Hot Today

Wise Bread articles that are hot today.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Ask the Readers: Do You Buy or Pack Your Lunch?

Tell us if you buy or pack your lunch and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

50 Great Things to Do With $50

One dollar may not buy you much anymore, but a crisp $50 bill still has value. From splurges to saving, try these savvy ideas for your half-hundred.

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

Ask the Readers: Could You Survive Without a Cell Phone?

Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

Ask the Readers: How Do You Save at the Pump?

Tell us how you save at the pump and we'll enter you in a drawing to win a $20 Amazon Gift Card!

I Just Think Things Should Work Properly too, Mr. Dyson. UPDATED 7/7/09

I don’t own a lot of stuff that’s considered top of the line. Hardly anything in fact. But I do have the “Rolls Royce” of vacuum cleaners – The Dyson DC14 Complete (well, it was to