I write checks for just the rent. Prefer online bill pay for everyone else. I don't think they are totally out of my life though. Sometimes I go to a shop or a restaurant that is cash only and my checkbook has saved the day
I don't write many checks but I still find it convenient enough to carry them on me at all times. Often they are great when I don't have enough cash to cover something and it's a small venue (or a person) who can't except credit cards. Often they get used for non-regular bills that aren't set up for online payment or who charge a service fee for online payment. Really though I write maybe 1 or 2 a month.
I use checks to enter smaller chess tournaments that do not take credit cards or online payments. Chess tournaments usually charge an extra "late registration" fee or do not accept entries at the site, so it's a good idea to register early through the mail. I also use checks to send people money for a graduation gift or anything like that.
I still have to write a couple of checks every month: rent, an old hospital bill and occasionally something else. Everything else is auto-deducted or I pay online -- which is the way I like it!
I hadn't had a checkbook for my checking account for over 3 years, until I bought a house. I write a check to myself and deposit it in my other bank's mortgage account to avoid the $5 per month fee. I also pay contractors and give to my church with a check. Everything else I do online. Once small businesses (and churches?) move to a paperless model, I'll never write another check.
Checks are a thing of the past, but I write a check for my rent. I tend to write checks to my friends if I owe them money. Writing a check to a friend is way more convenient than withdrawing the exact dollar and change amount to give to them.
I still write two checks a month. Everything else is done electronically, either bill-pay at my CU online, at a creditor's website, or debit card when I am out shopping.
Yes, I still write checks. In fact, I just re-ordered checks from my bank. The place I live does not accept cards or online payments, so payment must be made via check or money order. My Dr. office also does not accept cards, and since I rarely care a bunch of cash around, I pay with checks. It helps me to keep track of my spending and budget because if I use cash I sometimes forget where I spent it. I also still write checks at the grocery store even though they do accept cards. Some of my bills send me statements and I mail them a check back. I guess I might be a little behind the times, but I do also use online payments through my bank for bills that can be paid electronically, and I also use my debit card frequently for gas or other purchases.
I'm 24 (almost 25) and I write checks for bills that get mailed to me. I don't know for sure that the money will be deposited in time to automate my payments, but I don't know that I'd want to anyway. There's something about physically writing that check that makes the money more real to me, and it's easier to track what's going on.
I don't use checks anymore. Online banking has replaced it. In the odd event I do need a check (since I do have a checking account), my bank can send one for me, free of charge, if I give them enough notice by filling out an online check payment.
Otherwise, I use my debit card or have auto-withdrawal.
I use checks to pay my monthly rent. I also use them to pay back my roommate for utilities. I needed a check to send to my car insurance company initially in order for them to draw the funds from my account (paying with a credit card would have incurred an additional monthly fee). But beyond that, I don't really use them. And I pay any other bills I have electronically.
We do not use checks often. I probably write 2 checks a month to the local grocery store that doesn't take credit/debit cards. Also use checks to pay our village water bill quarterly.
I pay 95% of all my bills on line with internet banking. I am up to bill pay with my bank 11098 which means I have not paid postage or service charges. I have Direct Deposit with my pensions. If you multiply 1098 X .40 average over the years, I have saved that's $436.30 I have saved in stamp prices as well as no service charges. The only time I write a check is for a donation for various Humane Society's.
I use checks all the time--to transfer money quickly between my accounts at different banks (no 3 day processing time), to pay daycare and contractors, and to have as an emergency source of cash if my debit card doesn't work for some reason.
Yes, except for when I need to write a check to my water/sewer company as they charge an outrageous $5 online surcharge (for a bill that rarely goes above $40/month that's crazy)... So I stick it to them by sending them a check. They aren't too bright as they use postage paid return envelopes, so I'm not out the stamp on this deal.
I wish they were a thing of the past, but there are always a few holdouts. My auto loan, surprisingly, is not available to pay online. I don't use my bank's bill-pay service after they screwed up my mortgage payment. The kids' lunch money is paid by check and miscellaneous services.
I write a couple checks a month. One per month to our church, and I always use checks for person to person. There isn't anything easier and cheaper than checks for person to person. We won't be getting rid of our checkbook anytime soon. I wish I could though.
I only write out checks for kid stuff - like Tae Kwon Do lessons, soccer, picture day at sports, the random silent auction I end up attending. Most of these places won't take my check card! I pay all of my bills online and use my check card for all of my shopping both online and off.
The only place that requires me to write a check is at the local transfer station ("the dump") to purchase punch cards. Other than that all is done online either directly through a vendors website or through my bank's online payment management system. Unfortunately, my wife still writes checks since I have curtailed her use of the debit and credit cards (Disclaimer: at her request). But she still manages to get a purchase in when absolutely necessary :)
I write checks for just the rent. Prefer online bill pay for everyone else. I don't think they are totally out of my life though. Sometimes I go to a shop or a restaurant that is cash only and my checkbook has saved the day
I don't write many checks but I still find it convenient enough to carry them on me at all times. Often they are great when I don't have enough cash to cover something and it's a small venue (or a person) who can't except credit cards. Often they get used for non-regular bills that aren't set up for online payment or who charge a service fee for online payment. Really though I write maybe 1 or 2 a month.
