Because homeowners are also voters, and because the subprime lending crisis threatens the whole economy, the federal government is trying to come up with ways to head off a massive
Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can
Bankruptcy is the last resort to dealing with debt: when a person finds himself in so much debt that paying it off simply isn't an option, bankruptcy can be the only way to handle
I finally buckled under the pressure to remain in the loop with Oprah and I rented 'The Secret.' Now, before you think I’m going to offer a movie review, I’ll simply say that it fe
There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize
As an ebay shopper, this is a heavenly find for me (and I thank my wife for introducing me to it). Basically, it all revolves around taking advantage of typos, misspellings and other human errors in ebay listings. [more]
If you're worried about getting hard inquiries on your credit report for applying for a secured credit card, try these cards that don't require credit checks.
Summer is coming up, and it is a great time to take a little break from work and relax. The recession may have put a damper on many people's vacation plans, but there is a way you
What would you do if you were about to lose your home? What would you be willing to do to keep it? Is it even possible to keep it once you've missed a few payments?
[more]
In an unofficial survey, 99% of my friends said they need more rest. By "rest," I don't mean sleep, but time that is refreshing and rejuvenating, time that gives and
We are so excited to be mentioned in the most recent print issue of TIME magazine. Readers looking here for blog posts by myself or our other bloggers will find that we have a wid
If you believe in our ability to harness the power of our minds, then it may not be a stretch for you to also believe that financial budgeting can be a self-fulfilling prophecy –-
The economy is way short of full employment, so naturally, consumer spending is down. Sooner or later employment, I think, will return to normal levels. Consumer spending will re
Wise Bread articles that are hot today.
Fixing the foreclosure crisis
Because homeowners are also voters, and because the subprime lending crisis threatens the whole economy, the federal government is trying to come up with ways to head off a massive
How to Prevent Identity Theft
Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can
How to File For Bankruptcy
Bankruptcy is the last resort to dealing with debt: when a person finds himself in so much debt that paying it off simply isn't an option, bankruptcy can be the only way to handle
‘Secret’ Attraction
I finally buckled under the pressure to remain in the loop with Oprah and I rented 'The Secret.' Now, before you think I’m going to offer a movie review, I’ll simply say that it fe
Budgeting Hack: Gift Calendars
There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize
Access Ebay's hidden auctions
As an ebay shopper, this is a heavenly find for me (and I thank my wife for introducing me to it). Basically, it all revolves around taking advantage of typos, misspellings and other human errors in ebay listings. [more]
6 Ways to Avoid Sneaky Online Price Changes
Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.
The Meaning of Milk Label Colors
Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.
The Best Secured Credit Cards that Don’t Require Credit Checks
If you're worried about getting hard inquiries on your credit report for applying for a secured credit card, try these cards that don't require credit checks.
Energy Price Spikes
There are several ways to help deal with spikes in energy prices, but the main one is simple: Get used to it.
The ultimate frugal vacation
Summer is coming up, and it is a great time to take a little break from work and relax. The recession may have put a damper on many people's vacation plans, but there is a way you
How to Avoid Foreclosure
What would you do if you were about to lose your home? What would you be willing to do to keep it? Is it even possible to keep it once you've missed a few payments? [more]
Get Some Rest!
In an unofficial survey, 99% of my friends said they need more rest. By "rest," I don't mean sleep, but time that is refreshing and rejuvenating, time that gives and
Welcome TIME Magazine Readers!
We are so excited to be mentioned in the most recent print issue of TIME magazine. Readers looking here for blog posts by myself or our other bloggers will find that we have a wid
12 Delicious, Healthy, and Inexpensive Snack Options
Skip expensive store bought, processed snack "foods," and replace them with these real food snacks that cost less in dollars and calories.
Budgeting: Projection or Prophecy?
If you believe in our ability to harness the power of our minds, then it may not be a stretch for you to also believe that financial budgeting can be a self-fulfilling prophecy –-
The new normal economy
The economy is way short of full employment, so naturally, consumer spending is down. Sooner or later employment, I think, will return to normal levels. Consumer spending will re
52 Uses for Rubber Bands
The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.
15 Home Decorating Ideas for Under $5
It can be a struggle to keep your household decorations interesting while keeping your budget in check, but these 15 ideas will help you do both.
Happy (Financial) Independence Day
Today, as we celebrate, let's take a vow to be financially independent.