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10 Reasons Why I Prefer Credit Cards Over Cash

You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t

Did Your Parents Give You a Whole Life Insurance Policy? Here's What to Do With It.

What is whole life insurance all about? If you have any questions about this, read on.

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Best Tips for First Time Home Buyers: Learn to Trust

I started out the home buying process by scouring the internet for information and hitting up the local library. I read 8 or 9 books and countless blogs and websites and still cou

Don't worry about missing the bottom in houses

I've recently heard from several people who want to buy a house and are thinking that now may be the time. In particular, they're worried that waiting might cause them to "miss th

Cash Is King: Now What Should I Do With It?

When the going gets tough, the tough accumulate huge piles of cash. Great. But what do you do with it once you've piled it all up. There are lots of options out there, but which on

AIG employees - Why you should donate your bonuses instead of returning it

Lately many top AIG employees who were targeted by Congress in the $165 million "Bonusgate" incident have returned their bonuses. Some people are still holding out, and in my opin

Ten Great Charities that Deserve Your Dollars This Year

These are difficult economic times, but I'm getting tired of being told to spend my money on stuff, as if my personal saving habits are somehow ruining the economy. Instead of thro

An ING Direct Online Retail Store? It's not a joke.

It was my birthday last week. I received an email from ING Direct and assumed it would just be birthday wishes. But, I opened the email and to my astonishment guess what it contain

Could you profit from Obama and Geithner's toxic assets plan?

This week the United States Treasury announced the Legacy Loans Program. The program is meant to be a partnership between the government and private investors to clear "toxic" ass

I Challenge You To Beat My Price.

Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site)

Should The AIG Bonuses Be Taken Away Or Not?

The whole country is up in arms about the last round of AIG bonuses, but why should they? Before you pick up your pitchfork and join the angry mob, would you return your bonus even

Stag-hyperinflation?

Stagflation, the bane of the 1970s, is pretty much the worst situation for ordinary folks. With the economy depressed, jobs are scarce for workers and profits are scarce for busin

Ordering Online Versus Calling it In: Which is Better?

Somewhere between the eight ball and the brick wall behind you, you find yourself stuck. Do you place your order for that product or service online, or through a customer service a

Tata Nano - Is the world's cheapest car a blessing or a curse?

Today Tata Motors announced that the Tata Nano will be released in India in July, 2009. With a price tag of around $2,000, the Tata Nano is the cheapest car in the entire world.

How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!

I’m a big fan of Howcast. Their website is a treasure trove of information, and you can also find their videos on popular sites like Metacafe and YouTube. Sometimes their advice is

Lose Your Job Without Losing Your Identity

Getting a pink slip can cause more distress than just a shrinking income. It can also give you a sense of insecurity and may make you question your place in this world. Here are

Gardening in a Group: 6 Tips

The new White House garden is definitely a joint effort: it's 1,100 square feet that will be tended not only by members of the White House grounds staff but will involve students f

Modifiers: 5 things that change an item's final price

Shopping for goods isn't Dungeons & Dragons, but it's still an adventure. Like D&D dice, modifiers affect the end result of what happens to you — specifically, how much you spend.

How a Teenager Started A Multi-Million Dollar Online Business with a Parrot. UPDATED

Sit down and grab a cup of your favorite beverage. I’m about to tell you the remarkable story of a young man who has built a successful online business; one that makes in excess of