Articles on Credit Cards

The Best Secured Credit Cards

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.

How to Calculate the Value of Your Credit Card Rewards

Ever wonder what your credit card rewards are actually worth? Let's find out.

6 Things to Consider Before Making a Big Purchase for Rewards Points

Paying for a home renovation with a rewards card could earn you a free vacation -- or lots of cash back. Be sure you understand the pitfalls before you dust off your card.

Re-Age Your Credit Card Debt to Protect Your Credit Score

Re-aging your credit can be good or bad depending on the circumstances. Learn when you want your credit re-aged and how to make it happen.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

How to Ease into Credit Card Rewards After Debt Repayment

You've conquered a mountain of debt. Congrats! Before you go right back to using credit cards again, learn how to proceed with caution.

Financial Experts Share Their Biggest Credit Mistakes

Financial experts have made credit mistakes, too. Here's what they've learned from those mistakes.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

Guess What? Your Bank Rewards May be Taxable

Credit card and bank rewards may be taxable depending on how they're earned. Find out how these rewards are treated, and if you'll be on the hook for taxes.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

5 Credit Card Mistakes to Get Over by Age 30

If you're fast approaching the big 3-0, it's high-time to leave these credit card mistakes in the past.

How to Reduce the Costs of a Cash Advance

Borrowing money against your credit card may be more costly than you think. Consider these strategies to avoid cash advances, or at least minimize their costs.

What Happens to Your Store Credit Card When the Store Closes?

The retailer behind your store-branded credit card just went kaput. What happens to your plastic — and your debt — now?

Why New Purchases On a Balance Transfer Card Can Cost You

Using your balance transfer card for purchases is typically a bad idea, and for more reasons than one.

How the Fair Credit Billing Act Protects You

The Fair Credit Billing Act (FCBA) was created to protect consumers. Here's how it protects you.

The Hilton Honors American Express Business Card: Small Business Owners Earn More Award Nights

Hilton Honors American Express Business Card offers generous rewards and benefits for small business owners who frequently travel and stay in Hilton Hotels and properties.

The Millennials Guide to Avoiding Credit Card Debt

Millennials have a shared fear; credit card debt. But don't worry — it's entirely possible to use credit cards and avoid crippling debt.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

How to Win a Fraud Dispute With Your Credit Card Company

Thanks to the Fair Credit Billing Act, the law's on your side when it comes to fraudulent card account charges. Here's how to protect your rights (and your wallet).

These Are the Best Credit Card Strategies for Married Couples

Married couples can manage their credit cards way more efficiently when they work together as a team.