Hot Today

Wise Bread articles that are hot today.

Do It All Car-Free With a Cargo Bike

If you want to drive less but still get your errands done, consider a cargo bike — these 'cycles can carry everything from kids to groceries and more.

8 Ways to Stay Sun Safe This Summer

Summer is here and the sun is beaming brightly. But before you head outside, make sure your skin is thoroughly protected from damaging rays.

Turn a Day Off Into Your Most Profitable Day of the Year

We often focus on what is most pressing with our finances. But if you take a day off to do some long-term work, you can save hundreds of dollars a year.

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

6 Reasons Your Great Startup Business Is Doomed

While many of us fantasize about being our own boss, not everyone is cut out to be a business owner. Most likely, that includes you, too.

Stabilize Your Portfolio With These 5 Bond Funds

Bonds don't promise thrilling growth, and that's a plus. Consider adding these five funds to your nest egg for balance — and some tax advantages.

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

Need a Cheap Cool Dessert? Make Your Own Shaved Ice!

Last week temperatures here in California soared into the 90s and we needed to cool down. After getting some fat free frozen yogurt we were still feeling hot, so my husband took o

How to Prevent a Windfall Money Mistake

Whether the cash comes from the lottery, an inheritance, or a tax refund, planning a windfall strategy now can prevent money mistakes later.

Why I Love Lists

Need to get something done, feel productive, or just get focused? Make a list!

The Value of Human Life Just Ain’t What it Used to Be

The government has determined that people are worth less than five years ago.

Ask the Readers: What Are Your Must-Have Thanksgiving Dishes?

Tell us about your must-have Thanksgiving dishes and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What Is the Life Insurance Application Process?

What happens after you request a life insurance quote? Jeff Rose, CFP, explains the life insurance application process.

Best Money Tips: How to Make Your Retirement More Successful

Today we found helpful articles on ways to make your retirement more successful, tips to save money at big box stores, and the best college degrees for job security.

8 Unexpected Ways a Credit Card Can Save You Money on Travel

Before you hit the road (or the sky) for a much-needed vacay, make sure you're up to speed on how much cash your credit card can save you.

11 Delicious Raw Recipes to Try This Summer

The raw diet offers lots of nutrition, but getting raw right is trickier than it looks. Try these recipes to keep it simple — and fresh.

How to Create Barriers to Your Savings

All it takes is one weak moment to reach into your checking account or connected savings account and use those funds on something frivolous. That's why it's important to protec

The Duel: ETFs vs. Mutual Funds

Which is the better investment? Know how ETFs and mutual funds work can help you decide which is best for your needs. Let's have them face off, and see how each performs.

Eat Dessert, Save!

Are you skipping dessert because it just costs too much, either in money, time, or calories? Skip no more! Read on for ideas to make dessert easy, affordable, and healthier than ev

5 Reasons Why It's OK to Get a Tax Refund

For most of us, getting a refund is not only more convenient, but the smarter choice as well.