I agree that if you are flexible you can find amazing deals. I have flown from Orlando to Atlantic City or Detroit for under $40 round trip, taxes included. Yes, they can nickel and dime you, so to avoid this simply don't select your seats until checking in. If you have a longer trip and must check a bag, then the savings on the flight ticket more than cover the price of a checked bag.
Again, this $9 club only is good if you are flexible with travel dates and locations, and you live near a city with several destinations via Spirit (i.e. Ft Lauderdale).
You did 15-20 interviews a week? Jesus Christ.
I've been looking for work for the last two months with zero success and I've had three interviews and three phone interviews, all of which I got rejected from. That's not counting registering at temp agencies, which would only be another five.
How the hell do you get that many interviews? I've done all of the motions and I have a decent "recent university graduate" resume and cover letter. I've applied in person, online, by mail and phone and I'm coming up dry. I'm about to give up and go for a post-grad degree cuz it's better than sitting around wasting time.
More properly known as "Har-Mart". I shop there mostly to get good tofu and bean sprouts. Yes, their produce prices are lower than elsewhere, but the quality tends to be a bit dodgey compared to King Soopers, the local big supermarket chain.
Har-Mart is large for a Denver Asian store; it used to be a Cub Foods supermarket.
Even if everything that could possibly go wrong did go wrong I know I would not be on the streets for any length of time. We are avid campers and live in a warmish climate where we could go out doors until real shelter became available to us and we would find a way to work. I have an uncle, who my whole family loves dearly and wants to help, who has lived on the streets for the last 20 years. He is mentally ill but we have been told that we cannot force him into treatment, he has a "right" to live on the streets (thanks to the so called "homeless advocates"). We only get word of him occasionly, if he gets arrested or hospitalized. Often by the time we can get to him he has already been released. I know it is a fear that people have that they will lose everything, but from watching my uncle I realize that even if we did it would not be for long because we would use the resources available to help us up and out of the situation, something many of the menally ill who are homeless seem incabable of doing.
I tried the beer tonic on the morning of 17May2009 but instead of using a hose-end sprayer I used a pump sprayer. Unfortunately, I had a disappointing result and my lawn is starting to wither. Does this mixture works on St. Augustine lawn here in Jacksonville, Florida? I'm willing to try it again with a hose-end sprayer but have a few questions. Do I apply it in the morning or before the sun goes down? Should I water my lawn before or after applying the beer tonic. I just bought an Ortho Dial n Spray hose-end sprayer at Lowe's. At what setting should I set the hose-end sprayer? I'll be waiting for your answer to my inquiries.
My spouse and I each have two+ diverse ways to make money that do not overlap. He's a professor and humanist clergyman, so he teaches and moonlights doing weddings, commitment ceremonies and the like. I'm lawyer and pianist, so I moonlight gigging and teaching lessons. While our alternates do not pay as much as our main jobs, it's important to us to have a hedge just in case: Though it would not be as easy as when we're being a professor and a lawyer, a clergyman and a piano teacher ought to be able to find enough work to have a decent place to live.
I was wondering the same thing while researching the article. While I'm not certain it would be something that you would want to buy, load up in your car, and lug home (could you imagine?) there may be a market for someone to make up a batch, transport, and apply it for you People will pay good money for chemicals that make their yard unnaturally green, so why not for a bucket of organic garden tea applied by someone who knows best?
As mentioned above in the subject. Got a nice Nissan Altima GXE to buy.
The only thing that makes this car make me cringe is the very big dent on the door.
Image:
The dent has been circled. It is roughly about 3-5cm in. To make own estimate, the dent was created by a vehicle backing up into the car. Probably was not fast because there is no scratch or traded paint.
Margot B, the link you posted said Capital One acquired a minor interest in the company and they are on NetSpend's board of directors. It's not a full purchase but obviously the two companies have ties. A minor interest in acquisitions could mean up to 49% of the company.
We have definitely learned to become more frugal than ever before, and while there are some pleasures we would add back into our budget, for the most part we plan to stay the course and build up an emergency fund and remain debt free. If the economy ever improves (feeling discouraged about that right now!) I am hoping we can keep living on less so we can give and save more.
NetSpend sent my 15 year old an "un-solicitated" credit card. The only thing required was to activate it. It only takes one crook to steal your idenditity, and at 15 years old that can stick with you for a very long time. I think this company is a SCAM! Don't do it.
This article praises "Asian markets", but that is such a blanket generalized term, especially when one considers that the specific market which the writer is speaking of is HMart (as revealed in the comments).
HMart is the premier Korean grocery store. I wrote a report on it in my college course a couple semesters ago. You're not going to find a Chinese, Indian, Japanese, etc, store like this, I guarantee it.
