Holly Johnson's blog

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

8 Ways to Save Money When You Can't Really Afford To

Saving money seems impossible when you're living paycheck to paycheck, but there's still a way to make it work.

9 Hidden Expenses to Plan for When You Redeem Travel Rewards

Redeeming travel rewards is fun and can feel like scoring free travel, but there are some hidden expenses you should budget for.

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Good news! There are several ways to rack up travel points and miles without the use of a credit card.

Why Cruises Are the Best Option for a Cheap Family Vacation

Looking to book a family getaway that won't break the budget? Search no more and head to the high seas!

How to Use Airline Shopping Portals to Cash In On Rewards

Airline shopping portals can help you earn thousands of miles each year, without getting on an airplane.

5 Personal Loan Fees You Should Never, Ever Pay

The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.

How to Maximize Rewards Through Credit Card Shopping Portals

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

How to Pick a Travel Insurance Policy

Travel insurance can be worth the cost, as long as you pick the right one from a company you trust. Here's how to do that.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

How a Family of 4 Can Visit Hawaii for $1,000 or Less

Hawaii may be beautiful, but it's far from the mainland and expensive to visit. These tips can help you plan a Hawaiian vacation for $1,000 or less.