I moved to South Dakota a couple years ago and checks are still popular here. I don't use them unless I have to. The majority of my banking is done online and I use a credit card for the majority of my purchases (I pay it in full each month and make $ on rewards points). I still write checks for personal payments to people but that's simply because I never carry cash.
I still write a check for my rent, one to pay back a (family) loan and here and there for charitable donations / race registrations - and yes, I still write them old school, didn't know there was any other way!
Checks are still used in my system quite a bit. I routinely pay with checks at costco because I always seem to forget cash, but paying with check is a lot better than credit card. Also for day to day expenses i pay with checks for rent and other utility bills.
I still write checks for anything that is not planned out ahead of time, especially for things such as sponsoring friends on retreats or paying back friends that I'm splitting purchased items with.
I keep an account at a local credit union so I do occasionally use a check that is associated with that account. I've found it much easier though to use my ING account as my main accounts and pay everything I can online. For some bills, however, that just isn't possible so we pay by check.
No, I never write checks. I pay cash or simply use my debit card. Honestly, nothing irritates me more than someone who writes a check the old fashioned way; writing on every line, holding up the line. I mean come on, you KNEW you were gonna write a check, so why didn't you have it ready to just enter the amount?
I have a question; my boss is clearly doing terribly finacially. I don't have a fantastic job and have no intention of keeping this long term, but the job market is still not very promising in my area and I am often told that I'm "lucky to even have a job." I work at a laundromat, which is depressing enough in itself. Our business utilities are frequently being shut off, especially our gas/electric. Our paycheck frequently bounce and we are charged overdraft and returned check fees. Our boss is apparently morbidly depressed and I haven't seen him for more than five minutes every couple of weeks in months. He seems to be in a great deal of legal trouble as well, based on some of the mail we receive here at the store. I am the "manager" though I have no power of the store's financial situation, I am not in charge of accounts payable or payroll. The ceiling behind the dryers leaks Very Much whenever it rains or snows, which I feel is incredibly dangerous. I started notifying my employer about that months ago and he claims he can't do anything to stop it and that I should just continue using buckets to catch the rain. There are other structural problems with the building that concern me. Our business certificate of occupancy expired over a year ago. I have no idea why the city hasn't checked up on our store. For months now I've been thinking my boss may just close down; which in a small way could be a blessing because we could all get unemployment for a time while searching for new work. It would be better than never knowing if/when we are going to get paid. I don't hate my boss, I just think he shouldn't be a business owner as he seems to have absolutely no business sense whatsoever. I want to quit, and am currently on the hunt for a new job. The other employees here are in the same boat though, and I don't know what to tell them. Do we have rights? Is there something we should do?
I write checks for all of my recurring monthly bills, and I fill out every line. I just don't trust anyone else with my checking account except my wife. I also don't send outgoing checks from my mailbox. I drop them in a postal box on the way to work. I've read about too many check washing schemes.
We still write checks for a few bills - our mortgage (it's just as easy to drive to the bank as mail it), our gas utility (they don't accept online payments), church and sometimes the grocery store.
Willieboy
The wood used is for several reasons. One thing that they use specifically, white American Oak, is for the flavours. There is a sweet vanilla flavour you can get. It seems important enough to ship it from the states. Here is a link so I won't have to type a lot and plagiarize the author. fsmomaha.com/spirits/2009/4/oak-aging-and-its-effect-on-wine
I write about 2 checks a month - one for rent (because they charge an outrageous fee to do it online) and one for a monthly professional association luncheon. I have paid for the luncheons online in the past, but it requires payment in advance and if something comes up and I can't go, the fee isn't refundable. I could carry cash, but I use cash even less often than I write checks.
I write a check for anything for my daughter's school, because I have to - everything else is electronic. I actually get annoyed when I am behind someone at a store checkout who is writing out a check - it takes sooo long - get a debit card!
Checks do seem to be on their way out. when the clerk almost has to blow the dust off the check scanning machine it is not a good sign. in addition to the inconvenience of checks compared with swiping a card, one could also look at the 'green movement' and realize that more and more people are going to 'paperless' living, especially when it comes to bills. fortunately this includes checks.
I still use checks but for only a handful of things. Mainly our giving at church, although they do have the ability to accept debit/credit cards. I also use checks for a couple of monthly bills that don't have internet paying capability.
I moved to South Dakota a couple years ago and checks are still popular here. I don't use them unless I have to. The majority of my banking is done online and I use a credit card for the majority of my purchases (I pay it in full each month and make $ on rewards points). I still write checks for personal payments to people but that's simply because I never carry cash.
I still write a check for my rent, one to pay back a (family) loan and here and there for charitable donations / race registrations - and yes, I still write them old school, didn't know there was any other way!
