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Can't Get A Bank Loan? 8 Other Ways To Finance Your Business

Starting a business can easily become a money pit. So for those of you thinking about launching a new venture, what financing options do you have? Well, there's the possibility

Thrive: Your Online Personal Financial Planner

So you figure it’s time to proverbially grow up and get financially wise. But you don’t know where to start: you didn’t learn much in school or from your parents, the folks at the

How Many Will Lose Money on Those "Frugal" Gardens This Year?

As the economy falters, gardening looks better than ever this spring. But as the daughter of a veteran gardener, I've seen too much heartache to believe seed companies' promises of

Debit Or Credit? Which One Should You Choose At The Checkout?

Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.

How do you spend money to save time?

It's a — pardon the expression — timeless saying: "You can always make more money, but you can't make more time." The staunch followup to that tends to be that you can make better

Sam's Club Giving Away a Free Membership and $100 Gift Certificate to One Lucky Wise Bread Reader

The Wall Street Journal recently reported on the savings that small businesses can realize by taking advantage of warehouse deals. Are the savings significant? What can “new memb

The Economics of Marriage and Health - Til Death Do Us Part

Studies have shown that a healthy marriage could translate into a healthy heart, not to mention saving money on health care or an expensive divorce.

Are you a telecommuter paying commuter rates for auto insurance?

A couple of things to ask your insurance agent that might save you a good deal off of your car insurance.

Book review: The Self-Sufficient Life and How to Live It

In the days when self-sufficiency was simply the normal way of things, you'd learn the necessary knowledge and skills from your parents. (And from your grandparents, aunts and

Gifts For Grads

Around springtime last year, as my niece’s university graduation date loomed, I picked out (but waited to buy) what I thought would be an ideal gift: a watch with her alma mater’s

A Stimulating Debate That Just Might Boil Down To Perception

How you perceive your tax rebate could go a long way in determining whether or not you’re going to spend it.

Stay Healthy, Live Longer, Spend Wisely: Making Intelligent Choices in America's Healthcare System

How can you be sure that your next doctor's office visit goes really well? Author and leading medical expert Dr. Davis Liu joins Wise Bread on Blog Talk Radio tonight to give advi

What can you do if you cannot afford to pay your taxes

Today is April 15th, also known as the dreaded Tax Day in America. Due to the recession many people may find that they do not have enough money in the bank to pay what they owe. I

Modern companies as specialized venture capital firms

In the old days, companies actually produced stuff. They invented it, designed it, made it, marketed it, and sold it. Although there are still some companies like that, they'r

Should I Take a Job That Pays Less Than Unemployment?

The statistics are in. While the unemployment rate was last counted at 8.5%, the underemployment rate (those who quit looking for work or have taken part-time jobs in lieu of a de

Buying Shiny New Things Without The Guilt

Saving beforehand without dipping into savings or paycheck takes the guilt out of buying process.

Universal Life Insurance and Whole Life Insurance: A Comparison

So you think you need life insurance, or you know it is time to review the insurance coverage you currently have (which is something you do every few years, right? Right). You may

How To Get A Customer Service Phone Number, Fast!

What do you do when you can't find a company's customer service info? You can do an online search for the phone number, or you can keep two handy sites bookmarked.

I’ve Got Your Crazy Hot Job Right Here!

Where does a guy (or gal) looking for a career playing Guitar Hero begin looking? At this website: CrazyHotJob.com. It features just one job a day, but it may be “the” job you’v

Beware, The Nasty Secret Of The Craigslist Free Section

If you love Craigslist, and use the free section to either post products or get great deals, you really need to read this. Because there’s a dirty secret to Craigslist that most pe