This post comes from Rachel Beger at our partner site Zing!
School’s just about out for the summer, and that can only mean one thing: “Mom, I’m bored!” Ideas run out fast, especially when you’re not looking to leave the house every day, and you have a budget to abide by. These five backyard activities will be your summer survival guide when boredom sets in for the kids and you don’t have the time or budget to come up with fun things to do.
Outdoor Twister
Twister is a classic game that’s fun for the whole family, but setting up the mat outside can be quite difficult when wind and slippery grass come into play. Instead of using the mat the old-fashioned way, spray paint the round circles onto your grass.
Sometimes, you really need a good travel credit card. One that's on your side. One that has your back. The Barclaycard Arrival™ World MasterCard® and Barclaycard Arrival Plus™ World Elite MasterCard® are both great credit cards for a number of reasons. Let's dig in and see if they're right for you and your family!
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on becoming a millionaire by age 30, being frugal when your significant other isn't, and the best and worst places to make a living.
Top 5 Articles
10 Ways To Become A Millionaire By Age 30 — To become a millionaire by age 30, plan to invest and shed your unproductive debt. [Lifehack]
You can use your cell phone as usual when you travel abroad, but cellular providers charge outrageous fees for this service — and you can expect to find a huge phone bill in the mail when you get home. Instead, here aere are some economical ways for you to stay connected with your loved ones at home while traveling abroad. (See also: Fantastic Phone Services for People on the Go)
Know Your Roaming Fees
The simplest way to minimize your phone charges is to keep track of them. For a short trip, this is a great solution that doesn't require much time or effort.
You know the feeling… you're halfway to work and — gasp! — "Did I bring my keycard?" Or you've landed at the Minneapolis Airport for the family reunion and — gasp! — "Did I pack the gloves?"
Whether it's daily life or situations, like travel, that take you out of your routine, there are a few tried-and-true ways to avoid that "OH NO!" moment. (See also: 10 Things You Should Immediately Do After Losing Your Wallet)
Just last week, I shared my list of fifteen essential personal finance and career books (if you haven’t checked out that list, I highly recommend it). Each of those books has proven to be an inspiration to me in one way or another, but one book stands out because of how the ideas were presented.
William Bernstein’s great book The Four Principles of Investing outlines four extremely valuable (and easy to understand, if you take your time) principles for investing one’s money. Bernstein calls them “pillars,” because almost any investing action you take relies on those core principles.
Paying your credit card on time every month can raise your credit score, and with an excellent FICO score it's easier to qualify for loans and a low interest rate. However, achieving a high credit score is just the beginning. You also need to maintain this score. (See also: How to Rebuild Your Credit Score in 8 Simple Steps)
If you don't know a lot about credit, you might unknowingly do things that lower your score over time. Maintaining good credit isn't rocket science, but you'll need to know the right ways to manage credit.
This article is by staff writer Holly Johnson.
Your car breaks down on the side of the road … again. It’s rush hour and it won’t start. You have to have it towed and you’re not happy about it. At all.
So what do you do?
You head to the local dealership in a fury, ready to replace it with something far more reliable, but also affordable. But the dealership has a few tricks up their sleeve and, according to Paul (the salesman helping you), it must be your lucky day. Amazingly, your car died at the most opportune time in history.
“Amazing deals are on the table for today only, folks, and we are in the midst of a complete liquidation,” says Paul. “Prices are being slashed left and right, and you need to act fast.”
“This is the sale of the century!!!”
As an online editor and writer who works with many other editors, writers, and all the people in between, I get a lot of email. Like, a lot. As a result, I've spent a lot of time thinking about how to make the most of email, how to be efficient at it, and how to ensure that it benefits my work. I'm not the only one. (See also: Get the Response You Want With a Friendly, Professional Email)
According to market research company Radicati, the average American worker received or sent 115 emails per day in 2013, a staggering figure that's expected to rise to 136 emails by 2017.
Over the years, the world has become more and more reliant on new technologies. Most people don't go very long without using a cell phone, digital camera, or flashlight. Many of these gadgets are powered by batteries. The television remote, your child's favorite toy, and MP3 players would be useless without batteries.
Batteries come in several varieties, including the less expensive, but quicker to die alkaline, the longer lasting but harder on the wallet lithium battery, and rechargeable batteries, which are the greenest choice of the three. They also come in many sizes, as indicated by a lettering system including AAA, AA, and D with almost every other letter of the alphabet in there.
