About people who are free of the money trap, or getting free, not having sympathy for others. Isn't this like former smokers? They turn against what they used to do so vehemently that they also reject the people who are still trapped. You have to wonder if they're just afraid that associating with the hooked will get themselves hooked again. It's not catching. Or doesn't have to be.
I have 6 pets and rub their coats with Cider vinegar once a week to keep their fur soft and it keeps fleas away! They hate it and will run when they smell it!
It turns out that is better to start off your adult life at 0 than it is -50K or even more. I wish I had that insight before taking out all my student loans.
I was at a bachelor party last weekend and commented that even with inflation and the devaluation of the dollar, $1 still gets the same thing it got 15 years ago, when I first stepped into a gentleman's club.
Considering that my pay is the same (wage freeze), my housing costs the same, utilities cost more, and groceries cost CONSIDERABLY more, it doesn't offset the decrease in the cost of gas. Not for a family of three, particularly since we do not travel very much.
Therefore I'm going to say a dollar does not buy as much for me as it did a year ago. However, it may be different for someone who travels a great deal as there are great deals out there. If you eat out you may also be seeing some savings, as restaurants are practically giving meals away. The upscale wine bar near me is giving away free sushi, for example. Ruby's has the two for one special. Some service industries are trying to stay in business and are willing to throw a customer a bone.
Rent is a lot cheaper in this area with slashes up to $1000 off a month, it's kind of crazy. But at the same time, groceries keep going up. Does anybody else remember when you could get quite a few cans of tuna for a buck? Now it's always $1.29 for just one can, what's the deal?
I too have had a netspend visa and mastercard for many years. I had a visa/debit card with Bank of America for a very long time; I continously experienced over draft fees by bank error; so the fees were always refunded but I stayed on the phone a lot with the bank. The netspend I pay a fee every month for having the account. Direct Deposit is free and I check my balance from the internet for free. They also have a text balance check for free. I used my cards for online purchases and should I have a problem withmy purchase they have always backed me up with immediate refunds and representing my interest to the opposing company. They do have their moments but when you bring it to their attention they will correct it.
I too am a worrier by nature. We took on some unexpected debt over the past year when a relocation/renting our old home out went completely awry. We paid two mortgages, electric bills, etc. for 15 months instead of the 6 we had planned for. I worried myself sick, quite literally, with what ifs.
My health actually suffered for the worry.
This book saved my sanity, and possibly my life. I keep it next to my bed, and pull it out on as an needed basis. I'm doing much better at focusing on the here and now. I accepted the worst that could happen, and we came up with a strong action plan to take control of our situation so that I could feel empowered instead of helpless. I developed financial spreadsheets, and track our every penny. Each month our debt shrinks, our savings grows, and those what ifs have never materialized.
I highly recommend this book to anyone who is suffering from worry or anxiety. It's better than any anxiety medication I was ever prescribed.
No, I don't think a dollar goes farther today than a year ago, except for maybe gas. Even if travel is cheaper, I can't afford it. I do make a dollar go farther today however, when it comes to cleaning products for my home. I recently moved, and decided that I had too many different products, so as I used up products, I didn't replace them, but switched to substitutes for commercial cleansers such as baking soda and vinegar. I have a lot more space in my pantry, now, too. I also use less laundry detergent and bleach than I used to, by actually MEASURING, rather than DUMPING it in!
CDs (that is, compact discs, not certificates of deposit!) are cheaper, perhaps due to both the decline in luxury spending and the advent of easy music piracy. I've been able to buy music in good conscience for remarkably cheaper, thereby doing my part to prop up my local music store.
It feels like a dollar is worth a lot less than a year ago. Everything seems to be climbing, and I have already cut back. I know I should figure out a way to barter...
I get cheaper car rentals and car than even before. I got a very nice car for $2500 recently. I couldn't think of getting a nice car for $2500 last year.
The current financial news is that consumer prices in June went up by seven-tenths of a percent. But monthly statistics don't give the entire picture. As an example, the run-up can be tied to rising gasoline prices in the month of June.
A more important statistic to note is that there was zero inflation over the last year. So a dollar today buys you more than it did a dollar year ago.The Wall Street Journal reports that prices overall are declining by the biggest amount seen since 1950. (sic)
Prices will continue to get better on the things we buy. What that means is that even if you didn't get a raise, your buying power has not declined.
