We don't use a financial advisor. Our current financial project is paying off our credit card debt and student loans, and there is an abundance of information on how to deal with these available on the internet.
Dont have one but researching on finding one via trusted word of mouth. with a new born, i need a kick in the ass to make sure what i am doing right and to possibly do more.
I don't. I think I'm doing very well for myself and offer advice to friends and family. An advisor might be nice, but I'm fairly stubborn about my money and like to keep it liquid while also risk-free (as well as can be expected) and having a nice return. So much advice out there would mess with at least one of those factors.
Oddly enough, I would like to have a financial advisor but do not have one. I'm one of many people who don't fully understand the intricacies of finance to my detriment. I would love to work with someone to explain the basics of accounting and personal finance so I can stop making poor financial decisions and accumulating debt rather than wealth. However, ironically, I can't afford the help!
We don't have a financial advisor but I think we should. With my BA in Finance, I've always felt knowledgeable enough to structure a respectable retirement plan and to safeguard our liquid assets. After experiencing the total loss of two companies in our portfolio (both banks - thank you) and with increasing market turmoil, I think it's time I deferred to a fee-based planner.
No, I don't have a financial advisor. At one point I did the research, picked one, and met with him. He was great, and his investment philosophy was sound, but in the end I felt that given the level of my investments (low) and that I would need to tap them for school in the next five years, I might as well manage my money myself.
If my first novel sells for a million dollars, though, I'll certainly go back.
My wife & I had a bad experience and since then we haven't managed to overcome a basic distrust issue - that financial planners are sometimes (often?) motivated to veer you toward financial decisions that benefit them as much - if not more.
As a result, I think we're too risk averse and that costs us.
I know we could be doing more with our savings if we had a trustworthy financial planner to guide us towards more aggressive (but still reasonably safe) investment options.
We do not have a financial adviser. With my background in math, everything I've read in good books, blogs like Wisebread, podcasts like Money Girl, and the Sunday's business section, I don't need an adviser.
I don't, but my financial situation is still very simple, and I don't have a lot of assets (I'm just starting out after college.) I assume in a decade I'll be wanting one when things get more complicated (and my time is worth more.)
it would definately be a tragic event if the wart advice and the "member" growing were reversed!!!! Results being MEGA WART & sick, blackened and falling off "member"... LOL
Not at the moment, my finances and financial decisions are extremely manageable for me at this point in my life. Maybe I'll consider hiring a manager when things get a little more complicated in my life.
I bought pet insurance for my dog Kanga. She hurt her leg at the dog park so I took her to the vet and sent the invoices in to the insurance. I received a letter saying it was pre-exsisting and they paid nothing. I promptly called, got no where so I canceled. I will put the money in the bank for future vet bills instead of paying for pet insurance that does not pay back. Lesson learned.
We had one that helped us set up our kids' custodial accounts, as well as helping me with my Roth retirement account, and he did give us advice on some different saving strategies for retirement. Some of the advice has been good, some I wish we had taken care of ourselves, and some has been great. Either way, it got us thinking and discussing what we should do as a couple.
We don't have a financial advisor - at this point in our lives, I find it easier to just research and manage on our own. We did try to get a financial advisor a few years ago...we even paid him his $300 fee upfront. But, when he looked at our finances and saw we weren't a "high dollar" customer, he returned our fee and wasn't interested in our business. That motivated me to learn as much about our finances on my own as I could.
In the 1970s I was in the Navy and "hitchhiked" via private air craft quite often. I'd show up at an FBO wearing my Navy uniform and hang out in the lobby or pilots lounge and could usually get a ride within a couple hours of a plane heading in the direction I wanted to go. If you aren't on a fixed schedule, this works pretty well.
While the 1950's homes might have been 1,000 sf on average, my 1924 home is 2500 sf. Those 1950's homes were quickly built to accommodate the large number of men returning from the war who needed affordable housing. As their families grew, so did the square footage of their homes. As they amassed wealth and the economy grew, so did the size of our homes.
This probably has nothing to do with hype. Movie theaters get almost all of there money from concessions, so if they can get people in for free they will be more apt to spend money on popcorn and whatnot (sort of like you said not feeling bad for splurging). I know someone who works at the movie theater near me and they let me in for free every time, because they don't make any money off the tickets anyway.
P.S. free movies are great
We don't use a financial advisor. Our current financial project is paying off our credit card debt and student loans, and there is an abundance of information on how to deal with these available on the internet.
Regards,
Jesse
Dont have one but researching on finding one via trusted word of mouth. with a new born, i need a kick in the ass to make sure what i am doing right and to possibly do more.