I’ve been a musician for most of my life. I play piano in two church services each week. I doubt I could quit if I wanted to.
For most of that time as well, I’ve been a bit of a closet drummer. Lately I’ve also had the chance to hit the kit at church as well. (I’m still too loud. I need to be more like Steve Gadd and less like Animal.)
The drum set I bought at a pawn shop a while back is at the church. I finally got some new heads for the drums so that they didn’t sound like #4 washtubs.
Guitar Center … for drummers?
I got the heads at Guitar Center. They had a clearance bin with some decent deals, and I loaded up. The guy working there helped me out a lot with my questions, and the heads work great. A few days following the purchase, I got an email from him asking how the heads worked out. That was a nice touch!
My frugal hobby: snapping photos with my iPhone. Digital photography can be low-cost activity for those times when I am bored and looking to spend some quality time without spending a lot of money. But sometimes, the frugal path can be boring. Fortunately, I've found some inspiration in a post I wrote a while ago:
5 Things to Do When You Get Bored With Being Frugal
Turn off the lights. Check the receipt. Clip the coupons. And so on....Being frugal can get old and boring after a bit.
Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate.
This week's topic: Frugal Moving! Learn about saving on moving supplies, using a moving company, and how to keep moving stress-free! Let us know about the last time you moved and your number one tip for keeping moving frugal!
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some wonderful articles on tips for discussing money topics with your partner, things you should never buy at Sam's Club, and DIY cleaning products.
Top 5 Articles
23 Powerful Tips for Discussing Money Topics With Your Partner — When discussing money topics with your partner, establish a "no yelling" rule and start by talking about goals. [The Simple Dollar]
Dating has certainly changed since the world became tech-savvy. With the advent of smart phones, dating apps, and social media, making that awkward first move is not nearly as tough as it used to be. But, once you've both agreed to go on a first date, how do you make sure you get a second? (See also: Find Love With These Fun and Frugal First Date Ideas)
The following behaviors will guarantee that your first date will almost certainly be your last. Oh, and these apply to both men and women, so don't kid yourself that some of these don't concern you.
Neil Irwin at the New York Times points out that all asset classes around the world are expensive compared to their historical prices. If that’s the case, is there any investment class available that has the potential to provide great returns over the long-term?
Stocks and bonds; emerging markets and advanced economies; urban office towers and Iowa farmland; you name it, and it is trading at prices that are high by historical standards relative to fundamentals. The inverse of that is relatively low returns for investors…
But frustrating as the situation can be for investors hoping for better returns, the bigger question for the global economy is what happens next. How long will this low-return environment last?
It's officially July. Which means it's officially Popsicle Mania.
I use plastic popsicle forms to make all sorts of crazy flavored popsicles, but don't worry: You can alternatively use small paper cups and popsicle sticks (which you can find at craft stores). Amazon also carries a wide selection of popsicle forms. (See also: Why You Should Never Feel Guilty About Eating Ice Cream)
I love playing tabletop games – board games, card games, role playing games, pretty much anything like that. Ever since I was a little kid playing Acquire at my aunt’s house, I’ve loved sitting down at the table with other people and playing a game together. You’ll find me playing games with friends many weeknights and weekend afternoons.
One of the first real lessons that playing games taught me was the difference between tactics and strategy. Let’s look at the definitions of each, pulled from Wikitionary:
Strategy: A plan of action intended to accomplish a specific goal.
Tactics: The military science that deals with achieving the objectives set by strategy.
Here’s an example of the difference using the boardgame chess, as chess is likely a game most of you are familiar with.
Regardless of our chosen life path, there are certain financial benchmarks, lessons, and practices along the way that allow us to make the most of what we have and, hopefully, to get ahead. Here are six financial lessons everyone should learn and practice in their 30s. (See also: The 5 Most Important Lessons People Learn in Their 20s)
This article is by staff writer Kristin Wong.
I’ll admit it. I’m a sucker for money psychology studies. And it’s not just because I write about money. On a sheer curiosity level, they’re fascinating.
But they also serve as a great reminder that money is more about mind than it is about math.
Facebook
Become a fan
Twitter
Follow us
RSS
Subscribe