Checks are still used in my system quite a bit. I routinely pay with checks at costco because I always seem to forget cash, but paying with check is a lot better than credit card. Also for day to day expenses i pay with checks for rent and other utility bills.
I still write checks for anything that is not planned out ahead of time, especially for things such as sponsoring friends on retreats or paying back friends that I'm splitting purchased items with.
I still use checks to pay bills by snail mail. While some can be paid automatically or online others like Dr bills usually can't be.
I keep an account at a local credit union so I do occasionally use a check that is associated with that account. I've found it much easier though to use my ING account as my main accounts and pay everything I can online. For some bills, however, that just isn't possible so we pay by check.
No, I never write checks. I pay cash or simply use my debit card. Honestly, nothing irritates me more than someone who writes a check the old fashioned way; writing on every line, holding up the line. I mean come on, you KNEW you were gonna write a check, so why didn't you have it ready to just enter the amount?
Direct deposit and paying large amounts of money to people will keep checks in style for awhile.
I have a question; my boss is clearly doing terribly finacially. I don't have a fantastic job and have no intention of keeping this long term, but the job market is still not very promising in my area and I am often told that I'm "lucky to even have a job." I work at a laundromat, which is depressing enough in itself. Our business utilities are frequently being shut off, especially our gas/electric. Our paycheck frequently bounce and we are charged overdraft and returned check fees. Our boss is apparently morbidly depressed and I haven't seen him for more than five minutes every couple of weeks in months. He seems to be in a great deal of legal trouble as well, based on some of the mail we receive here at the store. I am the "manager" though I have no power of the store's financial situation, I am not in charge of accounts payable or payroll. The ceiling behind the dryers leaks Very Much whenever it rains or snows, which I feel is incredibly dangerous. I started notifying my employer about that months ago and he claims he can't do anything to stop it and that I should just continue using buckets to catch the rain. There are other structural problems with the building that concern me. Our business certificate of occupancy expired over a year ago. I have no idea why the city hasn't checked up on our store. For months now I've been thinking my boss may just close down; which in a small way could be a blessing because we could all get unemployment for a time while searching for new work. It would be better than never knowing if/when we are going to get paid. I don't hate my boss, I just think he shouldn't be a business owner as he seems to have absolutely no business sense whatsoever. I want to quit, and am currently on the hunt for a new job. The other employees here are in the same boat though, and I don't know what to tell them. Do we have rights? Is there something we should do?
Very occasionally, maybe one or two checks a month. And I always run out of deposit slips.
I would say so..if I didn't have to pay rent with a check everything would be automated payments online
I write a check to my landlord every month. That's the ONLY check I write.
I write checks for rent.. that way when I dont have money I can say.." hmm must have got lost in the mail" Cant do bogus online payments ;-)
Yes, I still write a few checks, like to my church and for a few ministries I support on occasion. Thank you for the giveaway.
koinonia572001@yahoo.com
I use checks for non-regular charity contributions. It's an instant receipt.
I write checks for all of my recurring monthly bills, and I fill out every line. I just don't trust anyone else with my checking account except my wife. I also don't send outgoing checks from my mailbox. I drop them in a postal box on the way to work. I've read about too many check washing schemes.
I mostly write cheques for my child's daycare & occasionally for a bill.
I use checks primarly to pay for medical expenses (copays/deductibles/uninsured portions) so I have documentation for my tax returns.
We still write checks for a few bills - our mortgage (it's just as easy to drive to the bank as mail it), our gas utility (they don't accept online payments), church and sometimes the grocery store.
Willieboy
The wood used is for several reasons. One thing that they use specifically, white American Oak, is for the flavours. There is a sweet vanilla flavour you can get. It seems important enough to ship it from the states. Here is a link so I won't have to type a lot and plagiarize the author. fsmomaha.com/spirits/2009/4/oak-aging-and-its-effect-on-wine
I write about 2 checks a month - one for rent (because they charge an outrageous fee to do it online) and one for a monthly professional association luncheon. I have paid for the luncheons online in the past, but it requires payment in advance and if something comes up and I can't go, the fee isn't refundable. I could carry cash, but I use cash even less often than I write checks.
I also write checks for taxes once a year.
Thank you, Forest!
I write a check for anything for my daughter's school, because I have to - everything else is electronic. I actually get annoyed when I am behind someone at a store checkout who is writing out a check - it takes sooo long - get a debit card!
Checks do seem to be on their way out. when the clerk almost has to blow the dust off the check scanning machine it is not a good sign. in addition to the inconvenience of checks compared with swiping a card, one could also look at the 'green movement' and realize that more and more people are going to 'paperless' living, especially when it comes to bills. fortunately this includes checks.
I still use checks but for only a handful of things. Mainly our giving at church, although they do have the ability to accept debit/credit cards. I also use checks for a couple of monthly bills that don't have internet paying capability.