I agree with all of the statements of your concern and the thread. It is enough to make a person feel "paranoid"!
I use only credit unions after some of my experiences with "banks" per se...as they seem to be more considerate, fair, and are generally members as well.
In as far as feeling it difficult to "confront" I have found it very helpful (I really don't like confrontations either) to separate out what is Yours and what is Mine with businesses and just make the lines clear and keep a cool head on the spot...I agree with the above comment to establish your rights and act on them. I've run away from many such confrontations before I turned 40, they made me feel ill. I built little concentric circles from my most intimate circles out and defined lines as to how much they are allowed into my life. It works for me. I wish you the best and keep up the keen eye you obviously have.
p.s. I just got notice that my athletic club turned me into collections after giving me a full 6 months permission for leave as I am volunteering as an RN in Guatemala....go figure...cause I surely will.
I believe Linda is violating reasonable standards of information security. Whether it's because she doesn't know/realize that's what she's doing (putting equal blame on supervision for not being clear with her) or doesn't CARE that's what she's doing (still equal blame with supervision for not enforcing these important standards), you and other customers are still at risk. The fact that supervision didn't care either points out that none of them 'get it' at that branch, or else USBank as a whole cannot be trusted. I am guessing the branch is being lazy but corporate policy should really govern this--and enforce it.
If she had said she locks up such info in her desk at the end of the day, that might be different... but to carry it around with her?? I think I'd file a formal complaint. But maybe after your refi is approved, if you are worried they will thwart the process!
I, too, like the fact that each recipe is pictured. Plus the recipes seem simple enough even for me (I'm not very skilled in the kitchen!). I'm trying to prepare more meals at home, so this would be great for my family!
You only use 1 cup water per 1 cup dry rice??? To cook regular long grain rice, I use 2 (two) cups of water per 1 cup of rice. And for brown rice, you will need about 2 and 1/4 or 2 and 1/2 cups water per cup of rice.
LOL! It really didn't resemble a starfish, other than being ever-so-vaguely star-shaped. I don't tend to talk with the ellipticals, although I can see why it would appear that way.
As someone who's just learning to cook well and frugally on her own, this book looks like a good way to combine the two at a time when I really need it. Count me in.
I would tail "Linda" after work, wait until she was going into her house, run up and grab her briefcase. After a short chase, I'd turn around and say "SEE! See how easy it is to lose all of this valuable personal information when you keep it in a...notebook...with Dooodles!? HA! I told you so! And - by the way - that DOES NOT even resemble a starfish!"
Does anyone know how to do the Toshiba D-R17DT?
I have been on to the DVD-HACK site and although it is listed there, they have no instructions.
I would be very gratefull for any help anyone can give.
Many thanks
We regularly eat great meals that feed us twice and total less than $2. I think this cook book would be a waste of money for someone on a tight food budget.
I like the cost per serving breakdown. Does it include nutritional information as well? Alot of the cookbooks I have looked at either have one or the other but not both. I'd love to see a cookbook that recognizes that providing nutritionally healthful meals(that look at things such as sodium, saturated fat, sugar, carbs or fiber) and wanting to control grocery budget costs are not mutually exclusive tasks for homemakers.
You have every reason to be concerned. I work for an agency that, while not a bank, takes down customer's SSNs on a regular basis. They can be written down on post-it-notes, notebooks, anything. There are no standards for that.
It is only in the last year or two that we've implemented a clean desk policy requiring that ANY piece of paper with any personal info on it must be shredded or locked up at the end of every day. And WE don't even do the shredding. All shred bins are emptied into LOCKED trash bins that are weekly or monthly picked up by a contracted shredding company.
Many companies are just now starting to understand how easy data like this is to steal. Any janitor, spouse or building maintenance person could walk by and grab hundreds of SSNs off our desks.
So the concept of a clean desk policy is relatively new to a lot of companies. I'd imagine there are a lot of technophobes and dinosaurs out there who simply don't understand the necessity and it's generally seen to be the domain of the IT department.
If you want to fake halumi, cut the moz slices into whatever feta brine you have for a day or two (it may get a little slimey - careful) and then add some dried mint.
The easiest way to find halumi is to check the phonebook for a Greek Orthodox church. Call and ask for the name of a Cypriot family . Seriously. They will help you.
There are loads of Cypriots in Tarpon Springs, if you're close, you may just drive up there and ask around.
I have worked in a company that provided student loans before and as such, was asking people for (and receiving) their social security numbers (and names, and addresses, and many identifying details about them) all day long. procedure where I worked was, in fact, to keep this information on a piece of scrap paper...but then those papers were put into a locked container that had a tiny tiny hole in it every few hours, and then the contents of that container were burned every few days. still a little sketchy, if you ask me, but far better than your bank's behavior.
I think the fact that bankers deal with this type of information all day long makes them a little insensitive to what it means to people. The fact that you clearly stated your discomfort, however, should have meant more to them than their own comfort with their practices. I say find a bank that won't do that and switch.
The Gramm Leach Bliley Act is the law related to privacy protection in the private sectors of banking and insurance. It states that there must be policies in place to protect information from foreseeable threats in security. How your bank complies should be outlined in their privacy notice that you should get once a year. This wikipeia page has a pretty good overview: http://en.wikipedia.org/wiki/Gramm%E2%80%93Leach%E2%80%93Bliley_Act#Privacy.
This person's methods don't seem in keeping with the Act. As an insurance professional, my company requires me to keep any docs with policyholder info in the office, and to shred them when I'm done with them. Anything that goes out of the office has to be transmitted and received through our secure e-mail or management systems. Every employee and contractor we work with has to sign off that they understand the act and will abide by our privacy regulations.
I hope this helps you understand the potential illegality of Linda's actions. In my opinion, they should violate the bank's privacy and security policies- and if they don't, it would seem the bank is not in compliance with the GLBA.
Oh, Philip, I totally agree! It's not sustainable in the long run, especially not at this level. Like you said, there are shanty towns all over the world in which people live off of scraps. It's tragic, but all the more tragic when you think about people living fairly well off of the sheer volume of "garbage" here in the US.
I think about this all the time, actualy, because I love across the street from an apartment complex where people through out entire sets of furniture on a regular basis. This is not a wealthy complex; we're not talking about people who have tons of money to throw around.
And that's to say nothing of the businesses that throw out excess clothing.
The thing is, as Americans, we are so used to the idea of excess, and so terrified of the idea of limited options or baskets that are NOT overflowing with goods and produce. I know, because the idea terrifies me, too. But it's a reality we're eventually going to have to face: we can't keep producing at this level, consuming part of it, and throwing the rest of it away.
Pasta with pink sauce is a favorite in our family.
Rather than marinara, I take a can of stewed tomatoes and simmer and mash until most of the liquid is gone. Then add the cream and grated parmesan cheese. Simmer the sauce until hot, and toss with the pasta.
This looks great. The recipes look targetted to exactly what I'm looking for. I'm very cost-conscious, and this is an awesome resource.
Thanks for the giveaway!
It's so much nicer to have a hot meal when it's chilly outside. When I still did classroom teaching, I know many of us would have things like toaster ovens, microwaves and rice cookers in the classroom. It was nice to have something warm at work, especially after a chilly recess duty.
You guys are so nice to provide feedback! Glad to know that I'm not entirely paranoid. I actually did ask to speak to the manager. I left several messages, and finally drove back to the bank and asked to see her. She was on a conference call and I said that I would wait until she was done. It was pretty clear that the other employees knew what was up, because there wasn't much in the way of cooperation there.
The best I could get was the assistant manager, and he assured me that Linda's behavior was standard and that I had no need to be worried, and that HE wrote down confidential information all the time.
It's tough to switch banks, though, because US Bank holds my mortgage. So it's a matter of refinancing to get a better bank, and that takes some serious time! The manager of the bank hasn't called me back yet, and it has been several days, so... oh, well. Time to move institutions, I guess.
I was having a lot of trouble choking down the same sandwich with cold (from the refrigerator) ingredients until I finally got the bright idea to use the toaster and the microwave in the staff break room to literally heat things up.
Ideally, it would be better if we had a toaster oven in there, but failing that, I toast the bread on my sandwich then assemble and microwave for about a minute. The cheese gets melty and meat is warm and then I put on lettuce (and sometimes sprouts) and dig in. It's so much better hot, especially in the winter!
I agree with all of the statements of your concern and the thread. It is enough to make a person feel "paranoid"!
I use only credit unions after some of my experiences with "banks" per se...as they seem to be more considerate, fair, and are generally members as well.
In as far as feeling it difficult to "confront" I have found it very helpful (I really don't like confrontations either) to separate out what is Yours and what is Mine with businesses and just make the lines clear and keep a cool head on the spot...I agree with the above comment to establish your rights and act on them. I've run away from many such confrontations before I turned 40, they made me feel ill. I built little concentric circles from my most intimate circles out and defined lines as to how much they are allowed into my life. It works for me. I wish you the best and keep up the keen eye you obviously have.
p.s. I just got notice that my athletic club turned me into collections after giving me a full 6 months permission for leave as I am volunteering as an RN in Guatemala....go figure...cause I surely will.
I believe Linda is violating reasonable standards of information security. Whether it's because she doesn't know/realize that's what she's doing (putting equal blame on supervision for not being clear with her) or doesn't CARE that's what she's doing (still equal blame with supervision for not enforcing these important standards), you and other customers are still at risk. The fact that supervision didn't care either points out that none of them 'get it' at that branch, or else USBank as a whole cannot be trusted. I am guessing the branch is being lazy but corporate policy should really govern this--and enforce it.
If she had said she locks up such info in her desk at the end of the day, that might be different... but to carry it around with her?? I think I'd file a formal complaint. But maybe after your refi is approved, if you are worried they will thwart the process!
I, too, like the fact that each recipe is pictured. Plus the recipes seem simple enough even for me (I'm not very skilled in the kitchen!). I'm trying to prepare more meals at home, so this would be great for my family!
You only use 1 cup water per 1 cup dry rice??? To cook regular long grain rice, I use 2 (two) cups of water per 1 cup of rice. And for brown rice, you will need about 2 and 1/4 or 2 and 1/2 cups water per cup of rice.
LOL! It really didn't resemble a starfish, other than being ever-so-vaguely star-shaped. I don't tend to talk with the ellipticals, although I can see why it would appear that way.
As someone who's just learning to cook well and frugally on her own, this book looks like a good way to combine the two at a time when I really need it. Count me in.
I would tail "Linda" after work, wait until she was going into her house, run up and grab her briefcase. After a short chase, I'd turn around and say "SEE! See how easy it is to lose all of this valuable personal information when you keep it in a...notebook...with Dooodles!? HA! I told you so! And - by the way - that DOES NOT even resemble a starfish!"
Does anyone know how to do the Toshiba D-R17DT?
I have been on to the DVD-HACK site and although it is listed there, they have no instructions.
I would be very gratefull for any help anyone can give.
Many thanks
We regularly eat great meals that feed us twice and total less than $2. I think this cook book would be a waste of money for someone on a tight food budget.
It would be nice to have a cookbook that combines saving money with still eating well -- a lot of times it seems that has to be a trade-off.
And don't overlook the breads: lots of different kinds and shapes of breads available, and they can perk up a sandwich a lot.
I like the cost per serving breakdown. Does it include nutritional information as well? Alot of the cookbooks I have looked at either have one or the other but not both. I'd love to see a cookbook that recognizes that providing nutritionally healthful meals(that look at things such as sodium, saturated fat, sugar, carbs or fiber) and wanting to control grocery budget costs are not mutually exclusive tasks for homemakers.
Christine
You have every reason to be concerned. I work for an agency that, while not a bank, takes down customer's SSNs on a regular basis. They can be written down on post-it-notes, notebooks, anything. There are no standards for that.
It is only in the last year or two that we've implemented a clean desk policy requiring that ANY piece of paper with any personal info on it must be shredded or locked up at the end of every day. And WE don't even do the shredding. All shred bins are emptied into LOCKED trash bins that are weekly or monthly picked up by a contracted shredding company.
Many companies are just now starting to understand how easy data like this is to steal. Any janitor, spouse or building maintenance person could walk by and grab hundreds of SSNs off our desks.
So the concept of a clean desk policy is relatively new to a lot of companies. I'd imagine there are a lot of technophobes and dinosaurs out there who simply don't understand the necessity and it's generally seen to be the domain of the IT department.
Hi Myscha,
If you want to fake halumi, cut the moz slices into whatever feta brine you have for a day or two (it may get a little slimey - careful) and then add some dried mint.
The easiest way to find halumi is to check the phonebook for a Greek Orthodox church. Call and ask for the name of a Cypriot family . Seriously. They will help you.
There are loads of Cypriots in Tarpon Springs, if you're close, you may just drive up there and ask around.
I have worked in a company that provided student loans before and as such, was asking people for (and receiving) their social security numbers (and names, and addresses, and many identifying details about them) all day long. procedure where I worked was, in fact, to keep this information on a piece of scrap paper...but then those papers were put into a locked container that had a tiny tiny hole in it every few hours, and then the contents of that container were burned every few days. still a little sketchy, if you ask me, but far better than your bank's behavior.
I think the fact that bankers deal with this type of information all day long makes them a little insensitive to what it means to people. The fact that you clearly stated your discomfort, however, should have meant more to them than their own comfort with their practices. I say find a bank that won't do that and switch.
white bean chicken chili...spicy!
Tomatoes + pasta + something else (usually bread) = cheap, frugal meals that are easy to prepare!
The Gramm Leach Bliley Act is the law related to privacy protection in the private sectors of banking and insurance. It states that there must be policies in place to protect information from foreseeable threats in security. How your bank complies should be outlined in their privacy notice that you should get once a year. This wikipeia page has a pretty good overview: http://en.wikipedia.org/wiki/Gramm%E2%80%93Leach%E2%80%93Bliley_Act#Privacy.
This person's methods don't seem in keeping with the Act. As an insurance professional, my company requires me to keep any docs with policyholder info in the office, and to shred them when I'm done with them. Anything that goes out of the office has to be transmitted and received through our secure e-mail or management systems. Every employee and contractor we work with has to sign off that they understand the act and will abide by our privacy regulations.
I hope this helps you understand the potential illegality of Linda's actions. In my opinion, they should violate the bank's privacy and security policies- and if they don't, it would seem the bank is not in compliance with the GLBA.
Oh, Philip, I totally agree! It's not sustainable in the long run, especially not at this level. Like you said, there are shanty towns all over the world in which people live off of scraps. It's tragic, but all the more tragic when you think about people living fairly well off of the sheer volume of "garbage" here in the US.
I think about this all the time, actualy, because I love across the street from an apartment complex where people through out entire sets of furniture on a regular basis. This is not a wealthy complex; we're not talking about people who have tons of money to throw around.
And that's to say nothing of the businesses that throw out excess clothing.
The thing is, as Americans, we are so used to the idea of excess, and so terrified of the idea of limited options or baskets that are NOT overflowing with goods and produce. I know, because the idea terrifies me, too. But it's a reality we're eventually going to have to face: we can't keep producing at this level, consuming part of it, and throwing the rest of it away.
Pasta with pink sauce is a favorite in our family.
Rather than marinara, I take a can of stewed tomatoes and simmer and mash until most of the liquid is gone. Then add the cream and grated parmesan cheese. Simmer the sauce until hot, and toss with the pasta.
Posting a scam message on a blog post warning people about scams? Either some really awesome performance art, or you are the stupidest scammer alive.
This looks great. The recipes look targetted to exactly what I'm looking for. I'm very cost-conscious, and this is an awesome resource.
Thanks for the giveaway!
I'm with you, Ahren.
It's so much nicer to have a hot meal when it's chilly outside. When I still did classroom teaching, I know many of us would have things like toaster ovens, microwaves and rice cookers in the classroom. It was nice to have something warm at work, especially after a chilly recess duty.
You can also follow me on Twitter and Trek Hound.
You guys are so nice to provide feedback! Glad to know that I'm not entirely paranoid. I actually did ask to speak to the manager. I left several messages, and finally drove back to the bank and asked to see her. She was on a conference call and I said that I would wait until she was done. It was pretty clear that the other employees knew what was up, because there wasn't much in the way of cooperation there.
The best I could get was the assistant manager, and he assured me that Linda's behavior was standard and that I had no need to be worried, and that HE wrote down confidential information all the time.
It's tough to switch banks, though, because US Bank holds my mortgage. So it's a matter of refinancing to get a better bank, and that takes some serious time! The manager of the bank hasn't called me back yet, and it has been several days, so... oh, well. Time to move institutions, I guess.
I was having a lot of trouble choking down the same sandwich with cold (from the refrigerator) ingredients until I finally got the bright idea to use the toaster and the microwave in the staff break room to literally heat things up.
Ideally, it would be better if we had a toaster oven in there, but failing that, I toast the bread on my sandwich then assemble and microwave for about a minute. The cheese gets melty and meat is warm and then I put on lettuce (and sometimes sprouts) and dig in. It's so much better hot, especially in the winter!