There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as
Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo
For most of the 20th century, capitalism and democracy seemed to go hand-in-hand. After all, every democratic country was largely capitalist and nearly every capitalist country wa
Having balanced your budget and analyzed your risk, you're now ready to start tackling that "investing" entry on your list of new year's resolutions. But where do
Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position
Are you paying through your nose to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.
The Groundhog predicted that we will have to endure six more weeks of winter. This means more snow, ice, and cold that can reduce your car's efficiency by up to 50%. Fortunatel
The strategy for households with a single adult can be disposed of in the first paragraph: Earn enough money to buy everything your household consumes, plus provide through direct
Most people think that the frugal way to travel is to stay in hostels. However there are a number of scenarios where that may not be the case. Read on for some tips on how to
As you’re no doubt aware, President Bush has created an economic stimulus package in the hopes of stalling the impending recession (or if you believe some, depression) that’s on th
By 2009, passports will be mandatory for all US citizens traveling abroad. If you were planning a trip to Canada, Mexico, or the Caribbean, this could mean a rather substantial add
“Win by not losing” or rather win by minimizing losses during market downturns is the ticket to being an investment champion according to The Quiet Millionaire author and Certified
Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma
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