Hot Today

Wise Bread articles that are hot today.

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

5 Bodily Fluids You Can Exchange for Cash

If you're fit and healthy and don't mind some hassle and probing questions, you can earn extra income selling little vials of medical grade you.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!

What Are Secured Credit Cards?

Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.

How to Decide If Pet Insurance Is Worth the Cost

Pet insurance can cost a pretty penny, but it can also save you an arm and a leg.

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

21 Things That Young Adults Absolutely Need to Know About Money

While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.

Money in Your Yard: How to Sell Palm Trees For Cash

Palm trees are ubiquitous in California and other states with a warm climate. Although they are beautiful trees, some homeowners find them to be a nuisance because they require rou

The 5 Most Offensive Halloween Costumes Ever

If you think about the time and effort that went into these truly offensive costumes, it makes your headspin, gruesomely, like in The Exorcist.

6 Awesome Credit Card Tricks That Will Save You Money

Learn how to double sign-up bonuses, extend billing periods to 55 days, and earn rewards without wasting a dime.

The 5 Best Sites to Sell Your Arts and Crafts

If you have the knitting needle knack or the tablesaw talent, earn extra cash from your crafty skills by selling your stuff online. Here's where.

How to Use Miles and Points for a Big Award Trip

Once you've earned all those points and miles on your credit card, how do you go about redeeming them for your dream vacation?

5 Laid-Back Girls' Trip Destinations Anyone Can Afford

If you're looking to take a relaxing vacation with the girls, these destinations will fit your chill vibe and your budget.

4 Easy Ways to Start Saving for a Down Payment on a Home

Even the humblest of down payments will eat up a sizable savings account. How can you put together a down payment on a home that won't break you?

Eight Natural Ways to Make Water More Flavorful

The main reason that people don't drink water is that it is tasteless and not very "fun" to drink. On the other hand, water is considered more healthy than sodas so

Ask the Readers: What's Your Best Experience With Customer Service?

Tell us about your best experience with customer service and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Only 15 Foods That Are Worth Buying Organic

Not everything you buy from the grocery store needs to be organic — but to avoid harmful pesticides and hormones, these 15 foods should be.

What Exactly Does Trip Cancellation Insurance Cover?

Is trip interruption/cancellation insurance worth the cost? Let's find out.