Hot Today

Wise Bread articles that are hot today.

5 Ways to Use Credit Card Rewards this Christmas

If you're struggling to afford Christmas this year, these rewards credit card strategies could help you save money and boost the number of gifts you can put under the tree.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

10 Big Expenses You Can Easily Get Rid Of

The 80/20 rule applies to budgeting, too — 80% of your spend goes to 20% of your expenses. If you can cut those big costs, the savings are big, too.

13 Ways to Get Free Travel Accommodations

The biggest chunk of your travel budget is where you'll lay your head at night. Cut those costs with these clever ways to stay for free!

Oops — I Maxed Out My Credit Cards. Now What?

The convenience of paying with plastic can sometimes lead to trouble. Here's what to do if you've maxed out your credit cards.

6 Old Things in Your House That Have Serious Re-Sale Value

You'd be surprised how well some of your old stuff holds its value. Before you junk your junk, consider turning it into cash — it's easy money!

6 Things You Need to Do if You're Retiring in 2018

This is it; 2018 is the year you retire. Before you leave the working world, there are a fey key moves to make first.

Behind the Times - I learn about Keep the Change

Bank of America's Keep the Change program is the modern solution to a change jar. Are you saving your pennies?

35 Delicious Rice and Bean Dishes

You know rice and beans are healthy and delicious. But did you know there are as many ways to prepare rice and beans as there are beans in the bag? Here're 35 to get you started.

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

24 Easy to Make Grab and Go Snacks

Quell a case of the munchies without sabotaging your diet. These healthy, sweet, and savory snacks are perfect to grab and go.

2 Simple Ways to Get Holiday Shopping Bonuses for Huge Savings

Before you ring up your gifts, make sure to check for these special bonuses to save big!

How to Make a Major Career Switch Without Going Back to School

You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.

Psychology and Loans: The Strange Reasons Why You Make Bad Decisions

You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.

Housing Values in Relationship to Proximity to Certain Stores

When you're house hunting you already look for good schools and low crime. Maybe you should add a Starbucks and Trader Joe's to your list, too.

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

How To Get A Big Payoff From College Scholarships

Winning a scholarship takes effort, even to snag an award that is relatively small ($500-$1,000) compared to the cost of attendance at a state university (more than $16,000 per yea

How Doing Less Helps You Get More Done

Too much attention to detail can leave us missing the forest for the trees. Step back from detailed agendas and lengthy to-do lists and refocus on the bigger picture.

When Should Single People Get Life Insurance?

Life insurance is for people with dependents and stuff, right? Yep, and sometimes that applies to singles, too.

Does More Detergent Make for More Clean?

There's an easier way to save money on cleaning supplies than making your own: Use less.