Hot Today

Wise Bread articles that are hot today.

Will 4.5% mortgage rates jumpstart the housing market?

It seems like everyday the folks in Washington are rolling out a new plan to fix our economy. The Federal Reserve is running out of room to cut their federal funds rate, so now th

How To Host A New Year's Eve Party On A Budget

With the New Year celebration just around the corner from the Christmas shopping season, many people skip hosting a New Year's Eve party due to financial concerns. Find out how you

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

Does Amazon.com's "Frustration-Free Packaging" live up to its name?

Amazon.com recently announced their "Frustration-Free Packaging" initiative, aimed squarely at reducing the jagged tears and nasty lacerations. But is it as good as they claim?

How To Turn a 2-liter Bottle Of Water Into a 50-Watt Lightbulb

It's not often I'm taken aback by the simplicity and power of an invention, but this one does it for me. It's cheap, anyone can make one and it literally changes lives. Welcome to

Dirty Little Secrets: Shocking Germ Hotspots You Touch Every Day

There are germs WHERE? Find out where those microscopic baddies hide, and then follow your mother's advice and wash your hands!

8 Ways Everybody Saves During Back-to-School

Back-to-school deals aren't just for students! These seasonal sales can mean big savings for you, too.

The 5 Best Mops

Cleaning floors can be a pain — make it easy with one of these great mops.

Cheap Passport Pictures (Part Two): Online Ordering

A year and a half ago, I wrote a post about how to fashion your own passport photos for unde

The 5 Best Bluetooth Headphones

If you're looking for headphones that sound good and don't leave you tethered to a device, choose one of these great pairs.

10 Personal Issues No One at Work Needs to Hear

With work consuming so much of our lives, it seems natural to share our personal lives and concerns with our colleagues. Don't.

My 2016 Budget Challenge: How to Decide When to Sell Your House

Max is facing one of the biggest decisions in her budget challenge yet — should she sell her house? The decision is amusingly complex.

Flashback Friday: 38 Money Misconceptions We Need to Stop Believing

There are a lot of myths and lies floating around out there about money. It's time to debunk them once and for all.

What Happens to Your Online Stuff After You Die?

After you're gone, your virtual self will live on — for a while. Grant your heirs access to your digital property before it's gone, too.

Have Your Best Garage Sale Ever by Following These 9 Retail Secrets

Retailers have been convincing us to buy new stuff for centuries, so why not borrow a few tricks the next time you're trying move some old stuff?

Ask the Readers: Do You Honestly Follow a Budget? (Chance to win $20)

What do you think it takes to "budget" effectively? And do you do so yourself? Let us know your thoughts in order to be entered to win one of three $20 Amazon gift cards!

Going Into Debt Can Be Awesome

Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

The 5 Best Deep Conditioners

Keeping your locks silky smooth isn't easy, but it can be. Use any of these deep conditioners and your hair will remain moisturized and flawless.

Score Your Dream Home With the Perfect Offer Letter

In a hot housing market, you want every trick up your sleeve to score your dream home. A heartfelt letter to the seller may be the key.