Money Tips Network

Your Car Probably Doesn’t Need as Much Maintenance as You Think

Your car definitely needs maintenance — but it doesn’t need as much of it as you’re being told it does.

I didn’t used to think about routine maintenance a whole lot. For most of my driving life, I drove older, second- to third-hand vehicles and did maintenance myself when I could. My rule of thumb involved changing the oil and oil filter every 5,000 miles, replacing the air filter as soon as I bought the car, replacing fluids, and bringing it into the shop when there was a strange sound or light.

I learned what a dying universal joint sounded like, what a bear head gaskets were to replace, and how many $100 to $500 problems would eventually kill a car’s value. It wasn’t until I began leasing vehicles that I learned about actual routine maintenance and how to ward off some of those costlier issues before they cropped up.

4 Risky Life Decisions That Millionaires Made — But You Shouldn't

When you read about self-made millionaires and billionaires, it can often seem as if their success was an inevitable result of their tenacity and savvy decisions.

6 Affordable Kid-Free Vacation Ideas

Vacationing with your children may be the stuff memories are made of, but it's also a lot of work.

7 Underrated Skills That Will Help You in Any Job

When it comes to employment, degrees, training, and experience matter. Still, not everything employees have to offer was learned behind a desk.

Ask the Readers: What Do You Do for Self-Care?

Even if you enjoy all the things you do for work, family, and your social life, your days can still be really stressful!

Best Money Tips: When Is the Best Time to Buy a Car?

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on the best time to buy a car, ways to make the most of your time and money, and how to handle sentimental clutter.
Top 5 Articles

When is the best time to buy a car?

6 Monthly Bills That Won't Affect Your Credit Score

What's the best way to keep your FICO credit score healthy? Simple: Pay your bills on time and don't rack up too much debt.

Best Deals for Tuesday 06/19

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http://www.wisebread.com/bestdeals/today

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Summer Vacation 2018

Ah, can you feel that? The end of June is approaching, which means it’s time for the summer weather pattern to descend on Portland. There are clear skies and plenty of sun sun sun in the forecast. Feels like the perfect time to play hooky, no?

I’m taking this week off to enjoy the sunshine and to prepare for my upcoming presentation at WDS.

Financial Freedom Workshop Next Week!

As I did in 2016, I’m co-hosting a workshop on Financial Freedom. This year, my co-host is the amazing Douglas Tsoi, founder of Portland Underground Graduate School. We’ll host our three-hour session on money and meaning from nine to noon on Thursday, June 28th, in downtown Portland.

Want That $10,000 Grant to Move to Vermont? How to Convince Your Employer to Let You Work Remotely

The governor of Vermont recently signed a headline-grabbing bill into law that provides $10,000 to people willing to relocate to the Green Mountain State and work remotely for an out-of-state employer.

Known as the Remote Worker Grant Program, the measure takes effect Jan. 1, 2019. The $10,000 grant can be used to cover the costs of moving and work expenses such as computer software, hardware, or broadband internet.

The new offer comes in response to the state’s aging population. One in six Vermont residents is over 65 according to a U.S. Census Bureau report and the population is getting older faster than most other states in the country.

Retirement Surprises

Here's a piece listing what retirees wish they had known before they retired. The highlights:

Many retirees are surprised by the costs they faced in retirement, with health care costs leading the charge.

Thirty-seven percent of those surveyed say health care costs have been higher than expected in retirement, 45% say their total health care costs are just what they expected, and just 9% say they have been lower than expected.

About one quarter of retired investors say living expenses and taxes have been higher than expected after they retire.

Here's why they are surprised -- they don't think about retirement living costs.

I know, this should be the FIRST thing they consider before they retire -- what their retirement budget is -- but the vast majority of people don't do this.

8 Signs You Need a Social Media Detox

Everyone's on social media these days. However, some of us take it more seriously than others. And some of us have to take it seriously, because our professional success relies heavily on staying connected.

7 Times You Definitely Will Be Charged Credit Card Interest

Credit card interest is the worst. For one thing, most cards have APRs of nearly 17% on average, according to CreditCards.com. That's compared to less than 4% for a mortgage or 11% on a personal loan.

When you use credit cards, you should aim to avoid paying interest whenever possible.

How to Take a 7-Day Cross Country Road Trip for $350 or Less

When it comes to the standard family vacation, there's almost nothing more American than the old-fashioned summer road trip.

Want to Win at Personal Finance? Start a Money Club

We will talk about anything. Sex. Politics. Religion. Most controversial topics are fair game in today's world of openness and authenticity, and Americans will bare our souls — as long as the topic doesn't venture into money.

Best Deals for Monday 06/18

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Rethinking These Eight ‘Normal’ Behaviors Can Save You More Than $100,000

Growing up, it often felt like other kids were doing fun stuff I wasn’t allowed to – whether they were getting treats from the ice cream truck, the latest pair of Nikes, a ride on the go-karts, or the chance to climb something exciting (and definitely dangerous). Any protests to my parents were, of course, met with the old saying: “If everyone else jumped off a bridge, would you?”

That well-worn adage is still relevant in adulthood, because it’s exactly what many of our peers are doing financially: jumping headlong into a chasm of debt. And even though we know better, it can be really tempting to follow them overboard.