Hot Today

Wise Bread articles that are hot today.

11 Finance Tips You Wish You Could Tell Your Younger Self

The carefree spend-happy days of your youth seem cringe-worthy now. If only you could go back and give yourself this advice...

Six Ways to Stay Warm and Reduce the Heating Bill

Are you paying through your nose  to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.

7 Frequent Flyer Rules to Go Farther on Fewer Miles

Travel reward points and miles are like dollars — you work hard to earn them, and you should spend them wisely. Learn how.

Can you Travel Light? Great! Fly Internationally for Free

Can you travel with carry on luggage only? Do you fly solo? And can you fly last minute? Great! Now you can fly for drastically discounted rates, and sometimes even for free.

20 Secrets of Last-Minute Travel

If you have the urge to roam, but don't care too much about where you wind up, these planning tips will get you there cheap, wherever "there" happens to be.

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.

8 Ways to Decide if It's a "Fund-Worthy" Emergency

You worked hard to build up your emergency fund for a rainy day like today. Is it raining hard enough to dip into your stash of cash?

The 5 Best Bicycle Lights

Seeing everything on the road from a bike at night (and being seen) isn't easy, but it can be. Use any of these bicycle lights and you will always be visible.

5 Times Buying the Extended Warranty Makes Sense

We usually advise readers to skip the extended warranty. But not always.

These 6 Instragrammers Are Getting Rich by Traveling the World

These Instagrammers are traveling the world, taking gorgeous pics, and raking it in — maybe you can join them!

Best Money Tips: Ways to Save $1,000 by Black Friday

Today we found some great articles on saving $1,000 by Black Friday, why you should book holiday travel now, and finding ideas for part time business.

7 Ways to Beat the Sunday Blues

Don't let the Sunday blues destroy the end of your precious weekend — or the hectic week ahead.

Cheap Smartphones: Which Ones Are Worth It?

Think getting a smartphone means shelling out hundreds of dollars? Nope. Check out the new crop of inexpensive, well-functioning smartphones.

What Net Neutrality Means For Your Wallet

Whether you're for or against net neutrality, the new rules covering Internet service could affect your finances. Find out what it may cost you.

3 Reasons to Be Picky When Hiring a Financial Planner

There are times in life when it's best to be picky, and choosing a financial planner is definitely one of them.

5 Questions to Ask Before Applying for a HELOC

A HELOC offers a flexible way to tap your home equity. Just be sure to answer a few questions before applying.

How to Avoid These 3 Investment Worries That Will Derail Your Retirement

It's normal to have retirement worries. But these fears can derail your retirement completely.

How to Benefit From Rising Interest Rates

Rising interest rates aren't all bad. Here's how to make rate hikes work to your favor.

Make Your Dream Career a Reality for Less Than $100

The most important part of starting a business isn't having a plan or even money — it's passion. Learn how that passion can drive your next career move.