Recent comments

  • Quickly Remove Scratches From CDs and DVDs   14 years 38 weeks ago

    Thanks. The metal polish worked perfected. I applied it for about one minute with circular motions then washed it with water and hand liquid soap. Thanks again.

  • Vacation Hack: 7 Tips for Single Bag Travel   14 years 38 weeks ago

    I do this too!

    Ok, not all the clothes, but say a few cheap old tops I am tired of, and especially old socks since I hate carrying those around once they're dirty! (if I can't do laundry)

  • Ask The Readers: How Do You Buy Books?   14 years 38 weeks ago

    Like many of the comments already posted, I use my local library and paperbackswap.com for fiction. I use half.com to buy and sell textbooks. Every once in a while I'll splurge on a new paperback at a local bookstore.

  • The Debt Ceiling Crisis in Everyday English   14 years 38 weeks ago

    I would like to comment on point 5. It's a revenue problem. With a 9+ percent unemployment, jobs being shipped overseas, large corporations (e.g. Walmart, Target, Home Depot, etc.) paying their employees low wages, and these same corporations not paying their fair share of taxes, there is less money for everyday Americans and less money in the economy. In addition, the Bush tax cuts (which was supposed to create jobs and did not) is giving us less revenue. Granted, there is a spending problem. It's called the Iraq and Afghanistan wars. Blaming all the problems on Medicare, Medicaid, and Social Security is a weak argument at best.

  • Is Pet Health Insurance Worth It?   14 years 38 weeks ago

    VPI Pet Insurance has been a total rip off of my money... They hardly pay anything on claims!! I am canceling them first thing Monday morning. My latest bill of $460 for a full body x-ray(my dog is having a hard time getting up, and is limping a lot) and VPI paid ZERO on the bill!!! Here are the facts...In the past 2 years I have paid out $3,437 dollars in vet bills for my 9 year old Australian Sheperd($1,297 was for an emergency visit for getting into chocolate)... I have paid $1,200 for 2 years of VPI insurance for her.. Total vet bills and vet insurance for 2 years has been $4,637 and VPI gave me a whopping reimbursement amount of $882.00!!!

    My vet told me these Vet Insurance companies are not regulated in any way(despite their claims)and he does not believe in them whatsoever!!! I should have listened to him a long time ago!!!

    VPI Vet Insurance you are a BIG rip off!!!!!

  • Ask The Readers: How Do You Buy Books?   14 years 38 weeks ago

    I am an avid reader and have several sources for my books.

    1. I go to a thrift store in my area, The Foundry (it is a charity store, and !00% goes to the agency). find a good selection. I pay no more than $3, and that would be a newer book that had a higher original price.

    2. Yard Sales and the local library book sales. Never pay more than a $1, and I am supporting local people and programs.

    3. I use online sources, such as Project Gutenberg, to read classics.

    4. For text books, or books for my job (I am a mental health counselor), I use Amazon and search used selections, and very rarely I will use ebay.

    5. And, finally, I also swap using PaperBackSwap online.

    I keep a small home library of my favorites, and will buy a new book every now and then, but it's usually through a discounted source.

    Michelle Littleton

  • Make Your Own Moon Sand, Dirt Cheap   14 years 38 weeks ago

    Here's a tip: add the cornstarch gradually to the water too. I did that the first time and it worked great. The second time I added the water to the cornstarch, not gradually, and got ooblick (which is another fun thing for kids but not my intention) it still worked but made it so much harder to stir. Thanks for the how to, my son got some great sand toys but when we went to the beach it was so windy we couldn't play, it was that windy. Well if you bring the kid to the beach....bring the beach to the kid. :)

  • netSpend: The Story of the Visa Debit Card We Did Not Apply For   14 years 38 weeks ago