Used to get a pound of pasta on sale 3/$1 - never less than $1 each these days. And finding anything useful (other than cleaning supplies) in the dollar store is getting really tough.
If I should win please donate the $10 to USO - they do great work keeping our heroes sane!
Some weeks back it was a deflation situation in India and $10 (one year back) should be less valuable than $10 (now), but in actual public was seeing soaring prices everywhere. For examples, I can see the most expensive vegetables around since last few weeks.
a dollar buys the same thing as a year ago at the dollar store in town, for which i am very grateful.
it actually buys more food now, because there are so many weekly doorbuster deals at all the grocery stores around me that are eas to take advantage of. last year at this time everything had gone up in price but there were fewer food sales as well.
and it buys fewer stamps now, thanks to the increase in prices at the po.
Certainly not! With inflation being so high over the past year, it takes more money to get the same basic things you had before, not to mention that travel to Europe has become nearly impossible unless you're making at least six figures. All of my bills have went up by at least 1/3, and groceries keep going up much more often than I've ever seen my entire life. Yet, no one is getting raises, people are getting laid off left and right, and companies are actually SLASHING pay down to it's barest minimal. Which is why I got fed up with it all and started my own business while working part-time (mostly for health insurance). We all have to work harder to live on less. Not to mention that they raised the cost of stamps twice in a year, thank goodness I can pay most of my bills online.
Fact is, the dollar is getting less and less valuable as the days go by. The economy really isn't helping and I really wonder when they are going to do something about this. It's been going on for a long time now.
I think that a dollar buys more than it did one year ago, with the exception of groceries, which have been ever increasing. But luxuries, gas, and retail nonessentials have been noticeably (and possibly desperately) cheaper this year.
I always buy the cheapest headphones because I break them so easily. At Wal-Mart, their price has gone from $.99 to $2.49! This is for the exact same product!!!
About people who are free of the money trap, or getting free, not having sympathy for others. Isn't this like former smokers? They turn against what they used to do so vehemently that they also reject the people who are still trapped. You have to wonder if they're just afraid that associating with the hooked will get themselves hooked again. It's not catching. Or doesn't have to be.
I have 6 pets and rub their coats with Cider vinegar once a week to keep their fur soft and it keeps fleas away! They hate it and will run when they smell it!
It turns out that is better to start off your adult life at 0 than it is -50K or even more. I wish I had that insight before taking out all my student loans.
I was at a bachelor party last weekend and commented that even with inflation and the devaluation of the dollar, $1 still gets the same thing it got 15 years ago, when I first stepped into a gentleman's club.
Considering that my pay is the same (wage freeze), my housing costs the same, utilities cost more, and groceries cost CONSIDERABLY more, it doesn't offset the decrease in the cost of gas. Not for a family of three, particularly since we do not travel very much.
Therefore I'm going to say a dollar does not buy as much for me as it did a year ago. However, it may be different for someone who travels a great deal as there are great deals out there. If you eat out you may also be seeing some savings, as restaurants are practically giving meals away. The upscale wine bar near me is giving away free sushi, for example. Ruby's has the two for one special. Some service industries are trying to stay in business and are willing to throw a customer a bone.
But for me? No.
Rent is a lot cheaper in this area with slashes up to $1000 off a month, it's kind of crazy. But at the same time, groceries keep going up. Does anybody else remember when you could get quite a few cans of tuna for a buck? Now it's always $1.29 for just one can, what's the deal?
I too have had a netspend visa and mastercard for many years. I had a visa/debit card with Bank of America for a very long time; I continously experienced over draft fees by bank error; so the fees were always refunded but I stayed on the phone a lot with the bank. The netspend I pay a fee every month for having the account. Direct Deposit is free and I check my balance from the internet for free. They also have a text balance check for free. I used my cards for online purchases and should I have a problem withmy purchase they have always backed me up with immediate refunds and representing my interest to the opposing company. They do have their moments but when you bring it to their attention they will correct it.
There seem to be a lot of deals lately to make your dollar stretch further.
Frozen Burritos have gone up in price, even though they might be considered a giffen good.
This is absolutely one of the best books EVER.
