Recent comments

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    I love his practical real world advice!

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Absolutely my favorite personal finance blogger.

  • Pay 1 cent, get a RAZR and $100. Seriously!   16 years 38 weeks ago

    Only problem is that Verizon has the best range in mountainous areas! Or US for that. I can get service where other companies can't. No. I don't get a kickback on my bill! And I just verified this with Billshrink!

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Joe Dominguez. Who? He's the guy who came up with most of the ideas in "Your Money or Your Life," the best money book I've ever read.

  • 15 Delicious Ways to Use Canned Corn   16 years 38 weeks ago

    It contains BPA. Choose glass jars and bottles instead of cans, especially when buying soda, preserved vegetables, or soup. Or opt for frozen vegetables over canned.

    BPA BAD

    BPA testing in canned food.
    We contracted with a national analytical laboratory to test 97 cans of food we purchased in March 2006 in three major, chain supermarkets in Atlanta, Georgia; Oakland, California; and Clinton, Connecticut. The lab tested 30 brands of food altogether, 27 national brands and 3 store brands. Among the foods we tested are 20 of the 40 canned foods most commonly consumed by women of childbearing age (NHANES, 2002), including soda, canned tuna, peaches, pineapples, green beans, corn, and tomato and chicken noodle soups. We also tested canned infant formula. The lab detected BPA in fifty-seven percent of all cans.

    Independent laboratory tests found a toxic food-can lining ingredient associated with birth defects of the male and female reproductive systems in over half of 97 cans of name-brand fruit, vegetables, soda, and other commonly eaten canned goods. The study was spearheaded by the Environmental Working Group (EWG) and targeted the chemical bisphenol A (BPA), a plastic and resin ingredient used to line metal food and drink cans. There are no government safety standards limiting the amount of BPA in canned food.

    More than 100 peer-reviewed studies have found BPA to be toxic at low doses, some similar to those found in people, yet not a single regulatory agency has updated safety standards to reflect this low-dose toxicity. FDA estimates that 17% of the U.S. diet comprises canned food; they last examined BPA exposures from food in 1996 but failed to set a safety standard.

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Is my favorite!

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Suze Orman ... for that Will and Trust kit alone.

  • How to Conserve Water by Harvesting Rain or Snow   16 years 38 weeks ago

    Loved you article. Great info which is very applicable here in Florida. I'm 70 years old and have lived in Ohio and Florida. Thankfully, both states allow rainwater harvesting. And, there is plenty of rainwater falling which can be harvested here in Florida. I've used rain barrels all my life, as did my mama and grandma!. Of course, their barrels where the good ole' wooden barrels.
    One thing I would like to remind anyone participating in rainwater harvesting from their homes gutter system, is to be sure to keep those gutters squeaky clean. Granny always told me, "The water going into our barrel is only as clean as it is coming off the gutter!" That was her way of getting me out to clean the gutters, but how true it is.
    Cleaning rain gutters can be a dangerous and dirty job, as many of you are aware. How would you like to see a brand new, American Made, durable, Gutter Cleaning Tool that actually vacuums out your gutters (wet or dry) while you stay safely on the ground. If so, I invite everyone to come and visit with me at http://www.GutterClutterBuster.com and see for yourself the various dangerous & dirty methods out there today and my newly invented, safer, cleaner, faster, and money saving gutter cleaning tool.
    It saves you money first, as a "DIY Project." Don't have to pay someone else to do it! Its safer than any product on the market, so it saves on doctor/hospital bills should you fall off the ladder. It is a faster method of cleaning so you save "time" which IS money.
    You can also dump your wet/dry vac container of leaves & debris into your compost pile or use for mulch around plants, bushes, & etc., and save more of your potable water. When the rain comes and your gutters flow freely you "save" more rainwater.
    I could go on & on sharing money saving ideas when your gutters are cleaned with by this method. But most of all and most importantly, is the fact that, you don't have to drag ladders around or get up on them to clean your gutters.
    So, Stay Safe, Stay Well, and "Let Not Your Heart Be Troubled." God Bless America! Keep On Saving Our Water!

  • Living Without Air-Conditioning Can Save Big Bucks This Summer   16 years 38 weeks ago

    It's easy to keep the air conditioning off this year. But, let's start talking about heat now!

    We have found a way to get solar water heaters for free using the proper incentives in Maryland.

    Too bad it isn't this easy to put in a geothermal loop for air conditioning.

  • How to Turn Average Talent into Fame and Fortune   16 years 38 weeks ago

    Oh, now I must really stop reading this blog. William Shatner not a good actor???????????????????
    Well, do you think you are a good writer?

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Another vote for Trent at thesimpledollar.com

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Financial Tales! I love the stories, thanks!

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Some people hate her, but I love Suze Orman.

  • The Three Interest Rates   16 years 38 weeks ago

    @ Simon:

    I have a post called Good debt, bad debt, that talks about those issues.

    Personally, I put debt to buy a house in the second best category of debt--not as good as debt to buy an income-producing asset, but better than debt to buy stuff you can't afford.

    A house may be an item of enduring value, but that depends to a great extent on what price you pay for it.  If you pay too much for a house, it might never be worth what you paid for it.  (And that's totally aside from the issue of whether or not you can actually afford the house--and we've all now seen what happens when people do that and then aren't bailed out by rising house prices.)

  • How to Turn Average Talent into Fame and Fortune   16 years 38 weeks ago

    Never underestimate the power of determination. And send us a copy of your book when it gets published! I'm working on a kids book right now, and I know it will take a long time...but I will do it.

    By the way, I think I left out Victoria Beckham from my list. Not that good a singer, not an actor, not a fashion designer, but she's made millions. Marring David Beckham didn't hurt her career either!

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    JD Roth at Get Rich Slowly. A lot of blogs talk about a lot of things I'm interested in, but GRS is probably the closest to where I am along the frugality spectrum.

  • 10 Unhealthiest Restaurants   16 years 38 weeks ago

    My source is incorrect yet you give no source. Sorry, you are out of gas. Then you spew your anti-government rhetoric. The conspiracy theorists at work among us. I wish we had a bury button. Come out of your basement and remove your saturated fat lined tin foil hat.

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Naomi Dunford at ittybiz.com is pretty cool

  • How to Turn Average Talent into Fame and Fortune   16 years 38 weeks ago

    What you posted today really gave me the strength to press on. Since I was very young (about 12) I wanted to be a mangaka (Japanese comic book artist). As I grew older, I felt that dream slipping away as it takes a lot of time during one's day to devote to such a venture. My data files from the story were destroyed 5 times which is why it has taken me six years to complete the rough drafts, that and having to work hard from a young age has gotten in the way.

    I have 35 pages left of my story which should take me about a week and a half. For the first time I will complete my first graphic novel. I've never been an "exceptional" artist but I am extremely creative and I excel at creative writing, meaning the storyline will make up for the more "basic" art style that I have (similar to Ken Akamatsu, creator of Love Hina).

    Anyways, I would just like to tell you thank you! Your post has really helped restore my faith that my dream as a career comic book artist may actually come true.

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Single Ma at Fabulous Financials is awesome! I love to read her career moves, about her daughter, and how she got out of debt.

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    Trent Hamm from the Simple Dollar

  • The Three Interest Rates   16 years 38 weeks ago

    "Neither a borrow nor lender be" goes the old saying, but in reality some borrowing is good - if you're borrowing to buy an asset, such as a home, then that is "good" borrowing.

    If you're borrowing to buy luxuries - latest LCD TV, designer clothes etc - then that is "bad" borrowing - borring money to buy a depreciating asset serves little purpose other than to strip you of more of your own personal cash.

    Like many other, I used to borrow to fund a lifestyle which I could not afford - this all changed 15 years ago - I am now free of all debt and feel great about it.

    Cut up those credit cards - you don't need them - live within your income - either cut expenditure or get a better paying job!

  • Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)   16 years 38 weeks ago

    I was inspired by Tim Ferris and Leo Babauta. These two people are the ones who I think helped me the most regarding personal and financial development, and also inspired me to launch my own blog.

  • How to Turn Average Talent into Fame and Fortune   16 years 38 weeks ago

    Oooooyyy, boy, I love Weird Al! He is so weiiiiiiiiirdddd ;)

    By the way I agree with you. It's usually not the talent that makes you successful. There are many unknown yet talented people walking among us. It's practice (something I should do more often - regarding my drumming), creativity and a pinch of neatness that rockets you to the Rock'n'Roll Hall of Fame :D

    Let's make some noise :D

    All the best,
    Zoli

  • How to Conserve Water by Harvesting Rain or Snow   16 years 38 weeks ago

    California's recycling rate is very high.  Right now it's around 70 or 80% I think.  There are also rainwater harvesting programs here since we have had drought issues pretty often.  There have been times in the last couple years when we were told not to flush the toilet too much.  I think in those times extra rainwater might help out.