blogs

How to find the sweet spot when buying electronics

The "sweet spot" is the ideal point where you get the highest performance (and quality) at an optimum price. It can refer to many types of goods, but electronics are of particular

Need a job? Apply to become a Census enumerator

The Census Bureau produces an important set of demographics data about the United States every ten years. The 2010 Census is coming up soon and the Bureau is hiring thousands of t

Security is an illusion. Freedom is real.

There's a seeming tradeoff between freedom and security: You can stick with the day job or chuck it to live your dream--if you're willing to give up the security of the regular pa

Are Coupons For Everyone? A Review of the Couponizer (and a Giveaway)

I love the idea of coupons. Saving money? I'm so for the idea. Cutting, sorting, and saving little scraps of paper that will probably end up getting eaten by the baby or in the

The Key to Happiness: A Case Study

Let's explore the lives of two very different people with an aim to discover what the key to happiness is. It may be simpler than you think.

Hey Kids! It's Time Your Butt Got a Job

The economy is hurting all of us – especially families trying to raise and educate their kids. Unfortunately, things have become so tight that there is often little left over to do

Making a good and memorable first impression.

As a professional ad man, I'm ashamed to say that I'm really not good at advertising, well, me. That goes double in social situations. I never know where to stand, how to eat, how

Entertainment Value: Start a Frugal Club

As you continue to work a full-time job, wrangle the kids, and make your money work for you, there are some sacrifices that you are making every day and you may not even realize it

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

How to create a speculative bubble and profit

Recently I read an enlightening story in the New York Times about the Pu'er tea bubble in Yunan, China. The burgundy fermented teas fetched prices of $150 a pound at the peak, but

15 Ways To Manage Risk In Your Financial Life

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlle

Recession Journal Part II: Broke or Poor?

We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one b

Goodbye Circuit City - Final liquidation begins January 17th, 2009 - Updated

Circuit City officially announced that it is going out of business today. The number two largest electronics retailer begins final liquidation sales on January 17th, 2009 in all of

6 Ways to Create a Great Home Gym For Less

If your New Year’s Resolutions involve exercising a bit more, you’re not alone. While the fitness industry won’t see as big a boom as they are used to this year, there’s still lot

Could you save money by subscribing to an addictive game?

During the Christmas break my husband and I went to dinner with some of his friends from high school. One couple we spoke with told us that they are trying to save money for a dow

Book Review: Tyranny of Dead Ideas

Matt Miller's new Tyranny of Dead Ideas proves to be an insightful, fun read.

Not too late to get your IRS stimulus rebate--if you qualify

A lot of taxpayers missed out on getting their IRS economic stimulus rebate last year, even though they qualified. If you're one of them, you'll be glad to know that there's a way

What you can do to aid the conversion to digital TV

The conversion from analog TV to digital TV was scheduled to happen on February 17th, but now it seems like it will be delayed due to various issues with the coupon program and gen

Retirement for Stay-at-Home Parents

Many families make a sacrifice by having one parent stay at home to raise their children. If the stay-at-home parent remains at home and unemployed for the majority of his or her

Is it worth paying more for faster shipping?

"Free shipping" is often advertised as attractive bait for you to take action and buy something! That is, until you find out it's not free after all. Here are tips & tricks to help