Not everyone has a green thumb, and growing a garden can often be a tiring — and expensive — endeavor for anyone to tackle. While it can be easy to spend hundreds of dollars on seeds, plants, additives, and water, you can make gardening worth your investment by growing the fruits and veggies that cost the most in stores today.
Here at Wise Bread, we try to provide insanely helpful and interesting content that improves your finances (and the rest of your life, too). We want to make our site even more awesome — but we need your help! Please take a few moments to fill out this brief survey so we can get to know you a little better, find out what you like about the site, and learn where we can improve.
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When you fill out the survey, you'll be entered to win one of five Amazon gift cards! Each week during July, we will give away the following prizes:
Many of us have parts of our bodies that we absolutely love. Alternatively, many of us have features we'd like to change or at least temporarily modify using makeup or other methods. I'm an advocate for embracing your uniqueness in all its forms; however, even I look for new ways to cover pimples or banish my dark circles.
Here are some quick, clever ways to hide your flaws using a few beauty tricks. (Related: 24 Places to Buy Inexpensive Natural Beauty Products)
Ethanol Added and Premium Fuels Are a Questionable Bargain
Over the last year, I’ve been keeping careful track of the fuel efficiency of my 2004 Honda Pilot. You know the vehicle – it’s the one I bought off of Craigslist a few years back.
My driving in the vehicle is an almost equal mix of highway driving, interstate driving, and stop-and-go driving in town. The terrain in central Iowa is mostly flat, but there are a few hills here and there. Over the last year, which amounts to the last twenty two fill-ups using a variety of fuels, the vehicle has averaged 19.1 miles per gallon.
So you just forked over a boatload of cash for a shiny new PC, but before you can really do anything other than watch YouTube videos and make crude Microsoft Paint drawings, you have to shell out even more to get the software. With today's leading applications costing hundreds of dollars, editing your photos or managing your finances can leave your wallet feeling substantially lighter. But fret not, for the Internet is your bank account's salvation from pricey PC programs! (See also: The Most Underrated Software You May Already Own)
This article is by staff writer Kristin Wong.
(This is a two-part series. Part II is “Our brains on scarcity: Breaking out of the trap.”)
I recently discovered the book “Scarcity: Why Having Too Little Means So Much.” To be honest, I don’t even remember how I came to find out about the book. Maybe someone recommended it; maybe I read about it somewhere. Lately, I’ve been overwhelmingly busy, and, as a result, my short-term memory is shot.
Coincidentally, that’s what the book is about. Authors/researchers Sendhil Mullainathan and Eldar Shafir explain how our mental bandwidth changes when we don’t have enough of something — namely, time and money.
A recent study by UBC found that dads who do the dishes — and other household chores — tend to raise more ambitious daughters than dads who stick to more traditional (or, dare I say, outdated) gender roles and leave the kitchen duties to the women in the house. (See also: 7 Important Financial Lessons Kids Teach Their Children)
We've talked about the fact that your career is your most important financial asset. If you really want to grow it (and your income), and you should, networking is a key skill you'll need to develop. But mixing it up with others can be awkward, especially for those of us who aren't great at small talk.
Luckily, I stumbled upon some help. Fox Business lists eight opening lines to network like a pro. Here they are with my comments on each:
“I just tried a slider from the buffet table, and I think I’m going to grab another. Care to join me?”
I hate that this one is first because it sounds cheesy to me. I don't like/use it personally.
It's easy to underestimate the importance and value of a good office chair in the workplace. In a typical workday at an office, it's safe to assume to that for most of that time you're working sitting down at a desk. Spending that much time in an inadequate office chair could spell back problems and physical pain that could be very detrimental to your productivity and overall health in the long-term.
This unfortunate scenario can easily be avoided by investing in a well-designed and comfortable office chair. Wise Bread is here to show you the best office chairs worth your money and health with our top 5 list.
Do you think it’s a good idea to get away from fossil fuels for our energy needs? If so, you’d be one of millions. Fact is, we are totally dependent on energy for our daily lives, especially electricity. (You can’t read this post without electric power, for example.)
Where Does Power Come From?