I don't. I think I'm doing very well for myself and offer advice to friends and family. An advisor might be nice, but I'm fairly stubborn about my money and like to keep it liquid while also risk-free (as well as can be expected) and having a nice return. So much advice out there would mess with at least one of those factors.
Oddly enough, I would like to have a financial advisor but do not have one. I'm one of many people who don't fully understand the intricacies of finance to my detriment. I would love to work with someone to explain the basics of accounting and personal finance so I can stop making poor financial decisions and accumulating debt rather than wealth. However, ironically, I can't afford the help!
We don't have a financial advisor but I think we should. With my BA in Finance, I've always felt knowledgeable enough to structure a respectable retirement plan and to safeguard our liquid assets. After experiencing the total loss of two companies in our portfolio (both banks - thank you) and with increasing market turmoil, I think it's time I deferred to a fee-based planner.
No, I don't have a financial advisor. At one point I did the research, picked one, and met with him. He was great, and his investment philosophy was sound, but in the end I felt that given the level of my investments (low) and that I would need to tap them for school in the next five years, I might as well manage my money myself.
If my first novel sells for a million dollars, though, I'll certainly go back.
I have several resources that are beneficial for my personal finance.
My wife & I had a bad experience and since then we haven't managed to overcome a basic distrust issue - that financial planners are sometimes (often?) motivated to veer you toward financial decisions that benefit them as much - if not more.
As a result, I think we're too risk averse and that costs us.
I know we could be doing more with our savings if we had a trustworthy financial planner to guide us towards more aggressive (but still reasonably safe) investment options.
We do not have a financial adviser. With my background in math, everything I've read in good books, blogs like Wisebread, podcasts like Money Girl, and the Sunday's business section, I don't need an adviser.
Liked on FB
I don't, but my financial situation is still very simple, and I don't have a lot of assets (I'm just starting out after college.) I assume in a decade I'll be wanting one when things get more complicated (and my time is worth more.)
it would definately be a tragic event if the wart advice and the "member" growing were reversed!!!! Results being MEGA WART & sick, blackened and falling off "member"... LOL
My financial adviser is Dave Ramsey and he is inviting everyone to join in the great recovery. http://www.thegreatrecovery.com
Not at the moment, my finances and financial decisions are extremely manageable for me at this point in my life. Maybe I'll consider hiring a manager when things get a little more complicated in my life.
I Like you on Facebook as Selene Montgomery
Yes, we have a financial advisor to handle our investments and retirement fund.
I bought pet insurance for my dog Kanga. She hurt her leg at the dog park so I took her to the vet and sent the invoices in to the insurance. I received a letter saying it was pre-exsisting and they paid nothing. I promptly called, got no where so I canceled. I will put the money in the bank for future vet bills instead of paying for pet insurance that does not pay back. Lesson learned.
Liked on FB
No financial advisor. My portfolio's mostly in index funds.
We had one that helped us set up our kids' custodial accounts, as well as helping me with my Roth retirement account, and he did give us advice on some different saving strategies for retirement. Some of the advice has been good, some I wish we had taken care of ourselves, and some has been great. Either way, it got us thinking and discussing what we should do as a couple.
We don't have a financial advisor - at this point in our lives, I find it easier to just research and manage on our own. We did try to get a financial advisor a few years ago...we even paid him his $300 fee upfront. But, when he looked at our finances and saw we weren't a "high dollar" customer, he returned our fee and wasn't interested in our business. That motivated me to learn as much about our finances on my own as I could.
In the 1970s I was in the Navy and "hitchhiked" via private air craft quite often. I'd show up at an FBO wearing my Navy uniform and hang out in the lobby or pilots lounge and could usually get a ride within a couple hours of a plane heading in the direction I wanted to go. If you aren't on a fixed schedule, this works pretty well.
While the 1950's homes might have been 1,000 sf on average, my 1924 home is 2500 sf. Those 1950's homes were quickly built to accommodate the large number of men returning from the war who needed affordable housing. As their families grew, so did the square footage of their homes. As they amassed wealth and the economy grew, so did the size of our homes.
This probably has nothing to do with hype. Movie theaters get almost all of there money from concessions, so if they can get people in for free they will be more apt to spend money on popcorn and whatnot (sort of like you said not feeling bad for splurging). I know someone who works at the movie theater near me and they let me in for free every time, because they don't make any money off the tickets anyway.
P.S. free movies are great
I'm 28 and never married. I am nowhere near being finically "well-established". My life is a bummer.