I did some research on the Hydrogen Peroxide and several reputable sites had warned against the STRONG solution for obvious reasons, but the weak solution they said was fine. I also asked two dentists and they both said that a weak solution mixed with baking soda, used for a short amount of time, should be fine.
If you would like a little more insight into some of the ramifications of globalization, check out A Whole New Mind by Dan Pink and The 4-Hour Workweek by Tim Ferriss.
Yeah I am a genius at mind control. I knew I possessed this kind of skill when I could influence my teachers. If you do follow my tricks you can be seeing rewarding benefits.
"I am lucky whatever odd jobs that I can do from home "
It seems to me that you have TIME to prepare meals and think about a balanced diet, which many poor don't have ann abundance of. You have traded your TIME to work for less money and used the extra TIME to plan better meals. Andrea Dickson's theory still holds true for your situation becuase TIME is the main factor that the poor have to deal with when choosing unhealthy meals. You just made a trade and don't realize that your situation is the same.
I grew up with an umbrella stroller...just a simple old fashioned one. The same one raised my baby brother ten years later, after four cousins in between. It works, its simple, and so light and versatile! Forget all the bells and whistles, go with easy. Having a baby is hard enough already. :)
Thanks for asking about the Coverdell/Education Savings Account and I think it makes sense to use both, depending on your tax situation. I should probably mention that I'm not a CPA/tax expert so it would be helpful to consult such a person but this information should get you going. All of this is made quirkier because of recent tax law changes.
But, from what I've read you can use a Coverdell to pay for private elementary and secondary schools, even SAT prep courses. And you are likely to get an immediate federal tax benefit as you can claim up to $2,000 in annual deductions. You can also invest in nearly anything you want so you don't have to go with one of the pre-fab investment plans. You're right that 529s are only for college/university study.
As far as horror stories, I haven't heard them but the investment options (or lack thereof) were the main reason I hadn't started a 529 plan yet. I think the investment firms are catching on that they need to do better (as far as fees, investment returns, etc.) and it looks like you can even buy index funds (which seem to be popular with wisebread readers) through some states (Kansas for example when I checked last).
I was literally just Googling this very topic an hour ago, and very pleased to see your post pop up in Google Reader.
I am looking for a means of starting college funds for my niece (4) and nephew (6mos). However, I expect them both to attend private school for at least high school, and it's my understanding that 529s are only for post-secondary expenses.
Would a combination of an Education Savings Account and 529 make sense, with the former focused on contributing to their pre-college education and the latter for college? Are there any 529 horror stories where people have lost a lot of money? I was looking at Wells Fargo and all their options had positive return rates over several years.
I second the vote for Librivox, but have a couple of warnings.
-Their offerings are public-domain, so the books tend to be older (I'm catching up on some of those classics I never read).
-Maybe this isn't true of the short stories, but some of the full length books often have (many) different readers. I think Treasure Island had about 15, and most just regular folks who sometimes had trouble with tha pirate speak--ARR!
The Kuhn Rikon 5 Qt Duromatic Top Model is one of the best kitchen investments I have made. It works really well for cooking dried beans and soups. I use it at least once a week to make vegetarian meals.
So glad you could take advantage of the offer... I have a model that wasn't included, so I was out of luck.. amazing how many people were able to get free ink!
Went to walgreens it took a whole day because of the surge of people. That didn't matter much for me since i couldn't pick it up until the next day at lunch anyway. Normally it only takes 1 hour. Picked it up to day and it cost me nothing. Thanks a bunch. Would have cost me 25 bucks for a new one from staples.
I can attest to the baking soda thing, although I don't use it quite like that (I'll have to try it). I mix a small amount of baking soda in with my facial cleanser when I wash my face. It acts as a sort of micro-dermabrasion type product and leaves your face feeling silky smooth as a bonus.
I have been using pressure cookers all my life, so did my mother and for all I know my grandmother. My first was my mother's and eventually I couldnt get the gaskets for it any more. I have had one large pressure cooker (I cook for 8) for 30 years and the smaller one for 15. Never had one blow up, either!
A former neighbor used to make the best pinto beans in hers. We have been trying to eat more beans, lentils and rice. We purchased a rice steamer recently and love it. Rice can be prepped in the morning and timed to start cooking so it is ready to eat when you get home. We do lentils and split peas in our also. Supposedly you can do veggies or soups in it also.
We certainly would eat more things with beans if we could avoid the soaking and hours of cooking.
My wife fixed this chicken dish with the pressure cooker recently, when she happened upon some cheap frozen chicken breasts:
1 teaspoon olive oil (just enough to saute things)
2 chicken breasts, thawed just enough to cut up into bite-sized pieces
1 onion, chopped
3 or 4 cloves of garlic
1 cup chicken stock (more if your cooker has a larger minimum)
4 or 5 medium pototoes, cut into largish chunks
2 carrots, cut into largish chunks
1 celery stalk, cut up however you like your celery
In the pressure cooker, saute the chicken, onion, and mashed garlic cloves in a little olive oil.
