#4 is a good point. Thats not good that your credit could be hurt while doing this.
#1 When they say "permanent" in that context they just mean modifications that are past the trial period. They aren't implying anything more than that.
Your interest can start as low as 2%. Its fixed for 5 years. After that it can go up as much as +1% per year until it hits 'market rate' at the time of modification. Right now market rate would be about 5%. The loan can never go past the predefined market rate and doesn't adjust upwards after that. So you will probably get 2% for years 1-5, 3% for year 6, 4% for year 7 and 5% thereafter. THis is hardly a rip off by any measure.
5. Unemployment income can be used to qualify. If you don't have enough income to have any chance of keeping your home then these programs won't help you.
You could deep fry it like they do at Dyer's burgers, or take it to the next level and dip it in batter and then deep fry it the way they do at Joe's Gizzard City. Yummy!
To be honest, I don't come up with anything all that special or unique. We usually do tacos, taco pizza, and spaghetti sauce as well as just regular hamburgers. But I'm enjoying reading others' ideas and recipes in this thread. Thank you!
1 pound hamburger
1 package taco seasoning
1 onion
1 - 2 cans diced tomatoes
1 can Rotel tomatoes (tomatoes and green chilis)
1 can corn
1 can hominy
2 - 3 cans beans (I like black, pinto, and red kidney)
Brown hamburger with onion and taco seasoning until onions are soft. Drain and discard the fat.
Add all canned things, including their liquids. Add additional water if necessary. Simmer.
Serve with grated cheese, cornbread and a green leafy salad.
Serves probably 8 or more. Lots of people like this stuff.
**
I generally mix my hamburger 50/50 with the dried soy fake beef—it’s just as yummy to me, much cheaper, and the fake stuff saves well, doesn’t take up valuable fridge space, and never gets freezer burn.
**
Other favorite dishes include enchiladas, lasagna or baked ziti, Swedish meatballs (I use a recipe from an onion soup mix--I substitute fat-free sour cream), and quiche with hamburger, green onions, and cheddar.
**
Finally, I’d also like to see an actual recipe for sloppy joes that doesn’t involve a mix or barbecue sauce. Just tell me about the tomato sauce and the vinegar and whatever else there is.
I like to make a picadillo with ground beef. It is a Latin American dish you can find in many countries, such as Cuba. Picadillo recipes tend to fall into two categories, one mixing the ground meat with cubed potatoes and carrots, the other with raisins and olives. Both are delicious.
I've always lived in the US, and I'm "privileged" enough to have a very good health plan, but I would firmly support a public option or even a complete public plan. What we have now is ridiculous. It should not be a privilege to have the sort of plan that I have, with copays, reliable doctors and specialists - this should be something that everyone has, regardless of their employer. You sure aren't kidding about the golden handcuffs. Mine are firmly attached.
The great thing about ground beef is it is just so darn versatile. When having it as a burger you can top it with blue cheese and carmalized onions and have it taste different than if you topped it with avocado and cheddar. In spaghetti or in tacos a little bit can go a long way if you consider add in such as beans with tacos or mushrooms, green pepper and onion with spaghetti.
Since you specificly asked for something different than the above though How about a strognaoff?
I even add some green pepper into mine or you could serve it with some green beans.
I brown it up a couple lbs at a time with shallots, garlic, mushrooms, green pepper, pablanos or what ever else I have on hand.
then i spread out on a cookie sheet and freeze until flash frozen. I then have 2-3 meals worth of pre-cooked meat - to use for enchiladas, tacos, spagetti, casseroles, what have you.
With the lb I have left, I mix the browned meat and veggies - with a few tbsp of cream cheese and cook until cream cheese is melted. then I mix in 1 large tbsp of pesto. spread on a roll with a little bit of cheese. (add mayo to taste) -- pretty tasty and easy :)
my favorite- Open faced stroganoff sandwiches. I usually mix with a 1/2 can of cream of mushroom soup and a few generous dallops of real sour cream.