I too am a worrier by nature. We took on some unexpected debt over the past year when a relocation/renting our old home out went completely awry. We paid two mortgages, electric bills, etc. for 15 months instead of the 6 we had planned for. I worried myself sick, quite literally, with what ifs.
My health actually suffered for the worry.
This book saved my sanity, and possibly my life. I keep it next to my bed, and pull it out on as an needed basis. I'm doing much better at focusing on the here and now. I accepted the worst that could happen, and we came up with a strong action plan to take control of our situation so that I could feel empowered instead of helpless. I developed financial spreadsheets, and track our every penny. Each month our debt shrinks, our savings grows, and those what ifs have never materialized.
I highly recommend this book to anyone who is suffering from worry or anxiety. It's better than any anxiety medication I was ever prescribed.
No, I don't think a dollar goes farther today than a year ago, except for maybe gas. Even if travel is cheaper, I can't afford it. I do make a dollar go farther today however, when it comes to cleaning products for my home. I recently moved, and decided that I had too many different products, so as I used up products, I didn't replace them, but switched to substitutes for commercial cleansers such as baking soda and vinegar. I have a lot more space in my pantry, now, too. I also use less laundry detergent and bleach than I used to, by actually MEASURING, rather than DUMPING it in!
Last year you would've had to offer $100 for me to answer this.
There ya go.
CDs (that is, compact discs, not certificates of deposit!) are cheaper, perhaps due to both the decline in luxury spending and the advent of easy music piracy. I've been able to buy music in good conscience for remarkably cheaper, thereby doing my part to prop up my local music store.
It feels like a dollar is worth a lot less than a year ago. Everything seems to be climbing, and I have already cut back. I know I should figure out a way to barter...
I get cheaper car rentals and car than even before. I got a very nice car for $2500 recently. I couldn't think of getting a nice car for $2500 last year.
A dollar goes further this year than last year when buying gasoline.
The current financial news is that consumer prices in June went up by seven-tenths of a percent. But monthly statistics don't give the entire picture. As an example, the run-up can be tied to rising gasoline prices in the month of June.
A more important statistic to note is that there was zero inflation over the last year. So a dollar today buys you more than it did a dollar year ago.The Wall Street Journal reports that prices overall are declining by the biggest amount seen since 1950. (sic)
Prices will continue to get better on the things we buy. What that means is that even if you didn't get a raise, your buying power has not declined.
I get cheaper rent now due to the overabundance of condos in the area!
Used to get a pound of pasta on sale 3/$1 - never less than $1 each these days. And finding anything useful (other than cleaning supplies) in the dollar store is getting really tough.
If I should win please donate the $10 to USO - they do great work keeping our heroes sane!
Some weeks back it was a deflation situation in India and $10 (one year back) should be less valuable than $10 (now), but in actual public was seeing soaring prices everywhere. For examples, I can see the most expensive vegetables around since last few weeks.
has definitely gone up.
a dollar buys the same thing as a year ago at the dollar store in town, for which i am very grateful.
it actually buys more food now, because there are so many weekly doorbuster deals at all the grocery stores around me that are eas to take advantage of. last year at this time everything had gone up in price but there were fewer food sales as well.
and it buys fewer stamps now, thanks to the increase in prices at the po.
Certainly not! With inflation being so high over the past year, it takes more money to get the same basic things you had before, not to mention that travel to Europe has become nearly impossible unless you're making at least six figures. All of my bills have went up by at least 1/3, and groceries keep going up much more often than I've ever seen my entire life. Yet, no one is getting raises, people are getting laid off left and right, and companies are actually SLASHING pay down to it's barest minimal. Which is why I got fed up with it all and started my own business while working part-time (mostly for health insurance). We all have to work harder to live on less. Not to mention that they raised the cost of stamps twice in a year, thank goodness I can pay most of my bills online.
Fact is, the dollar is getting less and less valuable as the days go by. The economy really isn't helping and I really wonder when they are going to do something about this. It's been going on for a long time now.
I think that a dollar buys more than it did one year ago, with the exception of groceries, which have been ever increasing. But luxuries, gas, and retail nonessentials have been noticeably (and possibly desperately) cheaper this year.
I always buy the cheapest headphones because I break them so easily. At Wal-Mart, their price has gone from $.99 to $2.49! This is for the exact same product!!!