    This is disgusting. Its bad enough to get unsolicited phone calls...but an unsolicited debit card takes the cake! I have this card here in my hand, and wondered if anybody else received one? And now that I've found this website, it looks like there are a lot of us in the same boat. Who are these guys? What gives them the right to use these kind of sales tactics? I tried to call them to tell them I don't want it and to make sure I don't receive any monthly service charges on this thing. I called one toll-free number and one regular (long distance number, with no luck at either one. I receive the same recorded message at each one. And in order to get any "help" you must first enter your card number. To me, that sounds like the same thing you'd have to do to activate some cards. Which is what I DO NOT WANT TO DO. And as shifty as the deal is, I'm sure once its activated they'll at least try to get 1-month of service charge from me somehow. So I didn't do anything (yet). I'll look up a consumer protection number and call to see what they have to say about this on Monday. And I'll make another complaint at the www.federalreserveconsumerhelp.gov link posted below. This really stinks. What creeps.

  • Uncle Sam Boosts Standard Mileage Deduction   14 years 38 weeks ago

    Just to let you know, tap2trak is no longer available.

  • Ask The Readers: How Do You Buy Books?   14 years 38 weeks ago

    I like buying books and I like to get them as cheaply as possible. I use Paperback Swap and I also go to library book sales and used bookstores. I buy books on Amazon a lot, both new and used. Amazon's prices can't be beat. But then I feel guilty about not patronizing my local independent bookstore, so I try to buy at least a few books a year from them. I live in a very small town in a rural area so my library system doesn't have a lot to choose from.

  • The Debt Ceiling Crisis in Everyday English   14 years 38 weeks ago

    r.e. “We have major issues to deal with that go beyond the debt ceiling,” Joshi says, “including a huge spending problem, entitlements that are dysfunctional, and a tax code that could use a house cleaning.”

    If we want to continue to live in a growth-based economy, then I fail to understand the meme that spending is a problem. In fact, I believe that it could be argued that LACK of spending is what is causes growth to falter (and when businesses and households on the aggregate are not spending, encouraging government spending on real goods, such as transportation and communications infrastructure, could actually be a very constructive response).

    One of my biggest fears is that in the process of making government small enough to drown in the bathtub (as Grover Norquist so elegantly puts it), we may drown just about everything else that most of us value first.

    If you look at who the national debt is actually owed to, there are several eye openers. One of which is the reminder that the social security program, far from being a bunch of red ink on the government ledger, has been a major lender to the federal government (i.e., it is one of the major debtors to which the government owes money). The government has made a practice of borrowing from this program, so the idea that it is a big leak causing the ship to go down is actually backwards -- it's more akin to a big wad of fat that has been keeping a ship that might have gone down much sooner afloat.

    Getting rid of social security might really mean cutting more deeply into national defense (which is where most government revenue goes), or homeland security, or infrastructure spending (think transportation, communications, and utilities), or other things that most of us take for granted (in addition to causing Joe American to have to pick up the tab for groceries, medications, utility bills, etc. for the aging Americans in his family and his church).

    I wouldn't argue with the idea that the tax code needs a house cleaning.

  • Make Your Own Moon Sand, Dirt Cheap   14 years 38 weeks ago

    Here's a tip: add the cornstarch gradually to the water too. I did that the first time and it worked great. The second time I added the water to the cornstarch, not gradually, and got ooblick (which is another fun thing for kids but not my intention) it still worked but made it so much harder to stir. Thanks for the how to, my son got some great sand toys but when we went to the beach it was so windy we couldn't play, it was that windy. Well if you bring the kid to the beach....bring the beach to the kid. :)

  • netSpend: The Story of the Visa Debit Card We Did Not Apply For   14 years 38 weeks ago

    Wow, some of these stories are horrible.

    However, I have been a Netspend customer since 2008(ish) and have never had any problems with the service other than when my number was stolen during the Playstation hacking incident.

    Fortunately the thief only had access to $30 and once I emailed Netspend, my card was blocked and a new one sent to me within the week.

    Otherwise, I use the card for regular bill payments and all of my online purchases.

    I am thinking that the unsolicited cards are fakes. We know the Chinese are excellent at copying anything they get their hands on.....