Cut a large loaf of french bread down the center to form 2 halves and spread the meat mix on top of it. Then top with cheese and broil until cheese is melted.
Or--- take the meat mixture above, and stuff into lightly fried pita shells.. MMMMM good.
OR-- Mix 1 lb of browned meat with a container of chive and onion cream cheese. Open a can of cresent rolls- separating into 4 large squares. Spread the meat mix on then fold and bake the cresents until done. (this is a kid favorite!)
I use it in everything listed above - spaghetti, taco meat, homemade pizza, shepherd's pie, etc. We also enjoy chili, all kinds of casseroles, homemade hamburgers on homemade bread, meatloaf, etc. One big thing that we always do is use WAY less than any recipe calls for. If the chili recipe requires 1 lb. of ground beef, I'll use 1/8 - 1/4 lb. This enables us to use the good stuff at $3+/lb. and still come out very low on the grocery budget. I maybe buy a roast or a cut of whole (not ground) beef six times a year. Otherwise it's all ground beef or chicken.
I second the chili suggestion. There are so many different ways to make chili and they're just about all delicious and very easy.
I make mine with 2 cans no-salt diced tomatoes, 1 chopped onion, 1 can pinto beans (yeah, I know, beans don't belong in chili.. whatever!), 1/2 cup salsa, 1 tbsp chili powder, 2 tsp ground cumin, sprinkle of black pepper, salt, and red pepper. I brown the beef (or ground turkey) with the onions, then stick it in the crockpot for 5+ hours.
And of course, chili! I have a great recipe from America's Test Kitchen, Best of Light Recipes (so they use turkey). The key is to brown half the meat, then clump the other half into little meatballs to get a really great, meaty chili!
Long story short: cook the ground beef with onions, green peppers, hot wax peppers, salt and pepper and a bunch of paprika. Make a sour-cream white sauce with onion, paprika. Pour some sauce into the beef and mix so it's like taco filling or even a bit more 'pasty'.
Whip up some savory crepes and stuff them with the filling, rolling them up like egg rolls. Put them in a baking dish, top with the rest of the sauce. Bake until a little bubbly.
This was a favorite in my house growing up. My parents would brown meat, drain then cook with whatever veggies they had around, usually onion and green pepper. Then they would add either cream of mushroom/or celery/or chicken soup and a can or two (if large batch) of corn or green beans. Add a little garlic powder, salt and pepper to taste, then serve over steamed rice.
For the more health concious, I have added a large can of stewed tomatoes instead of the cream soup and it works well too.
It's looks a little funky but it was quick easy and cheap and us kids loved it!
This is probably next in the list after sloppy joe's anyway, but taco meat is a staple in our house. When I make tacos, I always make lots of extra meat and freeze it. Then I have "Mexican night" whenever I need in a flash:
Tacos
Burritos
Nachos
Tex-Mex Salad (like tacos but healthier)
Taco casserole (layer taco stuff with lots of enchilada sauce if you're dieting, cheese if you're not)
The trick is to add in a bunch of beans with the meat which adds all sorts of good-for-you stuff and cuts down on the bad-for-you-stuff. We also almost always fry up some onions and peppers either on the side or incorporated.
If you aren't really into bikes you may not see the point of the uglification, but a LOT of bikes get stolen, and even the best locks available are pretty easy to beat for professional thieves. People who use their bikes as transport really have to consider this as an option (or ride a beater, or get used so it's not such a big loss when it disappears; but it still stinks when your ride turns up gone--these aren't kept in garages like the ones everyone else rides around the block on weekends, they go to work and the store and everywhere else). Even crappy bikes get stolen all the time.
BTW, $1000 is not a particularly expensive bike, and the one in the picture is only about $600 MSRP stock built. Avid transport and recreation cyclists put a LOT into bikes and accessories and I can see why this would be one way to discourage theft and still have fun! I also think the ugly camera and luggage ideas are excellent for travel.
My mom would make this when I was growing up and it is more than simple. Patty up regular ground beef into small burgers. Fry them in a pan with salt & pepper for seasoning and serve them topped with sauted onions & brown gravy. (similar to salisbury steak) Mashed potatoes & green beans were always my favorite sides. Delicious comfort food on a cold day.
We don't typically eat hamburger, but ground venison is always around. My family likes to go hunting, and while I don't go, I tend to prefer eating an animal that's had a life free of antibiotics and tiny little awful pens.
Recently we made a shepherd's pie with browned meat cooked in red wine and rosemary and topped it with layers of corn, carrots, onions, green beans, and mashed potatoes. It came out rather well!
Brown the onions and the meat, and add the finely chopped cabbage at the end, just letting it warm through, so that it is still crunchy. Serve with pasta or rice.
1/2 cup finely chopped scallion
1/4 cup finely chopped onion
1 clove crushed garlic
3/4 teaspoon curry powder
1/4 teaspoon dried thyme
4 cups vegetable oil, divided
1/2 pound ground beef
2 tablespoons fine dry bread crumbs
Hot sauce (preferably Jamaican)
About 30 dumpling or wonton wrappers
Cook scallion, onion, curry powder, and thyme in 1 1/2 tablespoons oil with 1/2 teaspoon salt and 1/4 teaspoon pepper in a 10-inch skillet over medium heat, stirring occasionally, until softened, about 5 minutes. Stir in beef and bread crumbs and cook until meat is just cooked through, about 3 minutes. Season with hot sauce. Cool.
Put a rounded teaspoon filling in center of a wrapper. Lightly brush edge of wrapper with water, then fold in half (diagonally if square) and press to seal. Form remaining dumplings.
Heat 1 inch oil to 350°F in a 12-inch skillet. Fry dumplings in 3 batches, turning once or twice, until golden-brown, 2 to 3 minutes per batch.
Serve garnished with sliced green onion and purchased Thai Chili Dipping sauce (Trader Joe's makes a great one!)
I think my favorite way is just the old fashioned hamburger grilled on a BBQ. Season it with whatever you want to make it your own and grill it to your content.
Ingredients
1 pound ground beef
1/3 cup ketchup
1 teaspoon Worcestershire sauce
8 ounces mixed vegetables (such as carrots, peas, and corn) drained can or frozen
1/4 cup (1 ounce) shredded Cheddar (optional)
1 16-ounce of mashed potatoes (leftover or frozen and thawed will do)
Preparation
Heat oven to 400° F.
Place the beef in a large skillet and cook over medium-high heat until no trace of pink remains, about 5 minutes. Drain off any fat. Stir in the ketchup and Worcestershire. Add the vegetables and cook, stirring, for 1 minute. Spoon the beef mixture into a baking dish.
Mix the cheese (if using) with the potatoes in a medium bowl. Spread the potatoes over the beef and bake until heated through and lightly browned, 10-20 minutes.
In addition to tacos, shepherds pie and what one commenter called "dog food" we also make these things my husband devised called BBQ Bagels. Brown the ground beef and add your favorite barbecue sauce. Meanwhile, take the bagel of your choice and split it, then using a spoon hollow out a little canal all the way around each half. Then fill that little trough with the bbq beef! You can sprinkle grated cheese, or melt an entire slice over the top if you like, or add cole slaw if you like bbq that way. They're ridiculously yummy, no matter how odd they sound!
#4 is a good point. Thats not good that your credit could be hurt while doing this.
#1 When they say "permanent" in that context they just mean modifications that are past the trial period. They aren't implying anything more than that.
Your interest can start as low as 2%. Its fixed for 5 years. After that it can go up as much as +1% per year until it hits 'market rate' at the time of modification. Right now market rate would be about 5%. The loan can never go past the predefined market rate and doesn't adjust upwards after that. So you will probably get 2% for years 1-5, 3% for year 6, 4% for year 7 and 5% thereafter. THis is hardly a rip off by any measure.
5. Unemployment income can be used to qualify. If you don't have enough income to have any chance of keeping your home then these programs won't help you.
You could deep fry it like they do at Dyer's burgers, or take it to the next level and dip it in batter and then deep fry it the way they do at Joe's Gizzard City. Yummy!
To be honest, I don't come up with anything all that special or unique. We usually do tacos, taco pizza, and spaghetti sauce as well as just regular hamburgers. But I'm enjoying reading others' ideas and recipes in this thread. Thank you!
1 pound hamburger
1 package taco seasoning
1 onion
1 - 2 cans diced tomatoes
1 can Rotel tomatoes (tomatoes and green chilis)
1 can corn
1 can hominy
2 - 3 cans beans (I like black, pinto, and red kidney)
Brown hamburger with onion and taco seasoning until onions are soft. Drain and discard the fat.
Add all canned things, including their liquids. Add additional water if necessary. Simmer.
Serve with grated cheese, cornbread and a green leafy salad.
Serves probably 8 or more. Lots of people like this stuff.
**
I generally mix my hamburger 50/50 with the dried soy fake beef—it’s just as yummy to me, much cheaper, and the fake stuff saves well, doesn’t take up valuable fridge space, and never gets freezer burn.
**
Other favorite dishes include enchiladas, lasagna or baked ziti, Swedish meatballs (I use a recipe from an onion soup mix--I substitute fat-free sour cream), and quiche with hamburger, green onions, and cheddar.
**
Finally, I’d also like to see an actual recipe for sloppy joes that doesn’t involve a mix or barbecue sauce. Just tell me about the tomato sauce and the vinegar and whatever else there is.
I like to make a picadillo with ground beef. It is a Latin American dish you can find in many countries, such as Cuba. Picadillo recipes tend to fall into two categories, one mixing the ground meat with cubed potatoes and carrots, the other with raisins and olives. Both are delicious.
Moussaka is pretty good!
I've always lived in the US, and I'm "privileged" enough to have a very good health plan, but I would firmly support a public option or even a complete public plan. What we have now is ridiculous. It should not be a privilege to have the sort of plan that I have, with copays, reliable doctors and specialists - this should be something that everyone has, regardless of their employer. You sure aren't kidding about the golden handcuffs. Mine are firmly attached.
The great thing about ground beef is it is just so darn versatile. When having it as a burger you can top it with blue cheese and carmalized onions and have it taste different than if you topped it with avocado and cheddar. In spaghetti or in tacos a little bit can go a long way if you consider add in such as beans with tacos or mushrooms, green pepper and onion with spaghetti.
Since you specificly asked for something different than the above though How about a strognaoff?
I even add some green pepper into mine or you could serve it with some green beans.
http://allrecipes.com/Recipe/Hamburger-Stroganoff-2/Detail.aspx
Christine
dazed1821@aol.com
I brown it up a couple lbs at a time with shallots, garlic, mushrooms, green pepper, pablanos or what ever else I have on hand.
then i spread out on a cookie sheet and freeze until flash frozen. I then have 2-3 meals worth of pre-cooked meat - to use for enchiladas, tacos, spagetti, casseroles, what have you.
With the lb I have left, I mix the browned meat and veggies - with a few tbsp of cream cheese and cook until cream cheese is melted. then I mix in 1 large tbsp of pesto. spread on a roll with a little bit of cheese. (add mayo to taste) -- pretty tasty and easy :)
my favorite- Open faced stroganoff sandwiches. I usually mix with a 1/2 can of cream of mushroom soup and a few generous dallops of real sour cream.
Cut a large loaf of french bread down the center to form 2 halves and spread the meat mix on top of it. Then top with cheese and broil until cheese is melted.
Or--- take the meat mixture above, and stuff into lightly fried pita shells.. MMMMM good.
OR-- Mix 1 lb of browned meat with a container of chive and onion cream cheese. Open a can of cresent rolls- separating into 4 large squares. Spread the meat mix on then fold and bake the cresents until done. (this is a kid favorite!)
I use it in everything listed above - spaghetti, taco meat, homemade pizza, shepherd's pie, etc. We also enjoy chili, all kinds of casseroles, homemade hamburgers on homemade bread, meatloaf, etc. One big thing that we always do is use WAY less than any recipe calls for. If the chili recipe requires 1 lb. of ground beef, I'll use 1/8 - 1/4 lb. This enables us to use the good stuff at $3+/lb. and still come out very low on the grocery budget. I maybe buy a roast or a cut of whole (not ground) beef six times a year. Otherwise it's all ground beef or chicken.
I second the chili suggestion. There are so many different ways to make chili and they're just about all delicious and very easy.
I make mine with 2 cans no-salt diced tomatoes, 1 chopped onion, 1 can pinto beans (yeah, I know, beans don't belong in chili.. whatever!), 1/2 cup salsa, 1 tbsp chili powder, 2 tsp ground cumin, sprinkle of black pepper, salt, and red pepper. I brown the beef (or ground turkey) with the onions, then stick it in the crockpot for 5+ hours.
I love using ground meat (I usually use turkey or chicken, but you could certainly use beef). Here's my favorite recipe from allrecipes.com:
http://allrecipes.com/Recipe/Asian-Lettuce-Wraps-2/Detail.aspx
And of course, chili! I have a great recipe from America's Test Kitchen, Best of Light Recipes (so they use turkey). The key is to brown half the meat, then clump the other half into little meatballs to get a really great, meaty chili!
http://www.cooksillustrated.com/recipes/detail.asp?docid=11967
A Hungarian dish that is WONDERFUL!
Long story short: cook the ground beef with onions, green peppers, hot wax peppers, salt and pepper and a bunch of paprika. Make a sour-cream white sauce with onion, paprika. Pour some sauce into the beef and mix so it's like taco filling or even a bit more 'pasty'.
Whip up some savory crepes and stuff them with the filling, rolling them up like egg rolls. Put them in a baking dish, top with the rest of the sauce. Bake until a little bubbly.
SO GOOD!
er, the above comment was directed toward the veggie-only suggestion earlier in the conversation.
this works only if you're a vegetarian. some of us truly enjoy meat, but want to work around occasional (or regular) financial constraints.
This was a favorite in my house growing up. My parents would brown meat, drain then cook with whatever veggies they had around, usually onion and green pepper. Then they would add either cream of mushroom/or celery/or chicken soup and a can or two (if large batch) of corn or green beans. Add a little garlic powder, salt and pepper to taste, then serve over steamed rice.
For the more health concious, I have added a large can of stewed tomatoes instead of the cream soup and it works well too.
It's looks a little funky but it was quick easy and cheap and us kids loved it!
This is probably next in the list after sloppy joe's anyway, but taco meat is a staple in our house. When I make tacos, I always make lots of extra meat and freeze it. Then I have "Mexican night" whenever I need in a flash:
Tacos
Burritos
Nachos
Tex-Mex Salad (like tacos but healthier)
Taco casserole (layer taco stuff with lots of enchilada sauce if you're dieting, cheese if you're not)
The trick is to add in a bunch of beans with the meat which adds all sorts of good-for-you stuff and cuts down on the bad-for-you-stuff. We also almost always fry up some onions and peppers either on the side or incorporated.
If you aren't really into bikes you may not see the point of the uglification, but a LOT of bikes get stolen, and even the best locks available are pretty easy to beat for professional thieves. People who use their bikes as transport really have to consider this as an option (or ride a beater, or get used so it's not such a big loss when it disappears; but it still stinks when your ride turns up gone--these aren't kept in garages like the ones everyone else rides around the block on weekends, they go to work and the store and everywhere else). Even crappy bikes get stolen all the time.
BTW, $1000 is not a particularly expensive bike, and the one in the picture is only about $600 MSRP stock built. Avid transport and recreation cyclists put a LOT into bikes and accessories and I can see why this would be one way to discourage theft and still have fun! I also think the ugly camera and luggage ideas are excellent for travel.
My mom would make this when I was growing up and it is more than simple. Patty up regular ground beef into small burgers. Fry them in a pan with salt & pepper for seasoning and serve them topped with sauted onions & brown gravy. (similar to salisbury steak) Mashed potatoes & green beans were always my favorite sides. Delicious comfort food on a cold day.
We don't typically eat hamburger, but ground venison is always around. My family likes to go hunting, and while I don't go, I tend to prefer eating an animal that's had a life free of antibiotics and tiny little awful pens.
Recently we made a shepherd's pie with browned meat cooked in red wine and rosemary and topped it with layers of corn, carrots, onions, green beans, and mashed potatoes. It came out rather well!
Brown the onions and the meat, and add the finely chopped cabbage at the end, just letting it warm through, so that it is still crunchy. Serve with pasta or rice.
1/2 cup finely chopped scallion
1/4 cup finely chopped onion
1 clove crushed garlic
3/4 teaspoon curry powder
1/4 teaspoon dried thyme
4 cups vegetable oil, divided
1/2 pound ground beef
2 tablespoons fine dry bread crumbs
Hot sauce (preferably Jamaican)
About 30 dumpling or wonton wrappers
Cook scallion, onion, curry powder, and thyme in 1 1/2 tablespoons oil with 1/2 teaspoon salt and 1/4 teaspoon pepper in a 10-inch skillet over medium heat, stirring occasionally, until softened, about 5 minutes. Stir in beef and bread crumbs and cook until meat is just cooked through, about 3 minutes. Season with hot sauce. Cool.
Put a rounded teaspoon filling in center of a wrapper. Lightly brush edge of wrapper with water, then fold in half (diagonally if square) and press to seal. Form remaining dumplings.
Heat 1 inch oil to 350°F in a 12-inch skillet. Fry dumplings in 3 batches, turning once or twice, until golden-brown, 2 to 3 minutes per batch.
Serve garnished with sliced green onion and purchased Thai Chili Dipping sauce (Trader Joe's makes a great one!)
I think my favorite way is just the old fashioned hamburger grilled on a BBQ. Season it with whatever you want to make it your own and grill it to your content.
Ingredients
1 pound ground beef
1/3 cup ketchup
1 teaspoon Worcestershire sauce
8 ounces mixed vegetables (such as carrots, peas, and corn) drained can or frozen
1/4 cup (1 ounce) shredded Cheddar (optional)
1 16-ounce of mashed potatoes (leftover or frozen and thawed will do)
Preparation
Heat oven to 400° F.
Place the beef in a large skillet and cook over medium-high heat until no trace of pink remains, about 5 minutes. Drain off any fat. Stir in the ketchup and Worcestershire. Add the vegetables and cook, stirring, for 1 minute. Spoon the beef mixture into a baking dish.
Mix the cheese (if using) with the potatoes in a medium bowl. Spread the potatoes over the beef and bake until heated through and lightly browned, 10-20 minutes.
In addition to tacos, shepherds pie and what one commenter called "dog food" we also make these things my husband devised called BBQ Bagels. Brown the ground beef and add your favorite barbecue sauce. Meanwhile, take the bagel of your choice and split it, then using a spoon hollow out a little canal all the way around each half. Then fill that little trough with the bbq beef! You can sprinkle grated cheese, or melt an entire slice over the top if you like, or add cole slaw if you like bbq that way. They're ridiculously yummy, no matter how odd they sound!