Add the chicken stock.
If you put the potatoes or carrots on the bottom of the pan, they're prone to scorch, so put them on top of the chicken pieces. You want them cut up into fairly large pieces, or else they'll overcook in the pressure cooker.
Put on the pressure cooker lid and bring up to high pressure on high heat, then reduce heat to whatever will maintain the pressure (medium or thereabouts). This takes a bit of practice to do smoothly, but doing it unsmoothly doesn't make any difference to the result. Basically, turn the heat down and see if the pressure stays up. If it doesn't, bring the cooker back up to pressure and then turn it down less next time. If it does, try turning it down a bit more. Basically, you're looking for the lowest setting that maintains the thing at high pressure.
Cook at high pressure for 15 minutes.
Turn off the heat, but leave the cooker on the burner. (If it's a gas stove, maybe leave it cooking at pressure for an extra half minute.) Allow the pressure to release naturally. (That is, wait until the pressure gauge goes down (if it has one), or until it has quit hissing for a while. There are also "quick" pressure release, where you press a button to release the pressure (on some pressure cookers), or run cold water over the lid until the pressure comes down. It continues to cook while the pressure releases, though, so if you're going to do any of the quick release methods, you need to cook it at pressure for a little longer. I figure the natural pressure release method is the most energy efficient, even if it takes a few minutes longer.)
Remove the lid. Season to taste. (One of the cookbooks warned that dried herbs didn't do well in the pressure cooker--the heat and pressure blasts the flavor out of them--and said to add any dried herbs at the end.) I think we just added pepper and maybe a little thyme.
Makes about 4 servings.
The website of the company that made our pressure cooker has a recipes page.
It's free mp3 downloads of books in the public domain. I'm a fan of the short stories, but there's a pretty good catalog of books to browse through. There are also some books in non-english languages. And it's free, so, uuh, why not?
I did some research on the Hydrogen Peroxide and several reputable sites had warned against the STRONG solution for obvious reasons, but the weak solution they said was fine. I also asked two dentists and they both said that a weak solution mixed with baking soda, used for a short amount of time, should be fine.
A link of 2 Hydrogen and oxygen (As simple as H2O). Water is always a hustle free.
That's not Derren Brown. I'm Derren Brown.
Hi Nora:
If you would like a little more insight into some of the ramifications of globalization, check out A Whole New Mind by Dan Pink and The 4-Hour Workweek by Tim Ferriss.
Poor little Yong Yong. I have an disloyal and disobedient maltipoo that might need new knees one day...I get it.
Yeah I am a genius at mind control. I knew I possessed this kind of skill when I could influence my teachers. If you do follow my tricks you can be seeing rewarding benefits.
"I am lucky whatever odd jobs that I can do from home "
It seems to me that you have TIME to prepare meals and think about a balanced diet, which many poor don't have ann abundance of. You have traded your TIME to work for less money and used the extra TIME to plan better meals. Andrea Dickson's theory still holds true for your situation becuase TIME is the main factor that the poor have to deal with when choosing unhealthy meals. You just made a trade and don't realize that your situation is the same.
I grew up with an umbrella stroller...just a simple old fashioned one. The same one raised my baby brother ten years later, after four cousins in between. It works, its simple, and so light and versatile! Forget all the bells and whistles, go with easy. Having a baby is hard enough already. :)
Thanks. Told me too late. Now my teeth are ruined.
The Taco Town stuff was pretty damn funny. What's sad is that it's not the only example of 'extreme food'.
Search YouTube for "The Luther". I first heard about it on the animated series Boondocks, but it apparently existed long before that.
Let's just say using Krispy Kreme donuts as a bun for a burger is just the beginning (or end?)
Thanks for asking about the Coverdell/Education Savings Account and I think it makes sense to use both, depending on your tax situation. I should probably mention that I'm not a CPA/tax expert so it would be helpful to consult such a person but this information should get you going. All of this is made quirkier because of recent tax law changes.
But, from what I've read you can use a Coverdell to pay for private elementary and secondary schools, even SAT prep courses. And you are likely to get an immediate federal tax benefit as you can claim up to $2,000 in annual deductions. You can also invest in nearly anything you want so you don't have to go with one of the pre-fab investment plans. You're right that 529s are only for college/university study.
As far as horror stories, I haven't heard them but the investment options (or lack thereof) were the main reason I hadn't started a 529 plan yet. I think the investment firms are catching on that they need to do better (as far as fees, investment returns, etc.) and it looks like you can even buy index funds (which seem to be popular with wisebread readers) through some states (Kansas for example when I checked last).
