Best Department Store Cards

By Kris Majaski. Last updated 28 August 2017. 0 comments

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Department store cards are convenient for earning rewards and benefits while shopping for anything from housewares to clothing and other merchandise. The following cards are the best department store cards to use when you shop.

Barneys New York

Barneys New York stores provide merchandise for the home as well as clothing for everyone in the family. The Barneys New York credit card gives you a $50 credit toward alterations for every $500 you spend on full-price purchases with the card. You also get exclusive access to pre-sale shopping days and invitations to private in-store and online events.


Herbergers department stores have a long history, with 41 locations in the Midwest. These stores provide everything from handbags and fragrances, to household goods and furniture. The Herbergers credit card offers a $20 rewards card for every $200 you spend and a birthday celebration offer. You also get exclusive savings opportunities.


The Home Shopping Network (HSN) is a department store which allows you to purchase a number of products from your home. This card comes with ExtraFlex payment options on beauty, fashion, and jewelry. You also get VIP easy returns and VIP financing as well as exclusive discounts.


This department store with roots in Iowa carries everything from clothing for men, women, and children, to furniture and bed and bath merchandise. The Younkers credit card offers a birthday celebration offer, exclusive savings opportunities, and a $20 rewards card for every $200 you spend.

Bealls Florida

At Bealls Florida, you can shop for everything from bed and bath merchandise, luggage, shoes and sandals, and more. The Bealls Florida card awards 1 rewards point for every dollar you spend. You also get a $10 reward for every 200 points you earn and Gold Customer status when you spend $500 or more annually.

Big Lots

Big Lots often provides discounts and sales on a wide variety of products from toys to furniture and electronics. This credit card gives you special financing options with no annual fee. You also get 24/7 online account management.


Bon-Ton department stores provide apparel, furniture, jewelry, and more. Some stores even have hair salons. The Bon-Ton credit card allows you to earn a $20 rewards card for every $200 you spend along with a birthday celebration offer and exclusive savings opportunities.


At Boscovs stores, you can shop for clothing, shoes, beauty products, jewelry, and bed and bath products. This card gives you 15% off on all purchases on the day you activate your card. You also get 100 bonus rewards points when you open the account. Cardholders also get access to exclusive discounts and appreciation events.

Burkes Outlet

Burkes Outlet is a department store that offers up to 90% off household merchandise, beauty products, clothing, and shoes. The Burkes Outlet card awards 2 points for each dollar you spend on eligible purchases and a $5 reward for every 200 points you earn. You also get 15% off your entire purchase on Monday or Friday.


Carsons department stores are known for being an upscale chain located primarily in the Midwest area. The Carsons credit card gives you benefits such as a birthday celebration offer and exclusive savings. You also get a $20 rewards card for every $200 you spend.


Haband department stores are part of the Blair Corporation which includes other popular brands such as Old Pueblo Traders and Bedford Fair. You can find men’s and women’s clothing as well as household goods at Haband stores. This credit card gives you hassle-free returns, a special birthday, anniversary, and holiday offers, and no annual fee.

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