credit card tips

2-Minute Read: What You Need to Know About Cash Advances

Before you request a cash advance through your credit card, scan this quick read so you understand what's involved.

Why the Best Credit Card Rewards Strategy Is a Slow One

When it comes to credit card rewards strategies, follow the lead of the tortoise, and take it slow.

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

You're Denied a Credit Card Due to Too Many Hard Inquiries. Now What?

Hard inquiries ruining your rewards game? When you can't get approved for new cards, these strategies can help you make the most of what you've got.

What Happens to a Student Credit Card After You Graduate?

Getting a credit card in college is a great way to build credit when you're young. But what should you do with the card after you graduate?

Use These 8 Credit Card Perks to Save Big and Have More Fun on Your Summer Vacation

Looking for a way to simplify your summer vacation plans? Look no further than your credit card.

Why It Pays to Wait Before Applying for a New Rewards Card

Before a sweet perk convinces you to apply for another rewards credit card, you might want to wait for some even better ones.

Do You Need Credit Monitoring to Protect Your Credit?

With data breaches everywhere you turn, credit monitoring seems like a smart thing to get. But do you really need it?

When Should You Pay a Credit Card Convenience Fee?

You may need to pay a fee to use a credit card in certain situations. This is when paying a fee to use credit is a good idea, and when it's not.

Does Your Teenager Really Need a Credit Card?

Does your teenager actually need a credit card? Probably.

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

How to Get Your First Credit Card and Build Credit

You're officially an adult and now you have your own credit card! Here's how to build credit the right way.

How to Calculate the Value of Your Credit Card Rewards

Ever wonder what your credit card rewards are actually worth? Let's find out.

6 Things to Consider Before Making a Big Purchase for Rewards Points

Paying for a home renovation with a rewards card could earn you a free vacation -- or lots of cash back. Be sure you understand the pitfalls before you dust off your card.

Re-Age Your Credit Card Debt to Protect Your Credit Score

Re-aging your credit can be good or bad depending on the circumstances. Learn when you want your credit re-aged and how to make it happen.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

How to Ease into Credit Card Rewards After Debt Repayment

You've conquered a mountain of debt. Congrats! Before you go right back to using credit cards again, learn how to proceed with caution.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

How to Reduce the Costs of a Cash Advance

Borrowing money against your credit card may be more costly than you think. Consider these strategies to avoid cash advances, or at least minimize their costs.

Why New Purchases On a Balance Transfer Card Can Cost You

Using your balance transfer card for purchases is typically a bad idea, and for more reasons than one.