Wise Bread is an optimistic place. There are some people who can't see the congruence between optimism and frugality. I'm talking about the people who point to our progre
Does your budget include a contingency for fuel to get much more expensive? Because it ought to.
I learned about the need for contingencies early. [more]
When we buy bottled water, especially bottled water from overseas (like Fiji), we're deciding against using that we have immediate access to, something that pours freely into o
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