YOU may have never heard of Hmart if you're not a connoisseur of Korean food (95% of Americans), but every Korean knows it as the MAJOR NATIONWIDE SUPERMARKET CHAIN that has been making insane profits, and is constantly opening up location after location (I have 3 within 20 miles of my home in DC).
Korean markets are thriving because they emphasizing rock bottom prices for their products, while maintaining high quality. They are able to undercut other American supermarkets, because they don't spend next to nothing (relatively) on advertising, and they skimp on things like decor and other superficial storefront niceties, so western people tend to assume that the food is filthy just based on how the store itself looks. But this is where they are mistaken, and tend to miss out on the high quality food/low prices that Koreans take advantage of.
By de-emphasising storefront appeal, Korean markets are able to focus more on providing high quality food for low prices.
Capital One never acquired NetSpend. There seems to be an awful lot of misinformation with regard to this, so here's a link to an Austin Business Journal article on the subject:
For what it's worth, there's no harm in being cautious upon receiving any unsolicited offers in the mail. But you might want to stop short of hysteria in the future.
Check out this Cooking site, if you're unfamiliar with Asian food/ingredients. She is really good about explaining what items to shop for at asian supermarkets in order to make various dishes.
When I want to do emotional shopping, I get on Amazon and look at all the stuff I want. Then I put it all on my wish list. I spend no money, but the act of clicking the things I want as though I were buying them satisfies that need.
Sometimes I make cookies afterward. Mainly because you can't be unhappy while you're eating a cookie.
SO I WENT TO THE LAKE THIS PAST WEEKEND AND WOW DID I GET BURNED! I AM EXTREMLY PALE NORMALLY AND NOW I LOOK LIKE A LOBSTER! I ALSO GOT HEAT STROKE AND WAS SICK ALL DAY SUNDAY AFTER GETTING BURNED SATURDAY. I JUST TRIED OUT THE VINEGAR ON ONE OF MY FOREARMS AND SO FAR SO GOOD! I AM GOING TO HAVE A BATH AND PLAN ON PUTTING SOME VINEGAR IN THE WATER. WISH ME LUCK!!
As with all experiences in life, some will learn to be permanently frugal, some won't, and most will learn just enough to be frugal in some (enjoyable) areas while being un-frugal in others. Still ... this is the chance for those of us who've been pinching pennies for years to set a positive example and become trendsetters for others. When I teach self-help classes to low income women and they whine it's terrible they can't take their kids shopping at the mall, I point to whatever I'm wearing and say something like "thrift shop, $2.50." I make a deliberate point of wearing something gleaned from a thrift shop to do these classes. There's nothing like having a highly paid professional set a frugal example to get them off their consumeristic high horse.
If that fails, start "baa-ing" at them like sheep. Baa, I'm a mindless consumer. Baa, the TV tells me to buy and I buy, buy, buy. Baa, I'm broke, but I keep spending because multinational corporations tell me I must and I'm too stupid to questions their motives even though they caused our economy to melt down. Baa, lets support slave labor in China, go broke, and line the pockets of fat-cat CEO's in the process just because I'm too stupid to stop following the crowd. Baa, baa, baa!!!
The problem is not HFCS but adding sweeteners to all kinds of different food to outsmart the brain's inherent barriers against overeating. Try to find cereal without added sweetener.
Have to agree on the changing table. Instead, we used a curved changing pad on our counter in the laundry room. I bolted a towel bar on the counter to keep our son from rolling off (and the pad from slipping off). Eventually got rid of the pad as our son got older. Diapers went into the Diaper Genie (more on that later) and any soiled clothes either went in to the utility sink or into the washer.
The Diaper Genie worked great. Limited odor and only noticeable in the laundry room. Living in Florida, the hot son cooking our large oversized roll-out trash can that we are required to use would have resulted in unbearable smells outside the house. We do like our neighbors.
No wipe warmer, no bottle warmer, no shoes, no baby monitor. We had more clothes, as you noted, than he could ever wear.
Although I was unable to locate a picture of this kind of trap (it is winter in Australia and we don't need them right now!), I have finally found an example of the plastic bottle trap here:
If a restaurant manager has the choice of hiring someone with a degree or hiring someone without (experience being equal), they're usually better off hiring the person without the degree. The person with the degree will leave as soon as a better opportunity opens up, while the undegreed person won't likely have a better opportunity. Why waste all that training time?
I agree that if you are flexible you can find amazing deals. I have flown from Orlando to Atlantic City or Detroit for under $40 round trip, taxes included. Yes, they can nickel and dime you, so to avoid this simply don't select your seats until checking in. If you have a longer trip and must check a bag, then the savings on the flight ticket more than cover the price of a checked bag.
