hi ashley -did you mean for the end date to be May 30th? anyways.. the worst purchase I ever made was buying a car from a friend. Sure, it got me around for a while... but a few months later I found that it needed a lot of repairs. as a matter of fact my gas line was so old it had cracked and was leaking - my car was a time bomb waiting to go off and I never knew it!
Treating my first credit line, opened at the age of 19, like free money. 6 years after I opened it (and 3 years after I maxed it out), my parents had to bail me out. It was a pretty resounding lesson about spending money I didn't have: in sum, don't.
I'm a whole dollar tipper for a very good reason... I tip in cash and write zero on the tip line on the ticket. A $5 tip in cash is worth more to the server than a $5 dollar tip on my plastic. I don't spend any time worrying over the tax reporting policies of these hard working, underpaid workers.
the worst purchase I ever made was probably a heated diaper wipes container...it was the new thing out when i had my son, and I thought it was a good idea at the time- new mom, and I wanted everything for my baby, lol...only used it once, and even though it wasnt a great sum of money, I still feel stupid for buying it...finally sold it at a yard sale for a quarter--live and learn...
The worst purchase I ever made was a brand new car. I had a really good car to begin with, but it needed a major repair that was going to cost me $1000. I had the money, so I took it to the dealer to get it fixed. Unfortunately, while they were fixing it, I allowed them to encourage me to use that repair money to beef up a down-payment on a new $30,000 car instead. Granted, I loved the new car, but I could have saved a lot just getting the old car fixed and driving away from the dealership without looking back. Most expensive lesson I ever learned.
I'm glad that you mentioned this point "24 Months or More: Credit Counseling" because many people that I meet are inclined to declare bankruptcy as soon as they see their debt go over $10,000 and have no way of paying it back. Everyone's first option in this situation is to try and consolidate their debt and let the debt consolidator company deal with your creditors to lower your debt and your interest rate.
Hmm...worst purchase? Probably a dress that I bought literally 10 years ago, and still have not been able to fit into! (I'm getting closer now though....30 lbs gone and 18 left to lose!) But I think when I do finally fit into the dress, it will be in a style too different from mine. LOL Oh well, it was a good incentive there for a while!
Buying a house was my biggest mistake. I bought before the housing market went sky high, but I didn't take into account how expensive maintaining a house is. There are the property taxes, the home owner's insurance, rising utility rates, the new roof, broken plumbing, replacing a window; the repair of the stucco walls (I can't afford to pain and repair the plaster on the inside), a new floor, termites, etc. Every repair leads to a new discovery of something else that needs to be fixed; it never ends. I refinanced twice to try to get a lower monthly only to discover that this resets my 30-year-mortgage back to 30 years. I'm retired now. I'll never pay off this house. I can't afford to repair the house. It was and is a huge money pit. I wouldn't do it again if they were giving away house for a dollar. I definitely didn't think about all the costs involved.
The worst purchase was an impulse buy at a dealership. They had a reasonably priced car that I SHOULD have taken, but instead, I ended up driving out with a sporty car with three times the payment. Although I enjoyed the car, it was the worst purchase I had ever made. Never again will I, #1 buy used from a dealer and #2 buy on impulse!
I do this, but then I round it up or down to the nearest whole amount. Thus, in this example, if the service was amazing-best ever, I'd round it to $30. If it was average or good, $28. Lousy, $27. I think whole numbers are beautiful.
Recently, I used banana peel on about a quarter-sized patch of poison ivy before it spread... not only helped with the itch, after about a week, it went away!! I put a whole banana peel in a plastic baggie in the fridge and used it several times a day.
My biggest financial challenge is figuring out how to get my husband to have the same financial perspective as myself and where to invest our money wisely on with ridiculous low interest rates. I am a stay-at-home mom with 2 young children, so being financially cautious is important. We don't carry credit card debt, but have trouble prioritizing where we should invest or maximizing and consolidating our interest/divident earnings.
Oh, SarahHB. My heart goes out to you. I am so glad you have understanding bosses. I hope you have been keeping a migraine journal. There were several intriguing reader suggestions in this post. I truly hope that you soon find some relief. HANG IN THERE. :-) M.
Thanks for writing this post. I've been getting migraines since I was 7-8 yrs old and am now almost 30. I currently use generic Imitrex, which helps most of the time. Unfortunately, I get between 4-9 a month, it used to be 6-9 per month before my doctor tried a few different prescriptions. Unfortunately, that hasn't worked in the long term and I developed tachycardia and had to go off one of the prescriptions that was decreasing the amount of migraines. I was sent home sick from work twice this month with bad migraines. Thankfully, my bosses are very understanding. I've been trying to figure out more possible triggers that I might have. There were a few triggers on the list that I didn't know about. I'm hoping keeping an eye out for them will help.
I like WiseBread on facebook!
hi ashley -did you mean for the end date to be May 30th? anyways.. the worst purchase I ever made was buying a car from a friend. Sure, it got me around for a while... but a few months later I found that it needed a lot of repairs. as a matter of fact my gas line was so old it had cracked and was leaking - my car was a time bomb waiting to go off and I never knew it!
I think my worst purchase is always something I buy a lot of one sale and then don't need or use - or my house!
http://twitter.com/KarmellaS/status/75573745607122944
Treating my first credit line, opened at the age of 19, like free money. 6 years after I opened it (and 3 years after I maxed it out), my parents had to bail me out. It was a pretty resounding lesson about spending money I didn't have: in sum, don't.
My worst purchase was a cute pair of jeans I paid $50 for ripped within 2 days after purchasing them.
Worst Purchase i ever made was some old basketball card that was "worth" alot and now is worth nothing
I'm a whole dollar tipper for a very good reason... I tip in cash and write zero on the tip line on the ticket. A $5 tip in cash is worth more to the server than a $5 dollar tip on my plastic. I don't spend any time worrying over the tax reporting policies of these hard working, underpaid workers.
Here's my tweet: http://twitter.com/hillarief/statuses/75570620875800576
16 years old: I let myself get suckered into leasing a new Chevy S-10 truck.
the worst purchase I ever made was probably a heated diaper wipes container...it was the new thing out when i had my son, and I thought it was a good idea at the time- new mom, and I wanted everything for my baby, lol...only used it once, and even though it wasnt a great sum of money, I still feel stupid for buying it...finally sold it at a yard sale for a quarter--live and learn...
Worst purchase: I bought a car once using a student loan. Should have driven the car I had...dumb move.
The worst purchase I ever made was a brand new car. I had a really good car to begin with, but it needed a major repair that was going to cost me $1000. I had the money, so I took it to the dealer to get it fixed. Unfortunately, while they were fixing it, I allowed them to encourage me to use that repair money to beef up a down-payment on a new $30,000 car instead. Granted, I loved the new car, but I could have saved a lot just getting the old car fixed and driving away from the dealership without looking back. Most expensive lesson I ever learned.
I'm glad that you mentioned this point "24 Months or More: Credit Counseling" because many people that I meet are inclined to declare bankruptcy as soon as they see their debt go over $10,000 and have no way of paying it back. Everyone's first option in this situation is to try and consolidate their debt and let the debt consolidator company deal with your creditors to lower your debt and your interest rate.
Hmm...worst purchase? Probably a dress that I bought literally 10 years ago, and still have not been able to fit into! (I'm getting closer now though....30 lbs gone and 18 left to lose!) But I think when I do finally fit into the dress, it will be in a style too different from mine. LOL Oh well, it was a good incentive there for a while!
Buying a house was my biggest mistake. I bought before the housing market went sky high, but I didn't take into account how expensive maintaining a house is. There are the property taxes, the home owner's insurance, rising utility rates, the new roof, broken plumbing, replacing a window; the repair of the stucco walls (I can't afford to pain and repair the plaster on the inside), a new floor, termites, etc. Every repair leads to a new discovery of something else that needs to be fixed; it never ends. I refinanced twice to try to get a lower monthly only to discover that this resets my 30-year-mortgage back to 30 years. I'm retired now. I'll never pay off this house. I can't afford to repair the house. It was and is a huge money pit. I wouldn't do it again if they were giving away house for a dollar. I definitely didn't think about all the costs involved.
The worst purchase was an impulse buy at a dealership. They had a reasonably priced car that I SHOULD have taken, but instead, I ended up driving out with a sporty car with three times the payment. Although I enjoyed the car, it was the worst purchase I had ever made. Never again will I, #1 buy used from a dealer and #2 buy on impulse!
I do this, but then I round it up or down to the nearest whole amount. Thus, in this example, if the service was amazing-best ever, I'd round it to $30. If it was average or good, $28. Lousy, $27. I think whole numbers are beautiful.
in some people (myself included) caffeine can make migraines way worse! I also take feverfew before bed and I almost never get them anymore :)
Recently, I used banana peel on about a quarter-sized patch of poison ivy before it spread... not only helped with the itch, after about a week, it went away!! I put a whole banana peel in a plastic baggie in the fridge and used it several times a day.
Thanks a bunch for this! The toothpaste worked great for one oft favorite DVDs.
My biggest financial challenge is figuring out how to get my husband to have the same financial perspective as myself and where to invest our money wisely on with ridiculous low interest rates. I am a stay-at-home mom with 2 young children, so being financially cautious is important. We don't carry credit card debt, but have trouble prioritizing where we should invest or maximizing and consolidating our interest/divident earnings.
Oh, SarahHB. My heart goes out to you. I am so glad you have understanding bosses. I hope you have been keeping a migraine journal. There were several intriguing reader suggestions in this post. I truly hope that you soon find some relief. HANG IN THERE. :-) M.
Thanks for writing this post. I've been getting migraines since I was 7-8 yrs old and am now almost 30. I currently use generic Imitrex, which helps most of the time. Unfortunately, I get between 4-9 a month, it used to be 6-9 per month before my doctor tried a few different prescriptions. Unfortunately, that hasn't worked in the long term and I developed tachycardia and had to go off one of the prescriptions that was decreasing the amount of migraines. I was sent home sick from work twice this month with bad migraines. Thankfully, my bosses are very understanding. I've been trying to figure out more possible triggers that I might have. There were a few triggers on the list that I didn't know about. I'm hoping keeping an eye out for them will help.
I love to read Robert B. Parker's Spenser novels. I found two of them at my local library for a dollar. Good reads too.