Hot Today

Wise Bread articles that are hot today.

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

The 5 Best Cozy Home Essentials

If you look around your living room or bedroom and don't immediately want to take a nap, something's missing.

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

My blood boils when I have a full mailbox, but not one item is personal in nature. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Here's How Rich You'd Be If You Stopped Drinking

Don't drink away your savings. You might be surprised what the average American spends covering that bar tab each year.

How Just $5 a Day Can Improve Your Financial Future

Want to improve your financial future? All you need is $5 per day.

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

8 Networking Tips for Introverts

Many careers require you get out there and meet clients, vendors, and potential colleagues. But what if that's really, really not your thing?

10 Personal Issues No One at Work Needs to Hear

With work consuming so much of our lives, it seems natural to share our personal lives and concerns with our colleagues. Don't.

The Ethics of Free: Is it Wrong to Get Free Stuff?

The problem with free is that it doesn't mean something is really free. It just means that someone else has paid for the product or service instead of you.

20+ Questions to Ask During an Open House

Searching for your dream home? Make sure to ask these key questions as you browse open houses.

Beyond Goodwill: The Different Types of Thrift Stores

Looking for secondhand treasure? Knowing the pros and cons of each type of thrift store can help you decide where to shop.

How to Use Up Remaining Balances on Prepaid Gift Cards

Looking in my wallet, there are no less than 5 prepaid debit or gift cards hiding at any one time.

11 Essential Documents You Should Keep in Your Safe

Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.

What's Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?

Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.

Chinese Proverbs About Money and Personal Finance

A commenter on Wise Bread wrote a Chinese proverb about marketing that reminded me that there are many Chinese proverbs about money and personal finance. Here are a few of the one

3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)

It’s that dreaded time of year. Each trip to town requires a 10-minute pre-start on my car, and the hated task of scraping my windshield. There are several options to help you wi

Find Your Passion

Some people really don't know what they want to do. Here on some ideas on finding out.

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.