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When to Use Savings to Pay Off Debt

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?

Ready To Buy Some Exercise Equipment? Read This First.

Don’t worry, this is not an exposé on bad equipment or faulty products; I’m no expert on exercise machines and products. But I do know a little about human nature and after many ch

Latvians Mortgage Their Souls For Cash

Some Latvians are selling their souls for cash but not in an amoral or unethical way but literally signing away their souls for a maximum of $1,000. What's your threshold? What are

How will the federal minimum wage increase affect you?

On July 24th, 2009 the federal minimum wage will increase from $6.55 an hour to $7.25 an hour. This amounts to an increase of 10.7%. How will this change affect you?

Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth

It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guess

10 Classes to Boost Earning & Savings Power

Education is one of the best ways to improve your financial situation. Here is my list of the 10 best classes that would boost my earnings and increase my savings.

Book review: Life Inc.

Corporations were invented a few hundred years ago--created to increase the wealth and power of favored businessmen (and the governments that favored them). They have become such

Would You Accept $200,000 If You Didn't Know Where It Came From?

You know, I hear a lot of people say that frugal people would do anything for dime. Personally, I think that applies more to greedy people, but it got me thinking of a question tha

25 Things to Do With Used Corks (Including Making Money With Them)

So you've popped open a bottle of wine...now, what do you do with the wine cork? You have a surprising number of options.

How Old Were You When You Started Saving? (Answer and Win!)

Share your savings experiences, and be entered to win one of two $10 Amazon Gift Cards and one of 6 prize packs from FeedThePig.org! To enter our Trivia Tuesday giveaway, simply a

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

How To Avoid Gambling Away Your Investments

Some consider participating in the stock market as a form of gambling. While I agree that not everyone should be risking their money in certain investments, I believe that by takin

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

Budgeting for Your Next Vacation: Yaycations

Here is a fun tool to help you figure out how you can save money, and then where that money can take you. It gives us a chance to dream big, and (even better) find ways to make tho

How to be the best customer

We've no shortage of "How to do good customer service" articles designed to be applied from the company's side. But what about customers?

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced c

DIY Plastic Surgery: This Is Not A Hoax.

I do a lot of research on the Internet for information about home-made solutions to everyday problems. In fact, I'll be posting one soon that covers recipes for home-made car wax,

Summer Freebies and Bargains for Kids

The best thing about public school is that it keeps kids occupied and not spending money for six hours a day or more. Now that it's summer, here re seven ideas for free or very che

Wine Tastings: Finding Cheap Wine That You Like

There is lots of advice out there on how to save money on drinking by buying this or that wine. But forget that—everyone's tastes are different and one person's "good wine" might b

Best Money Tips: C'mon In, The Water's Fine

Welcome to Wise Bread's Best Money Tips roundup. In this edition, we'll share how you can find online coupons, learn to sell your house in this depressing economy, look beyond e