  • Ask The Readers: How Do You Buy Books?   14 years 38 weeks ago

    amazon.com Kindle or used copies of print books

  • Home Improvements That Pay Off   14 years 38 weeks ago

    I think landscape improvements are one of the best investments, especially if you're not paying expensive contractors to do all the work! The only evidence that I have to back this up, though, is the fact that whenever I look at online home listings, I really love the ones with proper landscaping.

  • Getting Whole-Grain Nutrition   14 years 38 weeks ago

    Good point about the refined starches, though.

  • Getting Whole-Grain Nutrition   14 years 38 weeks ago

    I don't mean to pile on, but I agree that the FDA's recommendations are ridiculous. Because I'm a type 2 diabetic, and have decided to control my blood sugars through a low-carb diet, I can attest that it's possible to live healthfully without eating any grains at all.

  • How to Visit Museums for Free   14 years 38 weeks ago

    Seattle's museums are free on the first Thursday of each month. It's kind of an event.

  • Household Cleaning Hacks That Save You Money   14 years 38 weeks ago

    Agreed! I love the stuff. It's especially nice when you have little ones. One time when my daughter was a baby she grabbed a bottle and squirted it directly in her eyes. (So much for the child-proof cabinet latches! and I was in the room just a couple arm lengths away but couldn't get to her in time). I freaked out - but on the package it just said if it gets in your eyes, just flush with water. No warnings about seeking medical treatment or anything. After a quick rinse with water, she was perfectly fine! :)

  • The World's Most Expensive Waters   14 years 38 weeks ago

    If we are just talking about the effects on the environment, I think tap water causes more waste (not trash) than bottles. For ever glass of tap water it takes 3 glasses of water to clean it out. Meaning, every time you get a glass of water at a restaurant, even if you don't drink it, it takes 3 glasses of water to clean it. So when you order soda and don't drink the tap water, it still costs 4 cups of water (per person!). That's why I always refuse the tap water before the waiter gives it to me.
    As for the price of a regular plastic bottle. . You aren't paying for the water and you aren't really paying for the bottle, you are paying for the convenience. Just as you go to a restaurant to get served food that you can easily make at home (such as pasta, burgers, etc) that you can eat at home for a cost of $3 but at a restaurant you pay $13.

  • The Case for Expensive Shoes   14 years 38 weeks ago

    I disagree with this entirely. Every high heel I've bought from a discount shoe store (Payless, K-Mart, etc.) has ended up being uncomfortable once you've had them on more than an hour or two. Whereas the $100 shoes (that I buy for half that price at DSW with coupons and when they're on sale) are so comfy I can wear them an entire 9-hour work day and not have any foot pain or sore spots.

    It takes time and attention to detail to craft a well-made shoe that fits the actual shape of a foot - and that time is reflected in the price of a quality shoe vs. a cheap "throw-away" shoe that you'll end up not even wearing all that much because they hurt your feet!

  • Getting Whole-Grain Nutrition   14 years 38 weeks ago

    Eat real food, vegetables, fruit, meat, fish. Do not let the government tell you how to eat, they cannot balance a budget let alone a meal. Read Good Calorie Bad Calorie to discover the truth.

  • Home Improvements That Pay Off   14 years 38 weeks ago

    I'm not sure this counts as "remodeling," but we've been putting in a lot of sweat equity on our landscaping this summer. It hasn't been very expensive to thin out some overgrown areas, add mulch, and generally clean up the landscaping, but it has made the curb appeal go up a lot!

  • 10 Great Wines Under 10 Dollars   14 years 38 weeks ago

    I found all of them at my local co-op, so I'm sure you can get them at most liquor stores or your local grocery store if it carries wine. You can also find them online, but just be aware that you can't ship wine to some states. Check with your state laws or the wine distributor. Good luck!

  • How to Visit Museums for Free   14 years 38 weeks ago

    Another great, free museum-like activity is self-guided walking (or driving) tours. You can usually find free maps online, and many places feature informational placards so you can learn as you go.