Hot Today

Wise Bread articles that are hot today.

Will the "Buy American" clause in the stimulus bill create or destroy jobs?

Tomorrow on February 17th President Obama plans to sign the $787 billion stimulus bill recently passed by Congress. One controversial portion of the bill is a clause for the publ

Should you skip a mortgage payment to get a bank's attention?

The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th

6 Budget-Friendly Beach Destinations

There's no need to let your trip to the beach cost an arm and a leg.

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.

3 Smart Ways Young Millionaires Manage Their Money

Even if you aren't lucky enough to be a young millionaire, you can still learn a thing or two about money from the filthy rich under 40 set.

Ask the Readers: Do Gift Cards Make a Good Gift?

What do you think? Are gift cards a cop-out or the perfect present for picky people? Do you find that they make the process of gifting easier? Would you prefer to receive one?

10 Foods You Need in Your "Emergency" Pantry

This isn't prep for the zombie apocalypse — it's how to save money and time by stocking up on 10 frugal foods for quick "emergency" dinners.

15 Easy Ways to Save for Your Dream Vacation

Think you'll never be able to afford your dream vacation? Think again! These 15 savings techniques will get you there.

Extended Car Warranties: 3 Things to Know

Extended car warranties can keep you from wrecking the family budget. But you need to shop them as carefully as you do your car. Here are three things to look for.

Getting Fired? Ask One Question to Get Free Money

Getting fired is never easy. But being prepared can be the difference between walking out of HR's office with nothing and getting a nice chunk of money to help you in the future. H

How to Turn Your Black Thumb Green

Don't let past failures keep you out of the garden this year. Grow your own flowers, veggies, and herbs with these simple tricks!

15 Easy Ways to Lower Your Electric Bill

Dreading the AC expense this summer? Trim your energy costs year round with these simple tricks.

$20 in New York City: The 15 Best Ways to Spend It

New York is famously pricey, but it's also famously frugal, if you know where to look. Try some of these fun ways to take a $20 bite out of the Big Apple.

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.

5 Costly Credit Card Mistakes You Might Be Making

Want more from your credit cards? Change these bad habits

11 Things You Can Do in Philadelphia That You Can't Do Anywhere Else

Philadelphia is often underrated but those who've been here know: The city is surprisingly full of hidden charms.

Energy Efficient Mortgages: Borrowing More to Save

Borrowing extra for an energy efficient mortgage can lower your utility costs and generate significant savings...as long as you make sure the math adds up.

4 Ways to Have a Better Day

Whether your day is annoying, infuriating, sad, frustrating, or just plain dumb, learn how you can turn it around.

The 5 Best Beach Tents

When you're at the beach and the sun gets too hot, it's nice to grab a little shade. Get any of these beach tents and you'll be tucked away from those harsh rays.

How to Throw the Most Fabulous (and Frugal) Baby Shower of all Time

Ever wondered how to throw the most fabulous - yet frugal - baby shower in the history of the world? Read on to find out how!