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Wise Bread articles that are hot today.

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it

10 Money Moves to Make Before the Leaves Change

With pumpkin spice latte season right around the corner (yes, already!), there's no better time to give your finances a full fall makeover.

The Curse of Momentum

The curse of momentum keeps us in our chairs, living lives we aren’t passionate about. Once stuck in a routine, it is easier to perpetually roll along in the same direction than it

Key Terms New Credit Card Users Must Understand

If you don't know your APR from your Average Daily Balance, you could be in for a rude surprise when your first credit card statement arrives.

IKEA Survival Guide

IKEA is a great place to buy furniture with style that doesn't cost a ton of money. But the store is notorious for sucking away hours of your time and patience. Here are five ha

6 Ways to Be a Good Guest When You're Broke

Just because you have zero dollars doesn't mean you can't contribute in other ways. Be thoughtful and kind and they'll always invite you back.

Anyone Can Spend Less for Food

You almost certainly pay more for food than you need to. Discover how you can spend drastically less...and why you shouldn't.

10 Work Perks You Can't Get as a Freelancer

You're ready to strike out on your own. Before ditching your day job, find out what work perks the freelancing world simply can't match.

4 Questions to Ask Before Leaving Your House to Your Kids

A home sounds like a wonderful gift for your adult children. But before you hand over the keys, there are a few things to consider.

9 Things You Need to Do Now to Prepare for Winter

Make it to spring unscathed and cheery by winterizing your home, your car, your family, and your soul.

16 Home Purchases for Under $10 That Are Well Worth the Money

Sometimes being frugal is about making do. These 16 home essentials will make your life easier — and none of them cost more than 10 bucks.

Free Ways to Celebrate Father’s Day

Celebrate Father’s Day this year with these free activities and gifts that are sure to make your dad feel appreciated.

Don't Make These 5 Common Mistakes When Writing a Will

Everyone needs a last will and testament. Make it easier on your loved ones by avoiding these mistakes.

Why Entrepreneurs Should Care About Google Suggest

Google's new auto-complete search function might seem neat...until it starts scaring away your customers.

9 Affordable Winter Getaways for the Family

While summer is the traditional season for family travel, winter offers plenty of opportunity, too. Book now — we've already done the research!

Cash for Trash: Making Money Recycling

Recycling isn't just good for the environment; it's also good for your wallet. From cans to paper to electronics and more, learn how to earn cash by going green.

Big Purchases You Should Make by 30, 40, and 50

Before your next milestone birthday, look at the big picture. Have the purchases you've made revealed something about who you are?

These Secrets of Amazon's Pricing Strategy Will Help You Find the Best Buys

You win some, you lose some in online retail. Find out which items are a steal on Amazon and which you're better off finding at your local Walmart.

6 Sneaky Ways You Cheat on Your Budget

No one likes a cheater — your budget included! Nix these small budget habits that are causing big harm to your finances.

How to Distinguish Yourself Online From People With the Same Name as You

Who shares your name online — a fugitive? Or worse, a reality show star? Learn how to distinguish yourself from other people with the same name online.