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5 Good Reasons to Keep Your "Clunker"

The United States recently approved another $2 billion in funding for the "cash for clunkers" program after the program burned through $1 billion in less than a week. Although th

5 Ways to Save Time and Money on Your Lawn

U.S. lawn care services is a $12 billion annual industry. Why not reduce the size of your lawn and save money, time and the environment too?

10 Economy-Based Games That Make You Think

These games are high on strategy, and you may learn a thing or two about how the economy works.

You Trade-In Your Car…Why Not Your Home?

Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes

Acknowledge You Have a Problem with Debt

Debt limits freedom. It's as simple as that. The process of getting out of debt first starts with acknowledging that it really is a problem. This simple act will radically impro

The Five-Day Freeze: Batch Cooking for the Rest of Us

Here are my tips on batch cooking for those who work a full-time job, have tiny ones underfoot, or just generally hate cooking for days at a time.

How to Turn Average Talent into Fame and Fortune

Some people have great talent. Some don’t. And then, there are those people who are OK at something and yet, through smart thinking and ingenuity, create a niche for themselves tha

Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)

Is there an online blogger, columnist, or personality who has really inspired you to take charge of your finances? Do you secretly hope to meet a big-name PF writer some day? Is

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Permanent Home Swap: Solution to a Volatile Real Estate Market

Let’s say the real estate markets are down. You want or need to sell your home, but buyers won’t pay what it is worth (or even enough to leave you with a zero balance). And if you

How to Conserve Water by Harvesting Rain or Snow

Recently rainwater harvesting is becoming more popular in America and states such as Arizona and New Mexico are adopting laws that mandate the practice for new buildings. Here are

Best Money Tips: Screw It, I'm Buying an Air Conditioner

Welcome to Wise Bread's Best Money Tips roundup. In this edition, we'll share with you how to stay cool, quit your job, learn from metaphors, make money from your crafts, and more!

Cashflow: The Board Game That Will Teach You To Be Rich, If You Can Afford It.

Can a simple board game teach you the secrets of the wealthiest people alive? Is it possible to change your mindset, and your attitude to money, by playing a game? And can a board

The Best Book I've Ever Read About Making Changes Stick

"Small Change" is a money-saving, life-altering book. Here's the book's formula for making changes stick and how I've used it to change my life.

Recession Journal Part III: How Low Can We Go and When Will We Get There?

In order for the economy to turn around it has to hit what so many investment experts and economic forecasters call the "bottom," but what is it, this bottom, what does it look lik

10 Ways to Get More Wear Out of Your Clothing

With the average American family of four spending almost $4,000 per year on clothing, think of the money you can save by extending the life of your clothes and hanging onto them lo

What's the Right Way to Save?

We all have our own ways of handling our finances -- and that's why it's called "personal" finance. What works for one person may not necessarily work for someone else, and this is

10 Unhealthiest Restaurants

Eat This, Not That! analyzed and graded 66 different chain restaurants, and came up with a list of America's Unhealthiest Restaurants. It goes to show how easy it is to underestima

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

Saving for Opportunity

What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem