Even the people who bought McMansions enjoy a cozy living space. One of the newer fads in my area has been (and I am not making this up) having a kitchenette in the master suite so as to keep the gourmet kitchen clean.
It's like having an efficiency apartment inside your McMansion!
Then again, pergo floors, granite countertops, and stainless steel appliances (pergograniteel) are a real pain to keep clean....
My fiance and I travel alot because I am a travel nurse. We were just in California and we were trying to think of a souvenirs to get from every place we go. Well we went to the San Diego Zoo and they had reusable bags and we went to a music store called Ameoba and they also have them. Its neat because when we go to the store people always ask about them haha. If you go to Safeway they currently have a cupon book at the customer service desk and in it there is a free tote bag when you spend $50.
I think Annies Natural Worcestershire Sauce is vegan it says vegetarian on the bottle but I can't see anything in it to say its not vegan too. I get it at whole foods here in san francisco. Its ever so nice tasting. Oh yes. Smashing it is.
You all keep talking about demand, demand, demand. The problem with this is that peak oil production isn't set to come until 2050. This is when oil production will be at it's highest, supply will be at it's lowest, and prices will be at their highest. This is not to mention the fact that there are tons of barrels of oil in Alaska, but thanks to you tree-huggers, we can't drill for it. (please God don't let us disrupt the migration patterns of the animals so that we can live a more comfortable life)
The thing that is driving up the price of oil are the share-traders, not the oil companies themselves. You people that buy, buy, buy shares of oil companies are the one's doing the hurting. Everyone is trying to make a buck, but really you're just screwing everyone who doesn't want to, or can't afford to buy the stock, and since the people who work for the oil companies own stocks too, the more that are purchased, the more the price per stock goes up. The more gas goes up, the higher stocks go up, so the more stocks are bought. SO OF COURSE THEY DONT WANT TO USE AN ALTERNATIVE. And as far as the government doing something, and this by no means means I'm a Hillary supporter, but she plans to launch an investigation into the oil companies (who posted record profits this year) and still plan to increase the price, as to why prices are so high, and introduce litigation against these share-traders and their actions.
So there you have it. That is the down and dirty truth about oil companies, share-traders, and the rising oil costs that are cripling this country. The bottom line is that we need a new president who will actually start doing something for the MIDDLE CLASS instead of everyone else( i.e. the people who don't do ANYTHING with their life at all, and the people who make enough money to not have to worry if the price/gallon goes to 10$, and hopefully that will come with the next election.
I grew up spending time both here in Phoenix & up in Lansing. Here, the AC only came on during the hottest days that the swamp cooler couldn't touch & up there, there was only a window unit in the living room.
I have to say, I keep the AC cold as I hated essentially cooking every year. Didn't matter where summers were spent - roasted is how I felt.
I'll gladly cut everything but the essentials as needed however AC is an essential to me :)
But the person writing the 1st post should also have got the same spanking. Abuse could also be defined by the stereotypical comments placed by that user.
Someone that does not have to live through the destruction.
We were fortunate enough to buy our small (1,200 sq.ft. with an additional 200 sq.ft.attached garage/laundry room/home office) last year.
We rented for three years before we bought it and love the neighborhood. We got a great deal because the previous owner didn't have to do any renovations aside from replacing the roof.
We have three bedrooms, ranging in size from medium to tiny, one and a half bathrooms, a small living room and small-ish kitchen/dining area.
I love our house, it was built in the 60's and I love that it doesn't take long to clean. It needs a lot of work in order to be "perfect" but it's more than livable and I feel lucky to have been able to buy it when we did.
Otherwise we'd be forced out of this neighborhood and perhaps out of Austin.
There are four of us, me, my husband and twin almost-three year olds. Sometimes it feels crowded, but that's because we spend most of our time in the dining/living room areas. We use our rooms mostly for sleeping, my husband has his own room and the boys have their room with all of their toys/clothes/beds, etc. in them but sleep with me in my room.
I've thought before that we "needed" more space but probably because it was an inadequacy thing: comparing myself to more "successful" people.
We have no debt aside from our mortgage and our house will definitely need to evolve as our boys grow into gigantic teenagers but we'll add on as needed.
I love our huge yard and one day we'll enclose the back patio maybe raise a few chickens and hopefully have a studio for my work.
We moved here from a huge rent-controlled house in Berkeley, CA so the transition was tough but I like having to pare down my belongings into just the things that I actually love and use. Before, when every inch was clogged with stuff I never could access it all anyway.
I know it's tempting to go bigger with everything when you make more money: cars, houses, etc. but we are trying really hard to live below our means slightly.
What about the fact that the I-Bonds are guaranteed to match or beat inflation? CD rates aren't near inflation so you're losing money anyway but I-Bonds are guaranteed so that your $1 today will be worth $1 in the future economy.
Doesn't that make it worth buying?
I'm wondering about this because I buy a small amount each month (as a super-safe investment). I can't decide if I should continue buying them each month (and be at the mercy of whatever the inflation rate is for the next 5-30 years) or hold off for 6 months.
Will the Treasury bump up those bonds bought now to match inflation as they are guaranteed to do? Or am I missing something?
Based on the irs website we should be getting $1500.00 (2 adults, and 1 child.) But I just checked our payment status on irs.gov and this is what it said...
Your total Stimulus payment was calculated as $1,238.00 and consists of the following:
Basic Amount: $938.00.
Qualifying Child Amount: $300.00 (Based on 1 qualifying children).
Your payment of $868.60 is scheduled to be mailed on May 16, 2008. If you do not receive the check by June 13, 2008, please contact us again. For information about how to file a claim because you have not received your check, or it was lost, stolen, or destroyed, please continue.
Your Stimulus payment was reduced based on your 2007 qualifying income, or it was limited to the amount of your 2007 Net Income Tax Liability.
What does the bold text mean?
I'm a stay at home mom and made no income in 2007, but my husband earned $35,000.00. We were to get $2100.00 back from the IRS, but since we owed $2,000.00 from 2004, they kept it. I'm so frustrated being on hold for hours on end to get a simple question answered. Any insight guys?
We are planning on moving in a few years the things we want in a new home are vastly different than where we are. We want a more dense neighborhood so walking is easier. We want it near decent public transit, preferably light rail. We want work, school, shopping and entertainment close by or close by public transit.
We do want a yard but just enough to have outdoor space some usable garden space, room for one of those swim in place pools and some sort of deck or porch.
Big house, big yard and that kind of thing are just not on the list.
We are just hoping there are enough people still buying into the more-more-more mentality when we get ready to move to find a buyer for a house out in the burbs.
Another great free storage site is www.humyo.com. With their free accounts, you get 25 gigs of media (video, pictures, etc.) and 5 gigs of "other" files. I've been using it for months now, and love it.
I agree, the hubby and I could afford to rent a bigger house, but there is really no need for it. It's also interesting that older homes built in the 40s to 60s are usually smaller than the ones built in the 80s. It's sort of related to the trends of consumerism and anti-materialsm I talked about in my previous article about Yawns.
I don't think it is worth it. Keep the money and spend it on the roads and bridges like you should. That little bit of money that I would save over the summer isn't going to change my standard of living. Barrack is coming down on the right side of something for a change.
For us, downsizing had nothing to do with what we could afford - and our smaller townhome with a better location cost $200K more (and will appreciate more rapidly) than the large homes in the suburbs. Just because you *can* buy a large house doesn't mean you *should* - we were cognizant not only of the amount of space we needed, but the impact our space would have on our community and environment. Many things people call "needs" are actually "wants."
Great topic! We retired about 2 years ago from the military. Being vagabonds for years, we wanted a HOME. We knew we wanted about 2000 sq ft, a workshop, place for a garden --- you know, more room than we had to have (if possible) but room to enjoy it and do all the things we generally could not.
We made a list of priorities. We scrutinized it for weeks before we started home shopping. We prayed about it. Then, it happened. We had a 4000 sq. ft. home put in our path in the city we wanted to move to and more or less the rest is history. The house was way larger than we needed or wanted. It was $59 a square foot!!! We asked ourselves "WHAT IS WRONG WITH THIS HOUSE?" We had it inspected by the best inspector we could find and literally, the things that needed attention were less than $100.
Our offer went through. Our loan went through and here we sit with a really nice home that we look at as our bonus retirement fund. The plan is to live here for about 10 years, do a few upgrades and then sell it to get our retirement fund in our hands. It is not our only retirement fund!
This place is 3 stories, 5 bdrms, 3.5 baths, in-ground swimming pool, 3 acres of land, a huge workshop, a storage building, a storm shelter, and more.
Additionally, we are in an area NOT touched by the mortgage problems, real estate problems and our equity is growing in a great home in a great location.
I dream of having a maid but I keep it up myself. It is our dream home,vacation home all rolled into one. We love it and we are happy to just sit on the back patio or lie in the pool and thank God for blessing us while we are young enough to enjoy it.
We are blessed beyond our wildest dreams. It is not a mansion to others but it is to us.
hey, i'm a denverite too. i have a 1200 sqft house in old englewood and this is the farthest i've lived outside of denver -- 5 miles! i commute through those suburbs to the south and man, i don't think i could ever live out there.
now if only i can find a job downtown so i don't have to commute by car anymore ...!
I can't get enough space. We live in an 1800 sq foot single story ranch, which seems like a lot of space. But we have a 4 year old, 3 year old, 1 year old, and a baby on the way. On rainy days with all the kids playing inside it is never enough space.
I am happy that they have some room to run around in the house and I really can't imagine them cooped up in a space half the size of what we have now - which is the house we lived in until the 2nd child was born.
When we got married in 2001, we bought a 1400 square foot, 3 bedroom, 2 bathroom house for the two of us. Six years later, while expecting our second child, we moved into a rented 1100 square foot 2 bedroom end-unit ranch-style town house, cut our utilities and housing payments by half, and simplified our lives more than we could have imagined. We're still in the process of getting rid of stuff to match the downsize, and we are planning on "up-sizing" again once our debts are paid off, but when we do buy another home, it will be as small or smaller and better organized than our previous residence, even though our family size has doubled (and may increase more still).
Looking at the tiny houses you linked to, they are definitely not designed for people with kids. But even with small children (mine are 3y and 3mo), you can get by with a lot less than most people think. One of the first things people asked when we said we were downsizing was, "where will the baby's crib go?" People thought we were nuts when we replied, "She won't have a crib; she'll sleep with us." When she's old enough to sleep through the night, she'll get her brother's old crib and a corner of his room. But until then, we're all happier and better rested without the extra clutter.
I concur with your appreciation of small spaces. I've been thinking a lot about how much space I really need to be simultaneously comfortable and as green as possible.
In the high desert of Marathon, TX sits a delightfully artistic "experiment" that has outperformed even the designer's wildest dreams. It contains the main house, B&B, ponds and gardens, all made of papercrete blocks.
Papercrete = newspaper, Portland cement, pozzolan (sort of like styrofoam), sand and water. Sort of along the same lines as adobe blocks. Once you plaster over the blocks and paint it, you can't tell the difference.
These blocks are cheap to produce and easy to build with. I'm convinced this is the type of small, eminently affordable house I will build in the near future. I've already produced 100+ blocks in my spare time and they are amazingly strong, yet lightweight.
I'm willing to go out on a limb and speculate that future patterns in home price appreciation will be different than those of the recent past.
I bet that the things that support house prices in the future will be things like the cost of heating (and cooling) and whether there are shops (and bus stations) within walking distance.
If you're buying a house that you might live in for years, it just makes sense to do a quick back-of-the-envelope sketch of what things might look like a few years from now. Obviously nobody knows the future, but if energy price trends of the next five years look like those of the past 5 years, there might be a lot of people wishing that they'd bought smaller houses closer to town.
I'd rather the buy the biggest house I can find in my price range, here's why. Two examples from what I've been looking at.
Small Condo (800 sq. feet) 180,000 = $225 per square foot.
1400 square foot house for $180,000 = $128 per square foot.
The larger house is going to appreciate faster and be easier to sell.
The biggest problem I have is that all the new houses near me have teeny tiny living rooms. I don't need 3 bedrooms, I'd much rather have a bigger living room but I guess "cozy" living rooms are in.
Although there are plenty of people out there with more house than they can afford (whole subprime crisis thing, really), there are also plenty of people out there with less house than they can afford, because they've realized that they don't need or want more.
I think a lot of people find themselves moving to bigger and bigger houses because they perceive limits in their current house--and then limits in the next house after that. Faced with one of these, the easiest way to imagine fixing it is to add some space dedicated to whatever was missing. I think a lot of those limits are more preceived than real, though. For every family that really needs a media room, there are families out there with big dining rooms who eat every meal in the living room or the kitchen.
Before figuring out how much house you can afford, I suggest you start by figuring out how much house you really need. The first step would be to look at where you live now and figure out what limits you're running into. Then think about whether they'd be best solved with more space, or if some other kinds of changes would be better.
Even the people who bought McMansions enjoy a cozy living space. One of the newer fads in my area has been (and I am not making this up) having a kitchenette in the master suite so as to keep the gourmet kitchen clean.
It's like having an efficiency apartment inside your McMansion!
Then again, pergo floors, granite countertops, and stainless steel appliances (pergograniteel) are a real pain to keep clean....
My fiance and I travel alot because I am a travel nurse. We were just in California and we were trying to think of a souvenirs to get from every place we go. Well we went to the San Diego Zoo and they had reusable bags and we went to a music store called Ameoba and they also have them. Its neat because when we go to the store people always ask about them haha. If you go to Safeway they currently have a cupon book at the customer service desk and in it there is a free tote bag when you spend $50.
I think Annies Natural Worcestershire Sauce is vegan it says vegetarian on the bottle but I can't see anything in it to say its not vegan too. I get it at whole foods here in san francisco. Its ever so nice tasting. Oh yes. Smashing it is.
You all keep talking about demand, demand, demand. The problem with this is that peak oil production isn't set to come until 2050. This is when oil production will be at it's highest, supply will be at it's lowest, and prices will be at their highest. This is not to mention the fact that there are tons of barrels of oil in Alaska, but thanks to you tree-huggers, we can't drill for it. (please God don't let us disrupt the migration patterns of the animals so that we can live a more comfortable life)
The thing that is driving up the price of oil are the share-traders, not the oil companies themselves. You people that buy, buy, buy shares of oil companies are the one's doing the hurting. Everyone is trying to make a buck, but really you're just screwing everyone who doesn't want to, or can't afford to buy the stock, and since the people who work for the oil companies own stocks too, the more that are purchased, the more the price per stock goes up. The more gas goes up, the higher stocks go up, so the more stocks are bought. SO OF COURSE THEY DONT WANT TO USE AN ALTERNATIVE. And as far as the government doing something, and this by no means means I'm a Hillary supporter, but she plans to launch an investigation into the oil companies (who posted record profits this year) and still plan to increase the price, as to why prices are so high, and introduce litigation against these share-traders and their actions.
So there you have it. That is the down and dirty truth about oil companies, share-traders, and the rising oil costs that are cripling this country. The bottom line is that we need a new president who will actually start doing something for the MIDDLE CLASS instead of everyone else( i.e. the people who don't do ANYTHING with their life at all, and the people who make enough money to not have to worry if the price/gallon goes to 10$, and hopefully that will come with the next election.
I grew up spending time both here in Phoenix & up in Lansing. Here, the AC only came on during the hottest days that the swamp cooler couldn't touch & up there, there was only a window unit in the living room.
I have to say, I keep the AC cold as I hated essentially cooking every year. Didn't matter where summers were spent - roasted is how I felt.
I'll gladly cut everything but the essentials as needed however AC is an essential to me :)
But the person writing the 1st post should also have got the same spanking. Abuse could also be defined by the stereotypical comments placed by that user.
Someone that does not have to live through the destruction.
We were fortunate enough to buy our small (1,200 sq.ft. with an additional 200 sq.ft.attached garage/laundry room/home office) last year.
We rented for three years before we bought it and love the neighborhood. We got a great deal because the previous owner didn't have to do any renovations aside from replacing the roof.
We have three bedrooms, ranging in size from medium to tiny, one and a half bathrooms, a small living room and small-ish kitchen/dining area.
I love our house, it was built in the 60's and I love that it doesn't take long to clean. It needs a lot of work in order to be "perfect" but it's more than livable and I feel lucky to have been able to buy it when we did.
Otherwise we'd be forced out of this neighborhood and perhaps out of Austin.
There are four of us, me, my husband and twin almost-three year olds. Sometimes it feels crowded, but that's because we spend most of our time in the dining/living room areas. We use our rooms mostly for sleeping, my husband has his own room and the boys have their room with all of their toys/clothes/beds, etc. in them but sleep with me in my room.
I've thought before that we "needed" more space but probably because it was an inadequacy thing: comparing myself to more "successful" people.
We have no debt aside from our mortgage and our house will definitely need to evolve as our boys grow into gigantic teenagers but we'll add on as needed.
I love our huge yard and one day we'll enclose the back patio maybe raise a few chickens and hopefully have a studio for my work.
We moved here from a huge rent-controlled house in Berkeley, CA so the transition was tough but I like having to pare down my belongings into just the things that I actually love and use. Before, when every inch was clogged with stuff I never could access it all anyway.
I know it's tempting to go bigger with everything when you make more money: cars, houses, etc. but we are trying really hard to live below our means slightly.
What about the fact that the I-Bonds are guaranteed to match or beat inflation? CD rates aren't near inflation so you're losing money anyway but I-Bonds are guaranteed so that your $1 today will be worth $1 in the future economy.
Doesn't that make it worth buying?
I'm wondering about this because I buy a small amount each month (as a super-safe investment). I can't decide if I should continue buying them each month (and be at the mercy of whatever the inflation rate is for the next 5-30 years) or hold off for 6 months.
Will the Treasury bump up those bonds bought now to match inflation as they are guaranteed to do? Or am I missing something?
Based on the irs website we should be getting $1500.00 (2 adults, and 1 child.) But I just checked our payment status on irs.gov and this is what it said...
Your total Stimulus payment was calculated as $1,238.00 and consists of the following:
Basic Amount: $938.00.
Qualifying Child Amount: $300.00 (Based on 1 qualifying children).
Your payment of $868.60 is scheduled to be mailed on May 16, 2008. If you do not receive the check by June 13, 2008, please contact us again. For information about how to file a claim because you have not received your check, or it was lost, stolen, or destroyed, please continue.
Your Stimulus payment was reduced based on your 2007 qualifying income, or it was limited to the amount of your 2007 Net Income Tax Liability.
What does the bold text mean?
I'm a stay at home mom and made no income in 2007, but my husband earned $35,000.00. We were to get $2100.00 back from the IRS, but since we owed $2,000.00 from 2004, they kept it. I'm so frustrated being on hold for hours on end to get a simple question answered. Any insight guys?
Thanks!
We are planning on moving in a few years the things we want in a new home are vastly different than where we are. We want a more dense neighborhood so walking is easier. We want it near decent public transit, preferably light rail. We want work, school, shopping and entertainment close by or close by public transit.
We do want a yard but just enough to have outdoor space some usable garden space, room for one of those swim in place pools and some sort of deck or porch.
Big house, big yard and that kind of thing are just not on the list.
We are just hoping there are enough people still buying into the more-more-more mentality when we get ready to move to find a buyer for a house out in the burbs.
Another great free storage site is www.humyo.com. With their free accounts, you get 25 gigs of media (video, pictures, etc.) and 5 gigs of "other" files. I've been using it for months now, and love it.
I agree, the hubby and I could afford to rent a bigger house, but there is really no need for it. It's also interesting that older homes built in the 40s to 60s are usually smaller than the ones built in the 80s. It's sort of related to the trends of consumerism and anti-materialsm I talked about in my previous article about Yawns.
I don't think it is worth it. Keep the money and spend it on the roads and bridges like you should. That little bit of money that I would save over the summer isn't going to change my standard of living. Barrack is coming down on the right side of something for a change.
For us, downsizing had nothing to do with what we could afford - and our smaller townhome with a better location cost $200K more (and will appreciate more rapidly) than the large homes in the suburbs. Just because you *can* buy a large house doesn't mean you *should* - we were cognizant not only of the amount of space we needed, but the impact our space would have on our community and environment. Many things people call "needs" are actually "wants."
Great topic! We retired about 2 years ago from the military. Being vagabonds for years, we wanted a HOME. We knew we wanted about 2000 sq ft, a workshop, place for a garden --- you know, more room than we had to have (if possible) but room to enjoy it and do all the things we generally could not.
We made a list of priorities. We scrutinized it for weeks before we started home shopping. We prayed about it. Then, it happened. We had a 4000 sq. ft. home put in our path in the city we wanted to move to and more or less the rest is history. The house was way larger than we needed or wanted. It was $59 a square foot!!! We asked ourselves "WHAT IS WRONG WITH THIS HOUSE?" We had it inspected by the best inspector we could find and literally, the things that needed attention were less than $100.
Our offer went through. Our loan went through and here we sit with a really nice home that we look at as our bonus retirement fund. The plan is to live here for about 10 years, do a few upgrades and then sell it to get our retirement fund in our hands. It is not our only retirement fund!
This place is 3 stories, 5 bdrms, 3.5 baths, in-ground swimming pool, 3 acres of land, a huge workshop, a storage building, a storm shelter, and more.
Additionally, we are in an area NOT touched by the mortgage problems, real estate problems and our equity is growing in a great home in a great location.
I dream of having a maid but I keep it up myself. It is our dream home,vacation home all rolled into one. We love it and we are happy to just sit on the back patio or lie in the pool and thank God for blessing us while we are young enough to enjoy it.
We are blessed beyond our wildest dreams. It is not a mansion to others but it is to us.
hey, i'm a denverite too. i have a 1200 sqft house in old englewood and this is the farthest i've lived outside of denver -- 5 miles! i commute through those suburbs to the south and man, i don't think i could ever live out there.
now if only i can find a job downtown so i don't have to commute by car anymore ...!
I can't get enough space. We live in an 1800 sq foot single story ranch, which seems like a lot of space. But we have a 4 year old, 3 year old, 1 year old, and a baby on the way. On rainy days with all the kids playing inside it is never enough space.
I am happy that they have some room to run around in the house and I really can't imagine them cooped up in a space half the size of what we have now - which is the house we lived in until the 2nd child was born.
When we got married in 2001, we bought a 1400 square foot, 3 bedroom, 2 bathroom house for the two of us. Six years later, while expecting our second child, we moved into a rented 1100 square foot 2 bedroom end-unit ranch-style town house, cut our utilities and housing payments by half, and simplified our lives more than we could have imagined. We're still in the process of getting rid of stuff to match the downsize, and we are planning on "up-sizing" again once our debts are paid off, but when we do buy another home, it will be as small or smaller and better organized than our previous residence, even though our family size has doubled (and may increase more still).
Looking at the tiny houses you linked to, they are definitely not designed for people with kids. But even with small children (mine are 3y and 3mo), you can get by with a lot less than most people think. One of the first things people asked when we said we were downsizing was, "where will the baby's crib go?" People thought we were nuts when we replied, "She won't have a crib; she'll sleep with us." When she's old enough to sleep through the night, she'll get her brother's old crib and a corner of his room. But until then, we're all happier and better rested without the extra clutter.
I concur with your appreciation of small spaces. I've been thinking a lot about how much space I really need to be simultaneously comfortable and as green as possible.
In the high desert of Marathon, TX sits a delightfully artistic "experiment" that has outperformed even the designer's wildest dreams. It contains the main house, B&B, ponds and gardens, all made of papercrete blocks.
Papercrete = newspaper, Portland cement, pozzolan (sort of like styrofoam), sand and water. Sort of along the same lines as adobe blocks. Once you plaster over the blocks and paint it, you can't tell the difference.
These blocks are cheap to produce and easy to build with. I'm convinced this is the type of small, eminently affordable house I will build in the near future. I've already produced 100+ blocks in my spare time and they are amazingly strong, yet lightweight.
Check out Eve's Garden:
http://www.evesgarden.org/architecture/
I'm not affiliated with them in any way; I'm just a huge fan.
I'm willing to go out on a limb and speculate that future patterns in home price appreciation will be different than those of the recent past.
I bet that the things that support house prices in the future will be things like the cost of heating (and cooling) and whether there are shops (and bus stations) within walking distance.
If you're buying a house that you might live in for years, it just makes sense to do a quick back-of-the-envelope sketch of what things might look like a few years from now. Obviously nobody knows the future, but if energy price trends of the next five years look like those of the past 5 years, there might be a lot of people wishing that they'd bought smaller houses closer to town.
I'd rather the buy the biggest house I can find in my price range, here's why. Two examples from what I've been looking at.
Small Condo (800 sq. feet) 180,000 = $225 per square foot.
1400 square foot house for $180,000 = $128 per square foot.
The larger house is going to appreciate faster and be easier to sell.
The biggest problem I have is that all the new houses near me have teeny tiny living rooms. I don't need 3 bedrooms, I'd much rather have a bigger living room but I guess "cozy" living rooms are in.
I really wish I lived in cleaveland right now. I get papa john's pizza all the time. Love that stuff.
http://www.stocks-simplified.com
I agree that you do not need a big house. But I would have to say I want to live in a big house. Big houses are just more appealing.
http://www.stocks-simplified.com
@AJC:
Although there are plenty of people out there with more house than they can afford (whole subprime crisis thing, really), there are also plenty of people out there with less house than they can afford, because they've realized that they don't need or want more.
I think a lot of people find themselves moving to bigger and bigger houses because they perceive limits in their current house--and then limits in the next house after that. Faced with one of these, the easiest way to imagine fixing it is to add some space dedicated to whatever was missing. I think a lot of those limits are more preceived than real, though. For every family that really needs a media room, there are families out there with big dining rooms who eat every meal in the living room or the kitchen.
Before figuring out how much house you can afford, I suggest you start by figuring out how much house you really need. The first step would be to look at where you live now and figure out what limits you're running into. Then think about whether they'd be best solved with more space, or if some other kinds of changes would be better.
hmmmmmm
thatss gr88
how u learnn that
i want one thin from uu
how to hack others wireless network
or how to hack his passwordd
bcos i found lots of wireless network n its secured
thats yy mann
thanxxx 4 thattt