interest rates

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

Cash Might Make You Happier, But Investments Will Make You Richer

Having a lot of cash on hand might put a smile on your face, but if it's long-term wealth you're after, you need to invest.

How to Save for Retirement When You Are Unemployed

So you're out of work. That doesn't mean you have to lose track of your retirement savings.

Stop Believing These 5 Home Refinance Myths

A home refi can help your overall financial health. Don't let these myths keep you from applying.

Should You Buy a Car With a Credit Card?

With the right strategy, financing your new ride with plastic can be a smart money move.

4 New Reasons You Need an Emergency Fund

You've heard it all before: You need an emergency fund. See if these new persuaders don't convince you.

5 Times Buying a Home With Cash Is Bad for Your Budget

If you have enough cash to buy a house, that's great! It still doesn't mean it's always the smartest financial move.

8 Valuable Rights You Might Lose When You Refinance Student Loans

You can refinance your mortgage to chip away at federal student loans faster. But be cautious: It comes at a cost.

How to Make Sure You Don't Run Out of Money in Retirement

Investing in an annuity can be a little tricky. Having an annuity, however, is pretty wonderful.

We Do the Math: Save for Retirement or Pay Off Credit Card Debt?

It's a finance question for the ages: Should you save for retirement, or pay off credit card debt? Find out what the math says.

8 Times You Need to Walk Away From Your Dream Home

You've found the home you've always dreamed of. Make sure you're not walking into a nightmare, instead.

5 Questions to Ask Before Signing Up for a New Credit Card

Getting a new credit might mean more rewards, or just a better utilization ratio. Just be sure you understand the ins and outs before you sign.

How a Credit Card Cash Advance Costs You More Than a Purchase

The convenience of cash advance comes at a cost. Usually, a pretty steep one.

How to Protect Yourself From Predatory Lending

"No credit? No problem!" At least, that's what a predatory lender might want you to think.

Why the Age of Your Credit History Matters

Your credit history is like a fine wine — the longer it matures, the better it is.

5 Sales Strategies Your Bank Uses to Make Money

Banks are businesses, too. Keep an eye out for these sales tactics that might be costing you money

The 25 Best Credit Cards From Credit Unions

These offerings from credit unions large and small may convince it's time to leave your big bank behind once and for all.

Why You Shouldn't Panic If Your Credit Score Drops

If your credit score takes a tumble, don't panic. Find out why your score may have taken a hit — and how you can bounce back.

8 Investments That May Soar During Trump's Term

Trump's economic impact is just guesswork for now, but let's take a look at what investments may soar under his lead, based on what's he's campaigned on.

Could Trump Bring Higher Interest Rates and Inflation? Consider These Money Moves

Will the fiscal landscape be different in 2017 during a Trump presidency? Here's how to get your money ready, either way things go.