“My husband and I are generally frugal people who live well within our means. We work very hard at this but for some reason, 2017 got away from us. We anticipate saving about $25,000/year. But in 2017, we only managed to save a total of $2,500. It was quite devastating. As we entered 2018, I knew I wanted to get a better handle on our spending. By no means were we spending super frivolously, but the addition of a second child plus a job change for my husband left us feeling like we were in survival mode for most of 2017.
First, I had to figure out where the financial leak was. Besides a few emergency expenses, I realized we were constantly living above our weekly allowance and charging it to the credit card. Mostly, the extra costs were for food. Because we were in survival mode, we didn’t have as much time to plan meals, and therefore, we were eating out too much. And when we did buy groceries, we overspent on them. On top of all of that, we were stressed out.
The road to financial freedom is paved with good intentions — and littered with skid marks from those who started out, but opted for an easier path. It can be a lonely, winding road that has potholes, roadblocks, and detours.
Freelancers and small-business owners might not have the financial capital on hand to invest in all of the tools and apps that can help a business run smoothly.
Even though getting injured or sick while traveling is the last thing you want to happen, you certainly want to be prepared just in case.
Welcome to Wise Bread's Best Money Tips Roundup!
That two-bedroom home near the heart of the city was perfect when you and your partner first bought it. But ever since you started a family, that once quaint home feels crowded. It's time to upsize to a larger residence.
In September of 2017, Hurricane María blasted the Caribbean, causing huge amounts of devastation, over 100 deaths, and a massive breakdown of infrastructure.
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USB Chargeable Blackhead Vacuum Suction Remover, SAVE 70% OFF, and more...
Merriam-Webster defines frugality as “careful management of material resources and especially money.” Yet, there’s much more than that packed into such a simple word. For some, frugality means hope and opportunity. That’s the feeling I get from the word. For others, frugality means missing out. Frugality can mean less work for some people and more […]
The post What Does Frugality Mean? appeared first on The Simple Dollar.
As a manager at a growing technology company, I’m deeply involved in the hiring process for my team. I’ve learned a lot over the last couple of years about what makes a candidate stand out during the application and interview process.
While I think this advice can be especially helpful for new college graduates, I hope these tips — which go step by step from the initial search to the follow-up email — can prove useful to job seekers of all ages who are trying to cut through the noise and get noticed.
Applying for Roles: Speed Is Key
After I post a position to the job boards, I’ll check back after a few hours to see if any applications have rolled in. If I find someone great within the first 10 submissions, they have a huge leg up in terms of advancing in the process.
Who wants to cook over a hot stove in the summer months? An Instant Pot is the perfect kitchen gadget to use for all your meals in the summertime because it cuts cooking time drastically and doesn't heat up your home.
Your credit might be the last thing on your mind after you graduate.
Welcome to Wise Bread's Best Money Tips Roundup!
How much time have you wasted untangling headphone cords?
Full disclosure: I work in TV. I am a creative director at a premium cable channel, and I can tell you right now that I get paid to watch TV. I don't watch it all day, every day.
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From invisible boyfriends and glitter bombs to pet rocks and edible insects,...
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This week's topic: Keeping Wedding Season Frugal! Learn about saving on gifts, attire, travel arrangements, and more!
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Cosmopolitan Print Magazine 1 Year Subscription, 90% OFF, and more...
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When you ask your boss to allow telecommuting, mention these 14 ways they'll...
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