Holly Johnson's blog

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.

How a Credit Card Can Actually Help You Get Out of Debt

Is paying off debt with a credit card ever a good idea? In some cases, yes.

5 Money Moves to Make Before You Turn 40

Before you hit the big 4-0, make sure you've made these money moves.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

How to Get Ahead With a 0% APR Credit Card

This is how you can use a 0% APR credit card to get ahead on your finances.

The 6 Best Ways to Invest Just $100 Per Month This Year

Now that 2020 has begun, make sure you're setting your future self up for success by investing just $100 per month.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

How to Pay Off Holiday Debt: A Step-by-Step Guide

Did Christmas leave you in the red? Don't worry, this step-by-step guide will help you climb out of that hole.

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

The Ultimate Credit Card Combinations to Level Up Your Rewards Game

Believe it or not, you can score incredible rewards when you use two credit cards together. Here's how to cash in.

5 Ways to Make the Holidays More Affordable — Without Taking Out a Holiday Loan

Before you apply for a personal loan to cover your holiday spending, consider these alternatives.

6 Steps to Avoiding Credit Card Debt Over the Holidays

Follow these six steps and your holiday season will be credit card debt-free.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.