Articles on Personal Finance

4 Ways Student Loans Impact Your Taxes

Got student loan debt? Who doesn't. Lessen the burden by knowing just how that debt plays into your taxes.

Is It Still Smart to Buy an Electric Car While Gas Prices Are Low?

Hybrid and electric cars are facing a bit of dilemma — are rock-bottom gas prices reducing their value?

5-Day Debt Reduction Plan: Search and Destroy

It's Day Three of your plan to tackle debt reduction. Where can you trim the fat from your budget to find extra cash to direct toward debt?

How to Spot a Credit Repair Scam

A reputable credit repair company can truly help you rebuild your credit. But beware — the scammers are out there.

8 Money Lessons I Learned Selling Office Supplies

Working at an office supply superstore teaches more than just the price of pens. Find out what one Wise Bread writer learned during a first summer job.

10 Money Moves to Make When a Layoff Is Coming

You've seen the warning signs. When you suspect job cuts are headed your way, it's time to get these money moves in motion.

5-Day Debt Reduction Plan: Add It Up

It's Day Two of your plan to tackle debt reduction. Time to ditch the excuses, break out the calculator, and make a game plan.

5 Ways to Handle a Forced Early Retirement

When you're forced to exit the workforce early, it can throw a serious wrench in your retirement plans. Here's how to handle it.

9 Things You Need to Know About a Home Appraisal

If you're a total newbie to the housing market, a home appraisal is your ticket to paying a fair price.

5-Day Debt Reduction Plan: Stop Waiting for Tomorrow

Debt sucks. It’s time to tackle it, today, before it turns into an even uglier monster. Get started reducing your debt by following this simple five-day plan.

What to Do If You Didn't Save for Your Child's College

The best time to start saving for your child's education was 18 years ago. If you missed out, there are still ways to help them afford college.

Build Savings Faster With a Multiple Account Strategy

Trying to manage all your expenses out of one savings account? Your finances might actually be a little simpler with two or three accounts.

10 Signs You Aren't Saving Enough for Retirement

Do you get the sinking feeling you aren't saving enough for retirement? You probably aren't.

7 Investments That Usually Soar During the Summer

The stock market doesn't always lag in the summertime and these seven sectors remind that it's not always wise to "go away in May."

You Missed a Student Loan Payment. Now What?

Whoops — did you miss a student loan payment? Don't panic! Here's how to fix your situation.

4 Brilliant Tips From "Smart Mom, Rich Mom"

Looking for ways to build wealth while raising a family? Look no further than Kimberly Palmer's new book, "Smart Mom, Rich Mom."

6 Ways NOT to Spend Your Credit Card Rewards

Earning credit card rewards is a key benefit of buying with plastic. Just make sure you choose rewards that have all the value you earned!

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

4 Moves That Guarantee a Great Retirement

The number of Americans happy in retirement plummets each year. Avoid that fate and enjoy your golden years to the max.

5 Things Debt Collectors Don't Want You to Know

Debt collectors sometimes have a few sneaky tricks up their sleeve. Beat them to the punch by knowing your rights.