Again, this $9 club only is good if you are flexible with travel dates and locations, and you live near a city with several destinations via Spirit (i.e. Ft Lauderdale).
You did 15-20 interviews a week? Jesus Christ.
I've been looking for work for the last two months with zero success and I've had three interviews and three phone interviews, all of which I got rejected from. That's not counting registering at temp agencies, which would only be another five.
How the hell do you get that many interviews? I've done all of the motions and I have a decent "recent university graduate" resume and cover letter. I've applied in person, online, by mail and phone and I'm coming up dry. I'm about to give up and go for a post-grad degree cuz it's better than sitting around wasting time.
More properly known as "Har-Mart". I shop there mostly to get good tofu and bean sprouts. Yes, their produce prices are lower than elsewhere, but the quality tends to be a bit dodgey compared to King Soopers, the local big supermarket chain.
Har-Mart is large for a Denver Asian store; it used to be a Cub Foods supermarket.
I found a real informative site that may be worth checking out if you are interested.
http://www.probumpkeys.com
Even if everything that could possibly go wrong did go wrong I know I would not be on the streets for any length of time. We are avid campers and live in a warmish climate where we could go out doors until real shelter became available to us and we would find a way to work. I have an uncle, who my whole family loves dearly and wants to help, who has lived on the streets for the last 20 years. He is mentally ill but we have been told that we cannot force him into treatment, he has a "right" to live on the streets (thanks to the so called "homeless advocates"). We only get word of him occasionly, if he gets arrested or hospitalized. Often by the time we can get to him he has already been released. I know it is a fear that people have that they will lose everything, but from watching my uncle I realize that even if we did it would not be for long because we would use the resources available to help us up and out of the situation, something many of the menally ill who are homeless seem incabable of doing.
I tried the beer tonic on the morning of 17May2009 but instead of using a hose-end sprayer I used a pump sprayer. Unfortunately, I had a disappointing result and my lawn is starting to wither. Does this mixture works on St. Augustine lawn here in Jacksonville, Florida? I'm willing to try it again with a hose-end sprayer but have a few questions. Do I apply it in the morning or before the sun goes down? Should I water my lawn before or after applying the beer tonic. I just bought an Ortho Dial n Spray hose-end sprayer at Lowe's. At what setting should I set the hose-end sprayer? I'll be waiting for your answer to my inquiries.
My spouse and I each have two+ diverse ways to make money that do not overlap. He's a professor and humanist clergyman, so he teaches and moonlights doing weddings, commitment ceremonies and the like. I'm lawyer and pianist, so I moonlight gigging and teaching lessons. While our alternates do not pay as much as our main jobs, it's important to us to have a hedge just in case: Though it would not be as easy as when we're being a professor and a lawyer, a clergyman and a piano teacher ought to be able to find enough work to have a decent place to live.
I was wondering the same thing while researching the article. While I'm not certain it would be something that you would want to buy, load up in your car, and lug home (could you imagine?) there may be a market for someone to make up a batch, transport, and apply it for you People will pay good money for chemicals that make their yard unnaturally green, so why not for a bucket of organic garden tea applied by someone who knows best?
Linsey Knerl
Looks like a man with an axe sitting on a felled tree. I wonder if he is a freemason. Or is this the era of a new carpenter?
As mentioned above in the subject. Got a nice Nissan Altima GXE to buy.
The only thing that makes this car make me cringe is the very big dent on the door.
Image:
The dent has been circled. It is roughly about 3-5cm in. To make own estimate, the dent was created by a vehicle backing up into the car. Probably was not fast because there is no scratch or traded paint.
http://img291.imageshack.us/img291/2391/nissans.jpg
Wondering if the first or second method works.
Thanks
Margot B, the link you posted said Capital One acquired a minor interest in the company and they are on NetSpend's board of directors. It's not a full purchase but obviously the two companies have ties. A minor interest in acquisitions could mean up to 49% of the company.
We have definitely learned to become more frugal than ever before, and while there are some pleasures we would add back into our budget, for the most part we plan to stay the course and build up an emergency fund and remain debt free. If the economy ever improves (feeling discouraged about that right now!) I am hoping we can keep living on less so we can give and save more.
Wondering if anyone would buy 'garden tea' made from well composted chicken or rabbit manure?
NetSpend sent my 15 year old an "un-solicitated" credit card. The only thing required was to activate it. It only takes one crook to steal your idenditity, and at 15 years old that can stick with you for a very long time. I think this company is a SCAM! Don't do it.
This article praises "Asian markets", but that is such a blanket generalized term, especially when one considers that the specific market which the writer is speaking of is HMart (as revealed in the comments).
HMart is the premier Korean grocery store. I wrote a report on it in my college course a couple semesters ago. You're not going to find a Chinese, Indian, Japanese, etc, store like this, I guarantee it.