Most electricity, by far, is generated with fossil fuels: coal, oil and natural gas. However, this is unsustainable in the long run, as we all know by now. In recent times, new methods of generating electricity have been taking root with processes that rely on sources which:
A colleague whom I respect a great deal talked with me at the end of last week. He has a way of breaking complex things down into very simple, but profound, terms.
He was explaining how a particular process works, and he appealed to my science background. He talked about the concepts of ground, and by extension, ground truth, and baselines.
How do you know how good that bargain is?
A baseline is simply a reference measurement for something you want to see how it changes.
How do you baseline something? Easy:
Here’s an example: I’ll baseline my weight.
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Sure, you can get low hotel rates by shopping around on several websites. But if you're the type of traveler who's willing to spend a bit more time for greater savings, there are other ways to get better deals. These three hotel booking methods take some time and effort, but you'll gain access to exclusive hotel rates. (See also: How to Book an Amazing Cheap Travel Package)
Flash Sales
As the name suggests, a flash sale has a time limit, so you'll have to make up your mind quickly. Depending on the deal, the flash sale may only last for a couple of hours, although some flash sale deals remain available for a few days.
You can find flash sale hotel deals on several dedicated travel private sale websites.
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some wonderful articles on ways to plan a July 4th blowout on a budget, how bridesmaids can avoid going broke, and small business ideas for kids.
Top 5 Articles
6 Ways to Plan a July 4th Blowout on a Budget — Having a potluck and opting for BYOB can make your July 4th celebration a frugal one. [SmartAsset Blog]
8 Ways Bridesmaids Can Avoid Going Broke — To avoid going broke as a bridesmaid, be smart about gift giving and do your own makeup and hair. [POPSUGAR Smart Living]
When my husband and I bought our first home, I was glued to all those television DIY shows. There were so many things we wanted to do to our starter space, and the Internet hadn't yet exploded with tutorials and inspiration boards. Now? Any and every project you could ever want to do can be found with a quick search. (Related: 25 Cheap and Easy Fixes That Make Your House Look Great)
Here are some of the best home and decor improvements even novices can tackle.
For many families in the United States, Fourth of July (aka Independence Day) is a day of parades, barbecues, and fireworks. This holiday can be a lot of fun, but it can also turn dangerous if you don't follow some safety precautions.
What are your Fourth of July safety tips? Have you had any close calls during past celebrations? How do you plan on staying safe and responsible this year?
Tell us your Fourth of July safety tips and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Win 1 of 3 $20 Amazon Gift Cards
We're doing three giveaways — here's how you can win!
One of the interesting parts of running a popular website like The Simple Dollar is that you get to see the terms that people type into Google when they’re searching for your site. So, if someone types “money management” into Google and then eventually click on my site somewhere in the results for that term, it can be seen in the site statistics.
I love looking at these terms because they often give me clues as to what people want to see on the site. I’m not so much interested in the popular terms – if 100 people type in a particular term and find The Simple Dollar, I know I’m covering it well.
What I’m interested in are the search terms that have just one or two results. Those search strings often tell a story… and they often stick right into my heart. Some examples:
in debt scared help
how do i fix finances?
need help repaying debt
Fact: Every day, we all start with 24 hours. Subtract the recommended 7 to 9 hours of sleep, and we're left with a measly 15 to 17 waking hours per day. No wonder we're always rushing around, trying to cram in all our "have-tos" and "want-tos!" But sometimes slowwwwwing down to enjoy the good stuff — and speeding up to increase efficiencies in other areas — can add a whole lot of awesomeness to everyday life. (See also: 9 Tools That Create Hours of Free Time Every Week)
This article is by staff writer William Cowie.
A short while ago, our readers were asked (talking about your personal financial journey) “What is the next step?” J.D. offered an answer in his 2009 article: the third stage is… investing.
Why?
Why invest? In life, you can get income from only two sources:
For many, college is the first time living away from home — and often living without a lot of money.
Necessity is the mother of invention, though, this is why students discover and develop hacks to save money. Beyond the Ramen meal cliche, college students are true DIY masters that know how to reduce, reuse, and recycle. Here are 15 useful college student hacks that can help anybody save money around the house. (See also: 20+ Freebies for College Students)
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