Hot Today

Wise Bread articles that are hot today.

Laid Off? What To Do Before Plunging Into The Job Search

Your company has announced a soon-to-come layoff or you’ve been escorted out of the door. What’s next? What should you do…before updating your résumé, tapping into your professiona

Ask the Readers: Do You Have Yard Sales?

Tell us about your yard sales and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Can a Capsule Wardrobe Actually Save You Money?

Declutter your closet KonMari-style and then crunch the numbers. A capsule wardrobe can work if you plan carefully.

10 Negotiation Mistakes That Will Destroy Your Deal

From small buys to major life purchases, negotiation can make or break the deal. Win your next haggle-sesh by avoiding these common mistakes.

DIY Bedbug Detector Is Cheap and Effective and Full of Science

If you suspect you may have bedbugs, but aren’t sure how to test for them, try this DIY bedbug detector before calling in the bug sniffing dogs.

The Fallacy of Homeownership as a Sound Investment

Owning a home has become inextricably linked to the American dream, as much a part of the social fabric as baseball and apple pie. But the reality is that most Americans would be b

One Smart Thing You Can Do for Your Retirement Today

The smartest thing you can do for retirement planning is so easy, there's just no excuse not to do it. Even better? It's free.

Waste Not, Want Not: Turning Waste Into Savings

If you can adjust your daily habits in some very minor ways, you can start saving some extra cash each month. Here is a list of ideas you can implement immediately around the house

Become a Star Employee by Thinking Like an Entrepreneur

You might have control over the decisions your company makes, but you are in control of how you do your job. As an employee, you can benefit by bringing entrepreneurial thinking

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

The 5 Best Space Heaters

When used properly, a space heater can keep you warm and save you money in winter. Here are our picks for the five best.

9 Things You Need to Know About a Home Appraisal

If you're a total newbie to the housing market, a home appraisal is your ticket to paying a fair price.

Ask the Readers $200 Giveaway: Would You Ding Your Credit to Get Out of Debt?

Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!

8 Fees You Need to Stop Paying Right Now

Save hundreds of dollars a year by dropping these useless fees from your life.

Do You Live In One Of America’s Most Foreclosure-Ridden Towns?

I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad deci

Best Money Tips: Things Not to Do at the Office Christmas Party

Today we found some stellar articles on things not to do at the office Christmas party, dos and don'ts of Christmas giving, and why frugality may be hard for you.

Logitech QuickCam Vision Pro webcam: why doesn't 4 stars tell the full story?

At first glance, a product looks great and inspires your confidence with its marketing blurbs and dozens of favorable user reviews. But criticism and complaints point to deeper pro

10 Ways to Increase Your Willpower and Be More Successful

Many of our goals require willpower to reach. If your resolve's lacking, don't give up — try these willpower boosts to help you succeed.

One Talent, Multiple Streams of Income

Wondering how to use creative talents to pay the bills now and build for retirement later? Last week, I spoke with Texas wildflower artist Linda Calvert Jacobson about what works f

5 American Cities Where You Can Retire On Just Social Security

If Social Security is your primary post-retirement income, it may be time to move. Maybe to one of these five low-cost U.S. cities.