Money Tips Network

Winter is here. Accompanying the cold, the rain, and the snow are a whole bunch of old wives tales that range from slightly inaccurate to downright dangerous. We generally believe these pieces of advice because they were passed down to us by parents, grandparents, and friends.

Bank of America announced this week that it has ended its effectively-free eBanking account, moving the last of those customers into the bank’s Core Checking accounts instead.

The eBanking service wasn’t technically a free checking account, but it was pretty close – because it was quite easy to get around the fees. As long as you agreed to get statements electronically and avoided going to a real-live bank teller, the $8.95 monthly fee was waived.

By contrast, Core Checking charges a $12-a-month maintenance fee that’s more difficult to avoid — especially for low-income customers. To dodge that fee, account holders need to jump through higher-priced hoops, either keeping a minimum balance of $1,500 or more, or getting at least $250 direct deposited each month.

Recently I bought ground coffee for $1.24 per pound. That is not a typo. All I had to do was overlook the slight dent in the side of the 29-ounce can.

I did. As a result, we got the makings of 225 cups o’ joe for a little less than a penny each.

Searching the “manager’s special” bin at every store is one way we keep the grocery bills down. We call it the “scratch ’n’ dent bin,” because so many of the foodstuffs have had brushes with disaster: scuffed or partially collapsed boxes, dented cans. But some items aren’t damaged at all: They wind up in the clearance bin because they’re seasonal products, close to their sell-by dates (more on that below), or foods that didn’t sell as well as the store manager hoped.

The USDA estimates that a child born in 2015 will cost their parents $233,610 by their 18th birthday. This staggering number is based on two-income, middle-class households and accounts for shelter, food, and other child-related expenses.

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Introducing your little one to nature can be one of the best learning experiences your child can have at an early age. In order to hike safely with your baby, a hiking baby carrier can provide comfort, protection, and carrying ease for the parent.

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In a lot of ways, racking up debt has almost become an American pastime. Buying a new living room set? Finance it for 12 to 36 months at 0%. Trading in your car? Well, of course you’ll want to get a new car loan – you can even stretch it out over 84 months to dull the pain. Going on vacation? Just charge it and pay for it later – I mean, that’s what most people are doing, right?

We’re so used to using debt for every purchase that it’s almost unheard of to remain debt-free. And if you avoid debt, you may even be seen as some kind of weirdo.

From the Grand Canyon to Yellowstone Park, and the Everglades to Acadia, national parks across the U.S. attract more than 300 million visitors every year.