With the unemployment rate recently edging below 6 percent, the job market is starting to look healthier than it has been since before the Great Recession. While that market does not yet favor employees the way it did during the 1990s, it has recovered enough to justify a more ambitious focus. People who had to scuffle to find a job can now start thinking about their next career move.
Climbing the Career Ladder
How you handle your career is one of the most important financial tasks you will ever tackle. Think of it this way: Your career is an income-generating asset, and unless you become very wealthy, it is probably the biggest income-generator you will ever have. Beyond that, though, it is how you spend most of your waking hours, so handling your career correctly has a huge impact on your happiness as well.
With the unemployment rate recently edging below 6 percent, the job market is starting to look healthier than it has been since before the Great Recession. While that market does not yet favor employees the way it did during the 1990s, it has recovered enough to justify a more ambitious focus. People who had to scuffle to find a job can now start thinking about their next career move.
Climbing the Career Ladder
How you handle your career is one of the most important financial tasks you will ever tackle. Think of it this way: Your career is an income-generating asset, and unless you become very wealthy, it is probably the biggest income-generator you will ever have. Beyond that, though, it is how you spend most of your waking hours, so handling your career correctly has a huge impact on your happiness as well.
In February 2013, I moved back into my house. Yes, moved back in. I bought the place in 2007 and turned it into a rental property when I moved in with my then-boyfriend. The relationship went bust at about the time my tenants were moving out, so I decided to go back home, and used [...]
How to buy furniture you like without spending too much money from personal finance blog Bargaineering.com.
This blog was posted by Jen A. Miller
Insurance isn’t just about cars and homes: Mariah Carey reportedly took out a $1 billion policy on her legs. You can also insure yourself against an alien abduction or a zombie apocalypse. Photo: Wikimedia Commons
Insurance is a gambler’s game, and it always has been.
From the earliest days of human civilization there have been those who have been willing to gamble on the outcomes of other people’s efforts. A wealthy person would pay mercenaries to escort a shipment of grain produced by a tenant farmer in exchange for a portion of the sale price. He had an interest in insuring that the goods arrived safely so that he could collect his fee, which was really just a premium collected after the risk has passed.
Majoring in marketing or computer science could improve your job prospects after graduation. Photo: Mer Chau
Recent news about the rising costs of college has been nothing short of dark and dreary. By all accounts, the price tag of higher education has been skyrocketing — and student bank accounts simply cannot keep up.
Government data show that college costs for the 2011–12 academic year were approximately $14,300 at public institutions and $37,800 at private, nonprofit institutions — that’s a 28% to 40% increase since the 2001-2002 school year, even after adjusting for inflation.
A splash of color can transform a room quickly and on the cheap. Photo: Jodimichelle
Time is limited, funds are tight, but you desperately want to make over a few elements of your humble abode’s exterior and interior. Are there any feasible solutions?
Definitely, but the most ideal option is to put on your “handyman” cap and perform the tasks on your own.
But, let me warn you in advance: If you run across an idea or situation that seems too complex, do yourself and your wallet a favor and stick with the pros.
Otherwise, take a look at these simple and affordable DIY projects that can completely refresh your home’s appearance.
Two to three nights a week, our family has a dinner that’s served directly out of a slow cooker. It’s something that either Sarah or I assembled in the morning before the daily rush began and it’s ready to eat when our family is gathered for dinner.
This has a bunch of advantages.
One, it enables us to take advantage of whatever evening time sliver finds us all together in the dining room. If our son’s tae kwon do practice is done at five but our daughter has a guitar lesson at five thirty, we can sit dinner on the table at five ten on the dot, even if Sarah’s still commuting home from work and I’m retrieving the boys. Without our slow cooker, successful family dinners would be much more difficult.