YOU may have never heard of Hmart if you're not a connoisseur of Korean food (95% of Americans), but every Korean knows it as the MAJOR NATIONWIDE SUPERMARKET CHAIN that has been making insane profits, and is constantly opening up location after location (I have 3 within 20 miles of my home in DC).
Korean markets are thriving because they emphasizing rock bottom prices for their products, while maintaining high quality. They are able to undercut other American supermarkets, because they don't spend next to nothing (relatively) on advertising, and they skimp on things like decor and other superficial storefront niceties, so western people tend to assume that the food is filthy just based on how the store itself looks. But this is where they are mistaken, and tend to miss out on the high quality food/low prices that Koreans take advantage of.
By de-emphasising storefront appeal, Korean markets are able to focus more on providing high quality food for low prices.
Capital One never acquired NetSpend. There seems to be an awful lot of misinformation with regard to this, so here's a link to an Austin Business Journal article on the subject:
http://austin.bizjournals.com/austin/stories/2007/11/19/daily9.html
For what it's worth, there's no harm in being cautious upon receiving any unsolicited offers in the mail. But you might want to stop short of hysteria in the future.
Check out this Cooking site, if you're unfamiliar with Asian food/ingredients. She is really good about explaining what items to shop for at asian supermarkets in order to make various dishes.
www.maangchi.com
Great compilation..
recessions beats everyone..
makes anyone do anything...
gud exaamples..
Chris
AppsProfits.com
When I want to do emotional shopping, I get on Amazon and look at all the stuff I want. Then I put it all on my wish list. I spend no money, but the act of clicking the things I want as though I were buying them satisfies that need.
Sometimes I make cookies afterward. Mainly because you can't be unhappy while you're eating a cookie.
SO I WENT TO THE LAKE THIS PAST WEEKEND AND WOW DID I GET BURNED! I AM EXTREMLY PALE NORMALLY AND NOW I LOOK LIKE A LOBSTER! I ALSO GOT HEAT STROKE AND WAS SICK ALL DAY SUNDAY AFTER GETTING BURNED SATURDAY. I JUST TRIED OUT THE VINEGAR ON ONE OF MY FOREARMS AND SO FAR SO GOOD! I AM GOING TO HAVE A BATH AND PLAN ON PUTTING SOME VINEGAR IN THE WATER. WISH ME LUCK!!
As with all experiences in life, some will learn to be permanently frugal, some won't, and most will learn just enough to be frugal in some (enjoyable) areas while being un-frugal in others. Still ... this is the chance for those of us who've been pinching pennies for years to set a positive example and become trendsetters for others. When I teach self-help classes to low income women and they whine it's terrible they can't take their kids shopping at the mall, I point to whatever I'm wearing and say something like "thrift shop, $2.50." I make a deliberate point of wearing something gleaned from a thrift shop to do these classes. There's nothing like having a highly paid professional set a frugal example to get them off their consumeristic high horse.
If that fails, start "baa-ing" at them like sheep. Baa, I'm a mindless consumer. Baa, the TV tells me to buy and I buy, buy, buy. Baa, I'm broke, but I keep spending because multinational corporations tell me I must and I'm too stupid to questions their motives even though they caused our economy to melt down. Baa, lets support slave labor in China, go broke, and line the pockets of fat-cat CEO's in the process just because I'm too stupid to stop following the crowd. Baa, baa, baa!!!
The problem is not HFCS but adding sweeteners to all kinds of different food to outsmart the brain's inherent barriers against overeating. Try to find cereal without added sweetener.
Have to agree on the changing table. Instead, we used a curved changing pad on our counter in the laundry room. I bolted a towel bar on the counter to keep our son from rolling off (and the pad from slipping off). Eventually got rid of the pad as our son got older. Diapers went into the Diaper Genie (more on that later) and any soiled clothes either went in to the utility sink or into the washer.
The Diaper Genie worked great. Limited odor and only noticeable in the laundry room. Living in Florida, the hot son cooking our large oversized roll-out trash can that we are required to use would have resulted in unbearable smells outside the house. We do like our neighbors.
No wipe warmer, no bottle warmer, no shoes, no baby monitor. We had more clothes, as you noted, than he could ever wear.
Although I was unable to locate a picture of this kind of trap (it is winter in Australia and we don't need them right now!), I have finally found an example of the plastic bottle trap here:
http://www.flickr.com/photos/dincahill/2798040684/
Notice all the wasps they have already caught...
If a restaurant manager has the choice of hiring someone with a degree or hiring someone without (experience being equal), they're usually better off hiring the person without the degree. The person with the degree will leave as soon as a better opportunity opens up, while the undegreed person won't likely have a better opportunity. Why waste all that training time?