Hot Today

Wise Bread articles that are hot today.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

14 Ways to Make Your Yard Look Awesome for Under $100

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

Are You Withholding the Right Amount of Taxes from Your Paycheck?

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

How to Start Investing With Just $100

Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.

Bar Stool Economics

Enjoy this lighthearted anecdotal story illustrating the North American tax system.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

8 Baby Items With the Highest Resale Value

The good thing about babies growing quickly is that you can make money by selling their old stuff!

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.