Hope this helps!
I was literally just Googling this very topic an hour ago, and very pleased to see your post pop up in Google Reader.
I am looking for a means of starting college funds for my niece (4) and nephew (6mos). However, I expect them both to attend private school for at least high school, and it's my understanding that 529s are only for post-secondary expenses.
Would a combination of an Education Savings Account and 529 make sense, with the former focused on contributing to their pre-college education and the latter for college? Are there any 529 horror stories where people have lost a lot of money? I was looking at Wells Fargo and all their options had positive return rates over several years.
I second the vote for Librivox, but have a couple of warnings.
-Their offerings are public-domain, so the books tend to be older (I'm catching up on some of those classics I never read).
-Maybe this isn't true of the short stories, but some of the full length books often have (many) different readers. I think Treasure Island had about 15, and most just regular folks who sometimes had trouble with tha pirate speak--ARR!
Nice overview of the plans... I really appreciate you giving such a spectrum of info on the subject... This is great!
The Kuhn Rikon 5 Qt Duromatic Top Model is one of the best kitchen investments I have made. It works really well for cooking dried beans and soups. I use it at least once a week to make vegetarian meals.
So glad you could take advantage of the offer... I have a model that wasn't included, so I was out of luck.. amazing how many people were able to get free ink!
Went to walgreens it took a whole day because of the surge of people. That didn't matter much for me since i couldn't pick it up until the next day at lunch anyway. Normally it only takes 1 hour. Picked it up to day and it cost me nothing. Thanks a bunch. Would have cost me 25 bucks for a new one from staples.
so much in this world....
I can attest to the baking soda thing, although I don't use it quite like that (I'll have to try it). I mix a small amount of baking soda in with my facial cleanser when I wash my face. It acts as a sort of micro-dermabrasion type product and leaves your face feeling silky smooth as a bonus.
I have been using pressure cookers all my life, so did my mother and for all I know my grandmother. My first was my mother's and eventually I couldnt get the gaskets for it any more. I have had one large pressure cooker (I cook for 8) for 30 years and the smaller one for 15. Never had one blow up, either!
Thanks for the preesure cooker recipe; I'll try it within the week. I've got all the ingredients for the chicken stew so that should work well.
Yikes, those are quite the results! Thanks for the input.
A former neighbor used to make the best pinto beans in hers. We have been trying to eat more beans, lentils and rice. We purchased a rice steamer recently and love it. Rice can be prepped in the morning and timed to start cooking so it is ready to eat when you get home. We do lentils and split peas in our also. Supposedly you can do veggies or soups in it also.
We certainly would eat more things with beans if we could avoid the soaking and hours of cooking.
My wife fixed this chicken dish with the pressure cooker recently, when she happened upon some cheap frozen chicken breasts:
In the pressure cooker, saute the chicken, onion, and mashed garlic cloves in a little olive oil.
Add the chicken stock.
If you put the potatoes or carrots on the bottom of the pan, they're prone to scorch, so put them on top of the chicken pieces. You want them cut up into fairly large pieces, or else they'll overcook in the pressure cooker.
Put on the pressure cooker lid and bring up to high pressure on high heat, then reduce heat to whatever will maintain the pressure (medium or thereabouts). This takes a bit of practice to do smoothly, but doing it unsmoothly doesn't make any difference to the result. Basically, turn the heat down and see if the pressure stays up. If it doesn't, bring the cooker back up to pressure and then turn it down less next time. If it does, try turning it down a bit more. Basically, you're looking for the lowest setting that maintains the thing at high pressure.
Cook at high pressure for 15 minutes.
Turn off the heat, but leave the cooker on the burner. (If it's a gas stove, maybe leave it cooking at pressure for an extra half minute.) Allow the pressure to release naturally. (That is, wait until the pressure gauge goes down (if it has one), or until it has quit hissing for a while. There are also "quick" pressure release, where you press a button to release the pressure (on some pressure cookers), or run cold water over the lid until the pressure comes down. It continues to cook while the pressure releases, though, so if you're going to do any of the quick release methods, you need to cook it at pressure for a little longer. I figure the natural pressure release method is the most energy efficient, even if it takes a few minutes longer.)
Remove the lid. Season to taste. (One of the cookbooks warned that dried herbs didn't do well in the pressure cooker--the heat and pressure blasts the flavor out of them--and said to add any dried herbs at the end.) I think we just added pepper and maybe a little thyme.
Makes about 4 servings.
The website of the company that made our pressure cooker has a recipes page.
Another good audiobook source is http://librivox.org/
It's free mp3 downloads of books in the public domain. I'm a fan of the short stories, but there's a pretty good catalog of books to browse through. There are also some books in non-english languages. And it's free, so, uuh, why not?