I use checks to enter smaller chess tournaments that do not take credit cards or online payments. Chess tournaments usually charge an extra "late registration" fee or do not accept entries at the site, so it's a good idea to register early through the mail. I also use checks to send people money for a graduation gift or anything like that.
I still have to write a couple of checks every month: rent, an old hospital bill and occasionally something else. Everything else is auto-deducted or I pay online -- which is the way I like it!
I still write a few checks every month -- almost all of them are for kid-related things (school field trips, piano lessons).
I hadn't had a checkbook for my checking account for over 3 years, until I bought a house. I write a check to myself and deposit it in my other bank's mortgage account to avoid the $5 per month fee. I also pay contractors and give to my church with a check. Everything else I do online. Once small businesses (and churches?) move to a paperless model, I'll never write another check.
Checks are a thing of the past, but I write a check for my rent. I tend to write checks to my friends if I owe them money. Writing a check to a friend is way more convenient than withdrawing the exact dollar and change amount to give to them.
I still write two checks a month. Everything else is done electronically, either bill-pay at my CU online, at a creditor's website, or debit card when I am out shopping.
Yes, I still write checks. In fact, I just re-ordered checks from my bank. The place I live does not accept cards or online payments, so payment must be made via check or money order. My Dr. office also does not accept cards, and since I rarely care a bunch of cash around, I pay with checks. It helps me to keep track of my spending and budget because if I use cash I sometimes forget where I spent it. I also still write checks at the grocery store even though they do accept cards. Some of my bills send me statements and I mail them a check back. I guess I might be a little behind the times, but I do also use online payments through my bank for bills that can be paid electronically, and I also use my debit card frequently for gas or other purchases.
I still write cheques for rent, donations over $5, sending money to my sister and paying the neighbor kid to mow the lawn.
I'm 24 (almost 25) and I write checks for bills that get mailed to me. I don't know for sure that the money will be deposited in time to automate my payments, but I don't know that I'd want to anyway. There's something about physically writing that check that makes the money more real to me, and it's easier to track what's going on.
I don't use checks anymore. Online banking has replaced it. In the odd event I do need a check (since I do have a checking account), my bank can send one for me, free of charge, if I give them enough notice by filling out an online check payment.
Otherwise, I use my debit card or have auto-withdrawal.
I use checks to pay my monthly rent. I also use them to pay back my roommate for utilities. I needed a check to send to my car insurance company initially in order for them to draw the funds from my account (paying with a credit card would have incurred an additional monthly fee). But beyond that, I don't really use them. And I pay any other bills I have electronically.
We do not use checks often. I probably write 2 checks a month to the local grocery store that doesn't take credit/debit cards. Also use checks to pay our village water bill quarterly.
I pay 95% of all my bills on line with internet banking. I am up to bill pay with my bank 11098 which means I have not paid postage or service charges. I have Direct Deposit with my pensions. If you multiply 1098 X .40 average over the years, I have saved that's $436.30 I have saved in stamp prices as well as no service charges. The only time I write a check is for a donation for various Humane Society's.
Only if necessary do I write checks. Everything else is done by credit card or electronic funds transfer.
I use checks all the time--to transfer money quickly between my accounts at different banks (no 3 day processing time), to pay daycare and contractors, and to have as an emergency source of cash if my debit card doesn't work for some reason.
Yes, except for when I need to write a check to my water/sewer company as they charge an outrageous $5 online surcharge (for a bill that rarely goes above $40/month that's crazy)... So I stick it to them by sending them a check. They aren't too bright as they use postage paid return envelopes, so I'm not out the stamp on this deal.
I wish they were a thing of the past, but there are always a few holdouts. My auto loan, surprisingly, is not available to pay online. I don't use my bank's bill-pay service after they screwed up my mortgage payment. The kids' lunch money is paid by check and miscellaneous services.
I write checks very rarely. If I can pay with a debit card or online I would rather do that. A box of checks will last my family for a very long time.
1 per month - rent, it's an actual person so I can't pay online
I write a couple checks a month. One per month to our church, and I always use checks for person to person. There isn't anything easier and cheaper than checks for person to person. We won't be getting rid of our checkbook anytime soon. I wish I could though.
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I only write out checks for kid stuff - like Tae Kwon Do lessons, soccer, picture day at sports, the random silent auction I end up attending. Most of these places won't take my check card! I pay all of my bills online and use my check card for all of my shopping both online and off.
The only place that requires me to write a check is at the local transfer station ("the dump") to purchase punch cards. Other than that all is done online either directly through a vendors website or through my bank's online payment management system. Unfortunately, my wife still writes checks since I have curtailed her use of the debit and credit cards (Disclaimer: at her request). But she still manages to get a purchase in when absolutely necessary :)