Buy quality, gently worn clothes at yard sales, and resell them once your child outgrows them. Photo: Sierra Tierra
In 2009, I had my first child, a girl I named Lydia Rose. She was beautiful and dainty just like a baby doll, and I loved dressing her up in cute little outfits and taking all kinds of pictures. Unfortunately, those first few years turned out to be expensive. Since I wasn’t all that frugal at the time, I spent all kinds of money on outfits, hairbands, and ridiculously tiny baby shoes.
In 2011, things changed. I had a second daughter and realized we needed to rein in our spending… fast. But where would we start?
It sounds too good to be true, but teachers, nurses, and others can get a portion of their student loans erased.
Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in 15 Ways To Deal with Student Loan Debt, the average student owes a whopping $40,000 after graduation — but almost one in five students owes $50,000 or more, and 5.6 percent owe over $100,000.
Welcome to Wise Bread's Best Money Tips Roundup!
Link for teaser title:
http://www.wisebread.com/bestdeals/today
Best Buy 4-Day Sale, Old Navy 20th Birthday Sale: Up to 60% off, Sports Authority Sale: 20% off sitewide, and more!
Our communities just don't have the same bonds they used to. Think about it: Of all the people you've lived next door to, how many of their names do you know?
This tip is an oldie but a goodie – and it works for me:
From time to time, I call the companies with which I do business – and ask for discounts.
I just (literally, one minute ago) got off the phone with our television provider – and was able to reduce our monthly bill by nearly 30%.
All I did was call the company – and after trudging through their labyrinth of language-selection, account number-entry, and option-choice – I managed to speak to a customer service representative.
I then had the CSR explain to me, line-by-line, the details of my bill. (I had a copy of the bill pulled up on my computer so that I could see what we were discussing.)
I then asked about the “end date” of my contract – and soon…
I was transferred to another department – and after going through my bill a second time – I was offered both a credit on my current bill, a selection of free channels, and an ongoing monthly discount.
If you have a CSA share this season or regularly visit the market, you might find yourself with more squash than you know what to do with. As I watch the different shapes and colors pile up on my kitchen counters, I've been trying some new recipes and methods to taste the season.
The events of our lives are made up of a mixture of elements that are out of our control and elements that we have control over. It’s the relationship between those two elements that has a lot to do with personal finance and career and personal success.
I think my own experience provides a wonderful example of this.
When I was in pure “financial disaster” mode in the mid-2000s, I spent money with reckless abandon.
I didn’t really worry that much about my day-to-day expenses (something I could control) because I believed that my future self would make enough money (something I couldn’t control) that I would be just fine in the long run.
I didn’t really worry about saving for a down payment (something I could control) because I believed that my future self would be able to pay for it (something I couldn’t control).
We all know that the Ebola virus probably is not a threat to our health — but what about our fiscal health? As this deadly global story comes to a boil, it's also taking its toll on our wallets.
Ellen’s famous Oscar selfie was retweeted over 2 million times, and Twitter didn’t pay a cent for the exposure. Photo: TheEllenShow
It’s easy to write off social media stocks and their ludicrous valuations. Take Facebook (FB), which reports third-quarter earnings Tuesday. The stock is already up 42% in 2014, and 267% over the past two years. With a market cap of over $200 billion, investors value the company more than Ford (F), Boeing (BA), and Starbucks (SBUX) — combined. (All data is as of market close on Oct. 21.)
This article is by editor Linda Vergon.
Landen and his fiancé are planning to get married in the fall of 2015 and they’re starting to think about how to blend their financial lives together as they tie the knot. There are always a lot of decisions to make when you get married: Will you keep your finances separate or merge them together? Will you add each other onto your existing bank accounts or close them and open joint accounts at a new bank? On and on it goes.
Are you reading this article during your third coffee break or on your smartphone during a meeting?
If so, then you are part of the 69% of workers that say that they waste time at work every day.
How else are you wasting time — and getting less done?
It's that time of year again — time to start hemorrhaging money in the name of tradition and capitalism and Santa Claus. But what if you took a different approach this holiday season and made some extra cash before you spent it?
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