, Easy Breakfasts for People on the Go

If you're too rushed to eat breakfast most mornings, don't fret! These healthy morning meals require almost no prep and are easy to eat on your way to work.

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

10 Reasons an HSA Is Actually Worth Having

Don't be intimidated by an HSA! These handy health care savings vehicles are totally worth your while.

7 Things the Craziest Christmas Fanatics Do

It's easy to get caught up in the spirit of the season. Too easy, in fact, for these holiday celebrants who take holiday excess to excess.

Why Retiring With Debt Isn't the End of the World

You've probably heard that retiring with debt is a costly mistake. But is it really the end of the world?

5 Store Card Pitfalls to Watch Out for

Store credit cards offer huge discounts to lure customers in, but there's a catch. Read about the pitfalls of these offers and how you can avoid them.

7 Ways to Balance Work and Travel While On the Road

Sometimes it's hard to unplug and avoid work entirely while on vacation, but not impossible.

Choosing Between Apples and Oranges

My family lives a fairly simple lifestyle. We live in a rural area, drive older cars, and rarely go out for dinner. But we also like to enjoy life. Given that we know approximat