9 ways to pay with your smartphone. You neglected Samsung Pay ! It is similar to android pay except it allows paying by placing your phone by the card slide on the reader and the reader records it. Excellent. That makes it most valuable. Of course it has security like the others. I use fingerprint. Also very clever, the way it pops up1
I had the opposite experience. I believe they are the same or at least the high price does not justify the difference. I know you buy shampoos at your store at $7 and sell it at $20. Big markup. The distribute also gets them at $3 and sells it at $7. and then manufacturer sells that $20 shampoo at $1.5. VO5 shampoo is sold for $1 but they sell thousands a day so the seller can buy at $0.8 and still make money. Buy $1 shampoo and if you want add a spoon of olive oil and one spoon of lemon juice and now you have a $40 shmapoo.
I do all of my shopping online and try to use coupons or Ebates when possible. I also make a list in advance and try to take advantage of deals on Black Friday or Cyber Monday for some of the more expensive items. I also go to the Dollar Store for all wrapping essentials - you'd be surprised by how much they have!
Since making the decision to only spend money on what we need (food, shelter, clothing, medicine and utility bills) we have saved a lot on a VERY small income. Thank you for sharing your point of view it is a huge money saver and a realistic way of looking at life.
I shop during the year at estate sales and Goodwill and it is surprising what great things one can find. I also like to bake cookies and pumpkin breads for the neighbors.
Amazon had this Oster electric wok at about $38 at 11 AM when my computer lost its connection to the internet (maybe too many people using it). I wanted to purchase it but I thought I would come back to it in the afternoon. I did and it wasn't there any longer; it now had gone up to $79 and $89. You say it is available for $47 on Amazon. Where?
Every book or article I've come across where people chuck it all to live "off grid" ends up being the same story. They drain their entire savings, are forced to live in near poverty (some with kids) and almost freeze to death in the winters. The result? They always end up back in the "city" working a regular job at least half a year so they can sink more money into their money pit "farms". Ultimately, a responsible way to live means you can afford the basics… like medical insurance for that injury from a tractor! LOL The topics of funding college educations, family vacations or even retirement is never discussed while they're trying to build that chicken coop. Sorry, but this is not sanity. If you want to live by your values make sure you do it with some rational thinking.
I save reward points from my credit card and use them for gifts. I also try to have ideas for people all year long so that if I see something for a good price I can get it. I think I am done shopping for this year's holiday!
I buy gifts during black Friday and cyber Monday and always looking for sales.
YES YOU ARE. SOOOOO. RIGHT
I stick to a budget and a list.
We do a secret santa so that it reduces the amount of gifts we have to buy.
Thanks for this now I got some new ideas for what I want for Christmas!!!
9 ways to pay with your smartphone. You neglected Samsung Pay ! It is similar to android pay except it allows paying by placing your phone by the card slide on the reader and the reader records it. Excellent. That makes it most valuable. Of course it has security like the others. I use fingerprint. Also very clever, the way it pops up1
If I have a credit card of $1,000 and a payment of $25 a month I pay $100 a month how soon can I pay this off
Count me in! It would be awesome to have some new fresh tips then some of the typical saving suggestions!
I had the opposite experience. I believe they are the same or at least the high price does not justify the difference. I know you buy shampoos at your store at $7 and sell it at $20. Big markup. The distribute also gets them at $3 and sells it at $7. and then manufacturer sells that $20 shampoo at $1.5. VO5 shampoo is sold for $1 but they sell thousands a day so the seller can buy at $0.8 and still make money. Buy $1 shampoo and if you want add a spoon of olive oil and one spoon of lemon juice and now you have a $40 shmapoo.
Ebay and Giftcardgranny.com!
I make a budget and try not to go over it.
I do all of my shopping online and try to use coupons or Ebates when possible. I also make a list in advance and try to take advantage of deals on Black Friday or Cyber Monday for some of the more expensive items. I also go to the Dollar Store for all wrapping essentials - you'd be surprised by how much they have!
I guess my idea of a frugal gift and yours are very different.
An awesome gift would be a crock pot. It is something that would be useful in preparing meals.
Found a great noise machine at The Salvation Army for less then $5.
Since making the decision to only spend money on what we need (food, shelter, clothing, medicine and utility bills) we have saved a lot on a VERY small income. Thank you for sharing your point of view it is a huge money saver and a realistic way of looking at life.
I WOULD LIKE TO WIN
Thanks for sharing your thoughts. Take care.
It worked on my Samsung SR-150M DVD player which would not play a Region 0 DVD!
I shop during the year at estate sales and Goodwill and it is surprising what great things one can find. I also like to bake cookies and pumpkin breads for the neighbors.
Amazon had this Oster electric wok at about $38 at 11 AM when my computer lost its connection to the internet (maybe too many people using it). I wanted to purchase it but I thought I would come back to it in the afternoon. I did and it wasn't there any longer; it now had gone up to $79 and $89. You say it is available for $47 on Amazon. Where?
To help save money, I shop early and try to watch for the good deals! I love watching garage sales in the summer for brand new toys at great prices!
Every book or article I've come across where people chuck it all to live "off grid" ends up being the same story. They drain their entire savings, are forced to live in near poverty (some with kids) and almost freeze to death in the winters. The result? They always end up back in the "city" working a regular job at least half a year so they can sink more money into their money pit "farms". Ultimately, a responsible way to live means you can afford the basics… like medical insurance for that injury from a tractor! LOL The topics of funding college educations, family vacations or even retirement is never discussed while they're trying to build that chicken coop. Sorry, but this is not sanity. If you want to live by your values make sure you do it with some rational thinking.
I shop year round for good sales and put things away.
Always love your posts, Phillip.
I use my Discover card and price match everything for the best price.
I save reward points from my credit card and use them for gifts. I also try to have ideas for people all year long so that if I see something for a good price I can get it. I think I am done shopping for this year's holiday!